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HomeBoat Insurance AgentsSouth Dakota › Rapid City

Find Boat Insurance Agents Near You in Rapid City, SD

Browse boat insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated boat insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Doug Markworth - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent, Matt McCormick - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Rapid City.

Showing 20 boat insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2Doug Markworth - State Farm Insurance Agent36 E Stumer Rd #117(605) 718-5050
3Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
4Matt McCormick - State Farm Insurance Agent716 N Lacrosse St #100(605) 348-0464
5Jeff Johnson - State Farm Insurance Agent1620 Mt Rushmore Rd Ste 200(605) 791-3333
6Davis & Associates, LLC American Family Insurance900 Jackson Blvd(605) 343-5956
7AAA South Dakota Rapid City815 St Joseph St(605) 342-8482
8Dakota Business Insurance Group3409 W Main St(605) 846-8111
9Parks Insurance West809 South St Suite 111(605) 430-8877
10Acrisure Rapid City, SD (Fischer Rounds & Associates)2491 W Chicago St(605) 737-7865
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Boat Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves the Rapid City metro area and surrounding county, specializing in boat insurance for local watercraft owners. This agent provides policies designed to protect vessels used on area lakes and rivers. Coverage typically includes liability, physical damage, and protection against theft or vandalism. The agency also offers related insurance for boat trailers and personal watercraft. A local representative can help evaluate policy options for insuring a fishing boat or a pleasure craft used on Rapid City area waters.

DM
36 E Stumer Rd #117
Doug Markworth - State Farm Insurance Agent
Boat Insurance Agent · Rapid City, SD

Doug Markworth - State Farm Insurance Agent in Rapid City, SD, provides boat insurance coverage tailored to local watercraft needs, including liability, comprehensive, and collision options. The agency offers straightforward policy review and adjustment services to help customers maintain adequate protection throughout the boating season. Standard maintenance advice is available to support claims prevention and vessel upkeep. This agent services a range of properties, including single-family homes, apartments, retail, and restaurants.

SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Boat Insurance Agent · Rapid City, SD

Scott Carlson - State Farm Insurance Agent in Rapid City, SD serves local homeowners, businesses, and property managers seeking tailored protection for their watercraft. As a boat insurance agent, it provides coverage options designed to shield vessels against common risks such as accidental damage, theft, and liability on the area's lakes and rivers. The agency works to help clients understand policy details and select appropriate deductibles and hull limits. It also extends its boat insurance services to neighboring communities throughout the Black Hills region, including Box Elder.

MM
716 N Lacrosse St #100
Matt McCormick - State Farm Insurance Agent
Boat Insurance Agent · Rapid City, SD

Serving Rapid City and the surrounding Black Hills communities, Matt McCormick - State Farm Insurance Agent provides boat insurance coverage for personal watercraft, fishing boats, and cabin cruisers. Policies address common regional needs like physical damage, liability, and towing assistance on area lakes. The agency follows a consultative approach, reviewing each client's boating habits and vessel usage to recommend appropriate coverage limits and deductibles for a typical policy.

JJ
1620 Mt Rushmore Rd Ste 200
Jeff Johnson - State Farm Insurance Agent
Boat Insurance Agent · Rapid City, SD

For some clients, boat insurance begins as a one-time policy quickly protecting a new vessel, while others require recurring annual coverage with seasonal adjustments. In Rapid City, SD, Jeff Johnson - State Farm Insurance Agent assists local boat owners by tailoring each policy to specific watercraft usage and liability needs, covering potential damage, theft, and equipment loss. This agent’s service runs on an as-needed basis, readily available when clients wake to a storm-damaged dock or discover hull issues before launch.

DA
900 Jackson Blvd
Davis & Associates, LLC American Family Insurance
Boat Insurance Agent · Rapid City, SD

Davis & Associates, LLC American Family Insurance specializes in boat insurance coverage for clients in Rapid City, South Dakota. Its work includes crafting marine policies that protect watercraft from common perils like theft, collision, and weather-related damage. The agency advises on appropriate liability limits for local lakes and rivers. It helps boat owners address specific concerns such as coverage while trailers are being transported off-season, ensuring vessels are protected no matter the activity.

AS
815 St Joseph St
AAA South Dakota Rapid City
Boat Insurance Agent · Rapid City, SD

When the South Dakota spring thaw fills area lakes and rivers, boat owners in Rapid City need a dedicated insurance agents to protect their vessels and liability. AAA South Dakota Rapid City specializes in boat insurance, offering policies that can cover hull damage, theft, and on-water accidents. This agent can help local customers compare coverage options for fishing boats or personal watercraft. The process begins by scheduling a hull inspection to assess the vessel’s condition and confirm coverage needs.

DB
3409 W Main St
Dakota Business Insurance Group
Boat Insurance Agent · Rapid City, SD

Dakota Business Insurance Group serves the Rapid City area with a range of policies tailored to local needs. Their boat insurance offerings add specialized coverage for watercraft, including liability protection and potential damage from weather or accidents common in the region. Additional vehicle insurance options can also be arranged. The company provides commercial insurance solutions, allowing it to serve local operations such as offices, warehouses, and food service establishments.

PI
809 South St Suite 111
Parks Insurance West
Boat Insurance Agent · Rapid City, SD

Parks Insurance West is a boat insurance agent in Rapid City, SD, known for helping local boat owners secure coverage for lakes and rivers in the Black Hills region. The company offers policies that typically protect against damage, theft, and liability on the water. Clients usually receive personalized guidance to match coverage with their specific vessel type and usage. A specialty service includes adding on liability protection for towing water sports equipment.

AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Boat Insurance Agent · Rapid City, SD
SF
805 5th St
Security First Insurance
Boat Insurance Agent · Rapid City, SD
(605) 348-1750
security1stbank.com/insurance
WD
816 5th St
Western Dakota Insurors
Boat Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
CI
550 N 5th St #217
Comma Insurance
Boat Insurance Agent · Rapid City, SD
(844) 396-9916
commainsurance.com/locations/055-south-dakota-rapid-city
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Boat Insurance Agent · Rapid City, SD
(605) 342-3585
BI
902 Main St Door A
Bickett Insurance Agency & Financial Solutions
Boat Insurance Agent · Rapid City, SD
(605) 348-4612
agents.horacemann.com/RobBickett
CJ
650 Flormann St
Casey J. Davis Insurance Agency
Boat Insurance Agent · Rapid City, SD
(605) 791-1531
LH
3820 Jackson Blvd Suite 1
Leavitt Heartland Insurance Services
Boat Insurance Agent · Rapid City, SD
(605) 348-7788
leavitt.com/southdakota
BI
850 Mountain View Rd
BHFCU - Insurance
Boat Insurance Agent · Rapid City, SD
(605) 718-7888
bhfcu.com/Protect
PI
2525 W Main St
Professional Insurors
Boat Insurance Agent · Rapid City, SD
(605) 646-0969
WH
3220 W Main St #200
West Hills Insurance
Boat Insurance Agent · Rapid City, SD
(605) 791-0119
westhillsinsurance.net

What Does a a Boat Insurance Agent in Rapid City Cost?

Boat insurance costs in South Dakota typically range from 200 to 600 dollars per year for a standard runabout. Larger boats or high-performance vessels may cost 800 to 1,500 dollars annually. Factors like boat value, horsepower, and storage location affect the premium. This is general information and not insurance advice.

About boat insurance agents in Rapid City

Boat insurance agents in Rapid City help protect your watercraft on Pactola Reservoir and the Missouri River. South Dakota law requires liability coverage for motorized boats operated on public waters. Agents can tailor policies to cover theft, damage, and towing for your specific vessel.

Frequently Asked Questions

What does boat insurance cover in Rapid City South Dakota?

Boat insurance typically covers physical damage to your boat, liability for injury or property damage, and medical payments. In South Dakota, liability is required for motorized boats over 10 horsepower. Policies can also include coverage for trailers and personal effects.

Is boat insurance required by law in South Dakota?

Yes, South Dakota law requires liability insurance for motorized boats with more than 10 horsepower operated on public waters. This includes lakes and rivers near Rapid City. Proof of insurance must be carried on the vessel.

How do I choose a boat insurance agent in Rapid City?

Look for an agent who specializes in marine or recreational vehicle insurance. Ask about coverage for local risks like windstorms on Pactola Reservoir or ice damage during winter storage. Compare quotes from multiple agents to find a policy that fits your needs.

Boat Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.