The top-rated boat insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 17 boat insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio metro area and surrounding Miami County as a local boat insurance agent. The agency helps boat owners protect their watercraft with standard marine liability and physical damage coverage. Policies commonly address common perils such as storms, collisions, and theft. Personal watercraft coverage is also typically available through this office to meet local boating needs.
Littman-Thomas Agency - Troy Office provides boat insurance services for the Troy area, covering policies for watercraft such as fishing boats, pontoons, and personal watercraft. Its service plans include standard liability, comprehensive, and collision coverage, along with options for protecting equipment and trailers. Maintenance guidance is offered to help clients winterize and store their boats properly. This agency handles insurance for single-family homes, apartments, retail locations, and restaurants with exposure to watercraft risks in the community.
Heath Murray - State Farm Insurance Agent serves local homeowners and businesses in Troy, Ohio, providing boat insurance for personal watercraft, sailboats, and larger vessels. The agency helps clients protect their recreational water assets through customized coverage options suited to various boating needs in this area. Policyholders receive personalized service aimed at addressing their unique risk exposures on area lakes and rivers. The agency also covers boat owners in the neighboring Piqua community and surrounding Miami County locations.
Holobaugh Insurance serves boat owners in Troy, Ohio, and the surrounding communities, including those throughout Miami County. The agency handles coverage for various watercraft, such as speedboats and fishing boats. Policies typically protect against common risks like collision damage and storm-related losses. When handling a typical job, it begins by assessing the client's specific vessel, intended use, and local waterways before tailoring appropriate coverage limits.
Carr Insurance Group helps Troy, OH customers choose between one-time boat insurance policies and ongoing coverage that renews annually. Their boat insurance agents focus on protecting vessels from common local risks, such as storm damage or collisions, while offering liability options for nearby waterways. Policies are tailored to cover repair costs or replacement value based on the boat’s age and type. Service for this boat insurance agent operates on an as-needed basis, available whenever clients request a quote or policy review.
For boat owners in Troy, OH, the seasonal shift often brings a need to review coverage before launching. Koverman Staley Dickerson Insurance specializes in providing boat insurance agent services tailored to local watercraft needs. They help clients understand policy options that address liability and physical damage on area lakes and rivers. Their process begins with a practical discussion of boating habits, followed by an assessment of the vessel’s current condition to establish needed protections. This initial consultation and inspection step ensures coverage is aligned with each boater's requirements.
Benefits Analysis Corporation provides general boat insurance for personal watercraft and recreational vessels. Its specialty add-ons include coverage for equipment, towing, and liability protection suited to inland waterways near Troy, OH. The agency works to match policy terms with typical boating seasons and storage needs in the region. Its services can serve offices managing marina operations, warehouses that store boats and gear, and food service establishments located on or near waterfront areas.
Carson Halsey: Allstate Insurance in Troy, OH offers specialized boat insurance coverage, including protection for hull damage, liability, and equipment theft. The agency provides a range of insurance services for local homeowners and drivers as well. In addition to policy options for pleasure craft and fishing boats, it evaluates risks unique to inland waterways. For clients in the region, this includes advising on coverage adjustments before spring launch or addressing potential storm damage during summer months.
Lisa Cano - State Farm Insurance Agent in Troy, Ohio provides residential boat insurance service to local owners. Commercial coverage for watercraft is also available throughout the surrounding area. Customized policies help protect against common risks on regional lakes and rivers. The office assists with navigating deductibles and liability options during initial consultations. Customers often return between regular boating seasons to adjust coverage as their equipment or usage changes.
What Does a a Boat Insurance Agent in Troy Cost?
Boat insurance in Ohio typically costs between 200 and 600 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost 800 to 1500 dollars annually. Factors affecting cost include boat value horsepower age and your boating history. This is general information and not insurance advice.
About boat insurance agents in Troy
Boat insurance agents in Troy Ohio help protect your watercraft against damage theft and liability. Ohio law requires all motorized watercraft to have liability insurance if operated on public waters. Local agents understand the specific risks of the Great Miami River and nearby lakes.
Frequently Asked Questions
What does boat insurance cover in Ohio?
Boat insurance in Ohio typically covers physical damage to your boat theft liability for bodily injury and property damage. It may also include coverage for towing and fuel spill cleanup.
Is boat insurance required by law in Ohio?
Yes Ohio law requires liability insurance for any motorized watercraft operated on public waters. This includes boats jet skis and personal watercraft. Proof of insurance must be carried onboard.
How do I choose a boat insurance agent in Troy Ohio?
Look for an agent who specializes in marine or watercraft insurance. Ask about coverage for your specific boat type and how they handle claims for incidents on the Great Miami River or local reservoirs.
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