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Looking for a boat insurance agent in Charlestown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 boat insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Megrew's Boats, Inc.
5211 Old Post Rd, Charlestown, RI 02813
(401) 322-1150
megrewsboats.com
N&N Auto / Marine
Charlestown, RI 02813
(401) 524-1584
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Boat insurance agents in Charlestown, Rhode Island help protect your watercraft against damage, theft, and liability. Rhode Island law requires all motorized boats to carry liability insurance if operated on state waters. Agents can tailor policies for fishing boats, sailboats, and personal watercraft common in this coastal community.
What Does a Boat Insurance Agent in Charlestown Cost?
Typical boat insurance costs in Rhode Island range from 300 to 800 dollars per year for a small fishing boat, and 1,000 to 3,000 dollars for a larger cabin cruiser. Factors include boat value, horsepower, navigation area, and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Charlestown do?
A boat insurance agent helps you choose a policy that covers physical damage, liability, and uninsured boater protection. They explain Rhode Island requirements and recommend coverage limits based on your boat type and usage.
Is boat insurance required in Rhode Island?
Yes, Rhode Island law mandates liability insurance for any motorized vessel operated on state waters. Minimum coverage is 25,000 dollars per person for bodily injury and 50,000 dollars per accident.
How do I find a qualified boat insurance agent near Charlestown?
Look for agents licensed in Rhode Island with experience in marine insurance. Local agents in Washington County understand the unique risks of Block Island Sound and local waterways.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.