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Directory of boat insurance agents in Hummelstown, Pennsylvania. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Hummelstown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 4 boat insurance agents in Hummelstown, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Central Penn
1142 Mae St, Hummelstown, PA 17036
(800) 421-4552
centralpenn.aaa.com
Wagner's Insurance Agency
107 W Main St, Hummelstown, PA 17036
(717) 566-8751
wagins.com
Lindsey Cline - State Farm Insurance Agent
25 E Main St, Hummelstown, PA 17036
(717) 566-8209
hummelstowninsurance.com
Kreider & Smith
35 E 2nd St, Hummelstown, PA 17036
(717) 566-3070
kreidersmithins.com
Boat insurance agents in Hummelstown Pennsylvania help protect your watercraft from risks on the Susquehanna River and nearby lakes. Pennsylvania law does not require boat insurance for most recreational vessels but lenders and marinas often require it. A local agent can guide you through liability coverage and physical damage options specific to Pennsylvania waterways.
What Does a Boat Insurance Agent in Hummelstown Cost?
Boat insurance costs in Pennsylvania typically range from 300 to 800 dollars per year for a standard policy on a mid-sized recreational boat. Factors that affect the premium include the boat value horsepower age of the owner and claims history. A liability-only policy may cost less than 200 dollars annually while full coverage for a high-value yacht can exceed 1000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required in Pennsylvania?
Pennsylvania does not require boat insurance for most recreational boats. However if you have a loan on the boat or keep it at a marina the lender or marina may require coverage. Liability insurance is recommended to protect against accidents and property damage.
What does boat insurance cover in Hummelstown?
Boat insurance typically covers physical damage to your boat from collisions storms or theft. It also includes liability protection if you injure someone or damage property while operating your vessel. Many policies offer optional coverage for towing fuel spill liability and personal effects.
How do I choose a boat insurance agent in Hummelstown?
Look for an agent who understands Pennsylvania boating laws and local water conditions. Ask about coverage for the Susquehanna River and nearby lakes. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.