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Directory of boat insurance agents in Melissa, Texas. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Melissa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 boat insurance agents in Melissa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brady Paxman - State Farm Insurance Agent
3106 McKinney St #100, Melissa, TX 75454
(972) 837-2121
teampaxman.com
Farmers Insurance - R Curt Feagin
1707 Cooper St, Melissa, TX 75454
(469) 732-3442
agents.farmers.com
Boat insurance agents in Melissa Texas help you protect your watercraft against damage theft and liability. Texas law does not require boat insurance for most vessels but lenders and marinas often require it. Local agents can tailor a policy to cover your specific boat type and how you use it on area lakes like Lake Lavon.
What Does a Boat Insurance Agent in Melissa Cost?
The cost of boat insurance in Texas varies widely based on the boat value engine power and your boating history. For a typical runabout or fishing boat annual premiums range from 300 to 800 dollars. Larger yachts or high performance boats can cost 1,500 to 5,000 dollars or more per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Texas?
A standard boat insurance policy in Texas typically covers physical damage to your boat from collisions storms or theft. It also includes liability coverage if you cause injury or damage to another person or their property while operating your boat.
Is boat insurance required in Melissa Texas?
Texas state law does not require boat insurance for most recreational watercraft. However if you have a loan on your boat your lender will require comprehensive and collision coverage. Marinas and storage facilities may also require proof of insurance.
How do I choose a boat insurance agent in Melissa?
Look for an agent who specializes in marine or watercraft policies and has experience with Texas boating regulations. Ask about coverage for specific risks like sinking towing and uninsured boaters. Compare quotes from multiple agents to find a policy that fits your needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.