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Boat Insurance Agents in Chepachet, RI

Looking for a boat insurance agent in Chepachet? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 boat insurance agents in Chepachet, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inland Marine Inc
612 Putnam Pike #44, Chepachet, RI 02814
(401) 568-0995 inlandmarineri.com
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051 zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888 chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116 agency.nationwide.com

Boat insurance agents in Chepachet Rhode Island help you protect your watercraft against damage and liability. Rhode Island law requires all registered boats to carry liability insurance if operated on state waters. Local agents understand the unique risks of lakes and rivers in the area.

What Does a Boat Insurance Agent in Chepachet Cost?

Boat insurance costs in Rhode Island vary based on boat value and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. Larger yachts can cost 1000 to 3000 dollars annually. Factors include boat size horsepower and your boating experience. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Rhode Island?
Boat insurance typically covers physical damage to your boat from accidents or storms. It also provides liability protection if you injure someone or damage property. Rhode Island requires a minimum of 300000 dollars in liability coverage for boats.
Do I need boat insurance in Chepachet Rhode Island?
Yes if you operate a motorized boat on Rhode Island waters. State law mandates liability insurance for all registered boats. Even if not required by law many marinas and lenders also require coverage.
How do I choose a boat insurance agent in Chepachet?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about coverage for fishing gear and trailer transport. Compare quotes from multiple agents to find the right policy for your needs.