ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of boat insurance agents in Johnston, Rhode Island. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 boat insurance agents in Johnston, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jose Espejo: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 831-2099
agents.allstate.com
Narragansett Bay Insurance Company
1301 Atwood Ave #102W, Johnston, RI 02919
(401) 725-5600
nbic.com
Expert Insurance
1705 Hartford Ave, Johnston, RI 02919
(401) 709-7720
expertinsurancegroup.com
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance
1465 Atwood Ave, Johnston, RI 02919
(401) 273-8700
grahaminsuranceinc.com
Smyth Business Solutions
1665 Hartford Ave, Johnston, RI 02919
(401) 227-9256
smythbiz.com
Cesar Loaiza: Allstate Insurance
653 Killingly St, Johnston, RI 02919
(401) 942-0500
agents.allstate.com
Capital Insurance Group
454 George Waterman Rd, Johnston, RI 02919
(401) 349-5757
Boat insurance agents in Johnston, Rhode Island help you protect your vessel with policies tailored to local needs. Rhode Island law requires all motorized boats to carry liability insurance, and agents can guide you through state-specific requirements. Whether you have a small fishing boat or a large yacht, a local agent can find the right coverage for you.
What Does a Boat Insurance Agent in Johnston Cost?
Boat insurance costs in Rhode Island vary by boat type, value, and usage. For a small fishing boat, annual premiums typically range from $300 to $600. For a larger yacht, costs can be $1,000 to $3,000 or more per year. Factors like your boating experience, safety equipment, and storage location also affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What type of boat insurance is required in Rhode Island?
Rhode Island law requires liability insurance for all motorized boats, including personal watercraft. Minimum coverage is $100,000 per person for bodily injury and $300,000 per accident, plus $50,000 for property damage. Agents in Johnston can help you meet these requirements.
Does boat insurance cover damage from storms in Rhode Island?
Standard boat insurance policies often cover storm damage, but you may need additional coverage for named storms or hurricanes. Rhode Island experiences coastal storms, so agents recommend checking your policy for wind and flood exclusions.
How do I find a boat insurance agent in Johnston Rhode Island?
You can search online for local independent agents or contact major insurers with offices in Johnston. Many agents specialize in marine insurance and can compare quotes from multiple companies to find the right policy for your boat.
Free • No Obligation
Compare Boat Insurance Agents
Get matched with agents in Johnston who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.