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Compare boat insurance agents in Narragansett. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 boat insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Boat insurance agents in Narragansett Rhode Island help you protect your watercraft from damage liability and theft. Rhode Island law requires all motorized boats to carry liability insurance if they are registered or used on state waters. Local agents can tailor policies to cover risks like storms in Narragansett Bay and docking at local marinas.
What Does a Boat Insurance Agent in Narragansett Cost?
Typical boat insurance costs in Rhode Island range from 300 to 800 dollars per year for a small powerboat to over 2 thousand dollars for a large yacht. Factors include boat value horsepower usage and the owners boating record. Premiums may be higher for boats stored in Narragansett due to coastal storm risks. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Narragansett?
Common coverages include liability protection for bodily injury and property damage as well as comprehensive and collision coverage for your vessel. Many agents also offer add-ons for towing fuel spill liability and uninsured boater protection.
Is boat insurance required by law in Rhode Island?
Yes Rhode Island law requires liability insurance for all motorized boats registered in the state. Minimum limits are 25 thousand dollars for bodily injury per person 50 thousand dollars per accident and 25 thousand dollars for property damage.
How do I choose a boat insurance agent in Narragansett?
Look for agents who specialize in marine insurance and have experience with local waterways like Narragansett Bay and Point Judith. Ask about their knowledge of Rhode Island specific regulations and whether they offer policies from multiple insurance companies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.