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HomeBoat Insurance AgentsOhio › Xenia

Find Boat Insurance Agents Near You in Xenia, OH

Browse boat insurance agents serving Xenia, Ohio. Updated 2026-07-14.

The top-rated boat insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, M-P Marine, Montgomery Insurance & Investments. This directory lists 13 boat insurance agents serving Xenia.

Showing 13 boat insurance agents in Xenia, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greene County Insurance2039 Bellbrook Ave # A(937) 374-0066
2Doug Zeigler - State Farm Insurance Agent280 N Detroit St(937) 372-3700
3M-P Marine722 US-68(937) 376-1993
4Montgomery Insurance & Investments114 S Detroit St(937) 372-7646
5David Spriggs - State Farm Insurance Agent121 Dayton Ave(937) 372-3863
6Rick Kolmin - State Farm Insurance Agent280 N Detroit St(937) 372-3700
7Perkins & Associates Insurance Inc. American Family Insurance25 S Detroit St(937) 347-2002
8Anderson Williamson Insurance242 N Detroit St(937) 372-4491
9Farmers Insurance - Rodney Hines492 W 2nd St Ste 203(937) 424-0643
10Nationwide Insurance: Kelly Jones Insurance Agency LLC157 Progress Dr Ste A(937) 372-8059
GC
2039 Bellbrook Ave # A
Greene County Insurance
Boat Insurance Agent · Xenia, OH

Greene County Insurance serves the Xenia, Ohio area as a boat insurance agent. They guide clients through coverage options for watercraft needs in the local region. Their typical work involves policies for various recreational vessels. Clients discuss protection against common risks on nearby lakes and rivers. They handle essential aspects like liability protection for on-water accidents and physical damage coverage for the boat itself.

DZ
280 N Detroit St
Doug Zeigler - State Farm Insurance Agent
Boat Insurance Agent · Xenia, OH

Doug Zeigler - State Farm Insurance Agent in Xenia, Ohio, specializes in boat insurance policies designed to protect personal watercraft and larger vessels. Coverage typically includes liability, physical damage, and medical payments. Additional options may address towing, salvage, and replacement cost. Policies can also cover onboard equipment and accessories. This agency helps owners safeguard their investment against common marine risks. It serves residential clients with individual watercraft, as well as commercial sectors such as marinas, boat rental offices, and waterfront storage facilities.

MP
722 US-68
M-P Marine
Boat Insurance Agent · Xenia, OH

M-P Marine offers a range of boat insurance agent services in Xenia, OH, including policy consultation and coverage selection for watercraft. It assists clients with understanding their insurance needs and available plan options. The company provides service guidance for routine maintenance and policy updates to ensure proper protection. It services various waterfront properties, such as single-family homes with docks, apartments near marinas, retail shops selling marine gear, and restaurants located along the shoreline.

MI
114 S Detroit St
Montgomery Insurance & Investments
Boat Insurance Agent · Xenia, OH

Montgomery Insurance & Investments serves the Xenia, Ohio area and surrounding communities, handling boat insurance for a variety of recreational watercraft. It offers coverage that helps protect clients from common risks on local lakes and rivers, such as damage, theft, and liability. The agency generally reviews a client’s specific boating needs and vessel details to tailor a policy that matches their usage and budget. It then compares options from multiple insurers to secure appropriate coverage with attention to local conditions.

DS
121 Dayton Ave
David Spriggs - State Farm Insurance Agent
Boat Insurance Agent · Xenia, OH

David Spriggs, a State Farm Insurance agent in Xenia, Ohio, serves local boat owners as well as homeowners and businesses seeking marine coverage. Their work involves helping clients protect personal watercraft and larger vessels against common local risks, including weather events and on-water accidents. Policies are tailored to cover liability, physical damage, and trailering needs for boats used on nearby lakes and rivers. The agency also extends its services to residents throughout Greene County and the greater Dayton metro area.

RK
280 N Detroit St
Rick Kolmin - State Farm Insurance Agent
Boat Insurance Agent · Xenia, OH

Rick Kolmin - State Farm Insurance Agent in Xenia, Ohio provides boat owners with either a single-term policy for seasonal use or a recurring annual plan that renews automatically. Coverage under either option typically protects against physical damage, liability, and theft while the vessel is on the water or in storage. Since every boating scenario differs, the office assesses each craft and its intended use before recommending an appropriate policy structure. Policy management and any necessary claims assistance are delivered exclusively on an as-needed basis.

PA
25 S Detroit St
Perkins & Associates Insurance Inc. American Family Insurance
Boat Insurance Agent · Xenia, OH

Perkins & Associates Insurance Inc. American Family Insurance provides specialized boat insurance policies covering liability, physical damage, and theft for watercraft in Xenia, Ohio. It also offers general property and casualty insurance services to local residents. The agency helps boat owners navigate coverage options that protect against hazards specific to area lakes and rivers. As seasonal storms and winter lay-up periods in the region create unique risks for vessels, it assists clients in adjusting policies to ensure uninterrupted protection.

AW
242 N Detroit St
Anderson Williamson Insurance
Boat Insurance Agent · Xenia, OH

As the waters of the Miami River and nearby reservoirs begin to thaw each spring, boat owners in Xenia turn their attention to seasonal coverage needs. Anderson Williamson Insurance serves as a boat insurance agent for the local community, offering policies that address liability, physical damage, and comprehensive protection for various watercraft. Their process begins with a thorough review of a vessel’s current condition during an initial inspection step, ensuring the hull, motor, and safety equipment meet coverage standards before a policy is drafted.

FI
492 W 2nd St Ste 203
Farmers Insurance - Rodney Hines
Boat Insurance Agent · Xenia, OH

Farmers Insurance - Rodney Hines in Xenia, OH, helps local boat owners secure coverage for watercraft, including liability and physical damage protection. Specialty add-ons such as agreed value coverage and towing assistance are available to address common lake and river usage needs. The agency can tailor policies for personal watercraft, fishing boats, and pontoons commonly found in the area. Its commercial offerings extend to marinas, boat storage facilities, and small waterfront offices, ensuring comprehensive coverage for both recreational and business-related watercraft exposures.

NI
157 Progress Dr Ste A
Nationwide Insurance: Kelly Jones Insurance Agency LLC
Boat Insurance Agent · Xenia, OH

Serving residential boat owners in Xenia, OH, this agency also offers commercial coverage for watercraft used in business. Policies are tailored for local lakes and rivers. Representing Nationwide Insurance, the agent provides personal consultation to match coverage with specific boating needs. After an initial policy is written, the agency routinely reviews coverage during seasonal updates and schedules follow-up appointments for policy adjustments between regular visits.

FI
57 E Main St
Farmers Insurance - Micah Windsor
Boat Insurance Agent · Xenia, OH
(937) 502-2010
agents.farmers.com/oh/xenia/micah-windsor
SS
1644 Kylemore Dr
Shelly's Insurance Options
Boat Insurance Agent · Xenia, OH
(937) 580-5372
shellysinsuranceoptions.com
OI
508 N Detroit St
Otto Insurance Group
Boat Insurance Agent · Xenia, OH
(937) 372-2369
otto-ins.com/locations/xenia

What Does a a Boat Insurance Agent in Xenia Cost?

Typical boat insurance costs in Ohio range from 200 to 600 dollars per year for a standard runabout, depending on the boat value, coverage limits, and your boating history. Larger vessels or high-performance boats may cost 800 to 1,500 dollars annually. Premiums vary by location, usage, and the insurance company. This is general information and not insurance advice.

About boat insurance agents in Xenia

Boat insurance agents in Xenia, Ohio help protect your watercraft from common risks on area lakes and rivers. Ohio law does not require boat insurance for most vessels, but lenders and marinas often require it. Local agents can guide you through coverage options that meet your specific needs.

Frequently Asked Questions

What types of boats need insurance in Xenia Ohio?

While Ohio does not mandate boat insurance for most recreational vessels, lenders typically require it for financed boats. Many marinas on the Little Miami River and nearby lakes also require proof of liability coverage before docking.

Does Ohio have a minimum liability requirement for boat insurance?

Ohio does not set a state minimum liability limit for boat insurance. However, agents often recommend at least 100,000 dollars in liability coverage to protect against accidents on the water. Check with your agent for appropriate limits.

Can I get a discount on boat insurance in Ohio for safety courses?

Yes, many Ohio boat insurance agents offer discounts for completing a boating safety course approved by the Ohio Department of Natural Resources. Taking a course can lower your premium and improve your knowledge of local waterway rules.

Boat Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.