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Compare Boat Insurance Agents in Huber Heights, OH

Directory of boat insurance agents in Huber Heights, Ohio. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 8 boat insurance agents in Huber Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450 locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950 nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728 ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010 amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300 gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455 agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504 crispinsurance.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800 agency.nationwide.com

What Does a Boat Insurance Agent in Huber Heights Cost?

Boat insurance in Ohio typically costs between 200 and 500 dollars per year for a basic policy on a small boat. Larger vessels or those with higher horsepower can cost 800 to 1,500 dollars annually. Factors like boat value, usage, and your claims history affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Ohio?
Boat insurance typically covers physical damage to your boat, liability for injury or damage you cause to others, and medical payments. Ohio law does not mandate boat insurance, but policies often include uninsured boater coverage.
Do I need boat insurance to operate on Ohio waterways?
Ohio does not require boat insurance for most recreational boats. However, if you have a loan or lease on the boat, the lender will require coverage. Some marinas also require proof of insurance before docking.
How can a Huber Heights agent help me compare boat insurance quotes?
A local agent can review multiple insurance carriers to find a policy that fits your boat type and budget. They understand Ohio-specific risks like weather on the Great Lakes and inland rivers.