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Boat Insurance Agents in Newport, RI

Directory of boat insurance agents in Newport, Rhode Island. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Newport, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 boat insurance agents in Newport, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
City by the sea Insurance
26 Washington Square #5, Newport, RI 02840
(401) 324-5737 citybytheseainsurance.com
Triton Insurance
1 Washington St, Newport, RI 02840
(401) 619-5500 tritonins.com
Nationwide Insurance: Daniel F. Dwyer Iii
38 Bellevue Ave, Newport, RI 02840
(401) 846-9629 agency.nationwide.com
Wellers Insurance Group
1 Washington St, Newport, RI 02840
(401) 618-1511 wellersinsurancegroup.com

Newport Rhode Island boat insurance agents help protect your vessel against damage, theft, and liability. Rhode Island law requires all registered boats to carry minimum liability insurance. Local agents can tailor policies to cover sailing in Narragansett Bay and coastal waters.

What Does a Boat Insurance Agent in Newport Cost?

Boat insurance costs in Rhode Island typically range from 300 to 800 dollars per year for a small powerboat and 500 to 1500 dollars for a larger sailboat or yacht. Premiums depend on boat value, age, horsepower, and your boating history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Newport Rhode Island?
Boat insurance typically covers physical damage to your vessel, liability for injury or property damage, and medical payments. Rhode Island law mandates at least 30000 dollars in liability coverage for boats with motors over 10 horsepower.
Is boat insurance required by law in Rhode Island?
Yes, Rhode Island General Law 46-22-13 requires all registered motorboats and sailboats to carry liability insurance. Minimum coverage is 30000 dollars for bodily injury per person and 50000 dollars per accident.
How do I choose a boat insurance agent in Newport?
Look for an agent licensed in Rhode Island with experience in marine insurance. Ask about coverage for hurricane damage, salvage costs, and uninsured boater protection which are common concerns in Newport.