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HomeBoat Insurance AgentsTexas › Pharr

Find Boat Insurance Agents Near You in Pharr, TX

Browse boat insurance agents serving Pharr, Texas. Updated 2026-07-14.

The top-rated boat insurance agent in Pharr, Texas is Contigo Insurance Agency, rated 4.9 stars across 96 reviews. Other highly rated options include RG Insurance Agency, Pronto Insurance, Victor Reyna - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Pharr.

Showing 16 boat insurance agents in Pharr, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Contigo Insurance Agency1101 N Cage Blvd #5B(956) 782-2443
2RG Insurance Agency208 W Ferguson Ave STE 4(956) 702-2705
3Pronto Insurance110 E Ferguson Ave(956) 781-6006
4Victor Reyna - State Farm Insurance Agent907 S Cage Blvd(956) 702-7020
5Clark Insurance Plus: Allstate Insurance900 N Sugar Rd Ste A(956) 283-5815
6B & B Insurance Agency LLC300 E Expressway 83 ste j(956) 782-8686
7Univista Insurance1201 S Jackson Rd #3(956) 709-1109
8Olympia Insurance Services, LLC. | Commercial Insurance Specialist800 S Cage Blvd STE E(956) 884-4912
9World Insurance Associates LLC101 E Delta St Suite C-D(956) 627-2521
10Bobby Palacios - State Farm Insurance Agent411 N Jackson Rd Ste. A6(956) 686-7400
CI
1101 N Cage Blvd #5B
Contigo Insurance Agency
Boat Insurance Agent · Pharr, TX

As boat owners along the Rio Grande Valley prepare their vessels for the spring fishing season, Contigo Insurance Agency in Pharr, Texas, helps local owners secure appropriate coverage. Their boat insurance policies address common regional concerns such as weather damage and theft. Before finalizing a policy, the agency typically requests a basic inspection of the boat to verify its condition and equipment.

RI
208 W Ferguson Ave STE 4
RG Insurance Agency
Boat Insurance Agent · Pharr, TX

RG Insurance Agency in Pharr, TX, provides boat insurance policies covering liability, physical damage, and theft for watercraft. Its service plans include assistance with claims filing, policy adjustments, and annual coverage reviews to match changing needs. Boating risks in the region often involve weather, navigation hazards, and storage concerns, which the agency addresses with tailored protection. It services single-family homes, apartments, retail stores, and restaurants that own boats.

PI
110 E Ferguson Ave
Pronto Insurance
Boat Insurance Agent · Pharr, TX

Pronto Insurance assists clients in Pharr, Texas, with securing protection for their watercraft and personal liability. Its specialty boat insurance coverage further addresses risks such as physical damage, towing, and environmental liability. The agency typically combines local knowledge with standard industry forms to safeguard recreational and commercial vessels. Through its service, Pronto Insurance can accommodate small business needs for waterfront offices, storage warehouses, and food service operations that rely on marine access.

VR
907 S Cage Blvd
Victor Reyna - State Farm Insurance Agent
Boat Insurance Agent · Pharr, TX

Victor Reyna - State Farm Insurance Agent serves the Pharr, Texas area with boat insurance coverage. The agency helps local boat owners protect their watercraft from common risks on the Rio Grande Valley’s lakes and waterways. Policies typically cover physical damage, liability, and theft for various vessel types. The agency also assists with coverage for accessories like trolling motors and personal watercraft trailers.

CI
900 N Sugar Rd Ste A
Clark Insurance Plus: Allstate Insurance
Boat Insurance Agent · Pharr, TX

Clark Insurance Plus: Allstate Insurance serves Pharr, Texas, and the surrounding communities in Hidalgo County. The agency handles a range of boat insurance needs, including coverage for fishing boats, pontoons, and personal watercraft used on local waterways like the Rio Grande. Policies typically address liability, physical damage, and towing. For each customer, the agent first assesses the specific vessel type and usage pattern. It then tailors coverage limits and deductibles to match the boater's individual risk exposure and budget requirements.

BB
300 E Expressway 83 ste j
B & B Insurance Agency LLC
Boat Insurance Agent · Pharr, TX

Homeowners and business owners in Pharr, Texas seek boat insurance from B & B Insurance Agency LLC to protect their watercraft from liabilities and physical damage. This agency provides tailored coverage options that address common risks such as collisions, theft, and weather-related losses on local waterways. Policies are designed to meet the specific needs of boat owners navigating both inland lakes and coastal regions. The agency also serves clients in the broader Rio Grande Valley metro area, including McAllen.

UI
1201 S Jackson Rd #3
Univista Insurance
Boat Insurance Agent · Pharr, TX

In the Rio Grande Valley, spring rains and shifting canal levels create unique exposures for boat owners. Univista Insurance, serving Pharr, Texas, helps clients secure coverage tailored to the local waterways and lake conditions. They guide customers through policies that address liability on the water, physical damage to hulls and motors, and protection during towing or storage. After reviewing an applicant’s vessel type and typical navigational patterns, a company representative completes an initial condition inspection before finalizing any quotation and binding the terms.

OI
800 S Cage Blvd STE E
Olympia Insurance Services, LLC. | Commercial Insurance Specialist
Boat Insurance Agent · Pharr, TX

Olympia Insurance Services, LLC. serves as a boat insurance agent, providing general coverage solutions for watercraft owners and operators. As a commercial insurance specialist, the company also offers broader business protection plans tailored to various client needs. Operating in Pharr, TX, the agency works with customers to find appropriate policies for recreational vessels and other marine exposures. Its services extend to commercial sectors needing liability and property coverage, including office operations, warehousing facilities, and food service establishments.

WI
101 E Delta St Suite C-D
World Insurance Associates LLC
Boat Insurance Agent · Pharr, TX

World Insurance Associates LLC in Pharr, TX provides specialty boat insurance coverage tailored to recreational watercraft, including liability protection and physical damage policies. The agency assists boat owners with general marine insurance needs, offering guidance through policy selection and coverage options for local waterways. Their services help residents of the Rio Grande Valley secure appropriate protection before hurricane season, ensuring vessels are properly insured against storm-related risks such as wind damage or flooding in the Lower Rio Grande Valley.

BP
411 N Jackson Rd Ste. A6
Bobby Palacios - State Farm Insurance Agent
Boat Insurance Agent · Pharr, TX

Bobby Palacios, a boat insurance agent based in Pharr, TX, explains the primary difference between one-time and recurring service options. One-time proposals suit seasonal boaters needing short-term liability, while recurring annual policies provide continuous physical damage coverage and theft protection for vessels kept on local waterways. Standard boat insurance often includes towing and salvage reimbursement at no extra cost. Service runs on either a scheduled annual renewal plan or an as-needed basis for single-trip policies.

MI
2114 N Cage Blvd
Mancha Insurance Agency
Boat Insurance Agent · Pharr, TX
(956) 781-6581
manchainsurance.com
NS
806 Del Oro Ln
Nicky's Insurance Agency
Boat Insurance Agent · Pharr, TX
(956) 787-4222
AD
314 S Cage Blvd
Agents Direct Insurance
Boat Insurance Agent · Pharr, TX
(956) 787-7600
myagentsdirect.com
TI
2114 N Cage Blvd Suite C
Turbo Insurance
Boat Insurance Agent · Pharr, TX
(956) 781-6581
turboinsuranceagency.com
JE
1336 E Med-Cap Dr
James E. Capt & Associates, LLC
Boat Insurance Agent · Pharr, TX
(956) 787-4989
SI
3003 S Cage Blvd
SafeGuard Insurance Agency
Boat Insurance Agent · Pharr, TX
(956) 787-4600
safeguardnow.com

What Does a a Boat Insurance Agent in Pharr Cost?

Boat insurance costs in Texas vary widely based on boat type value and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year while a larger yacht could run 1,000 to 3,000 dollars annually. Factors like your driving record and where you store the boat also affect the premium. This is general information and not insurance advice.

About boat insurance agents in Pharr

Boat insurance agents in Pharr Texas help owners of personal watercraft and larger vessels secure coverage that meets state requirements. Texas law does not mandate boat insurance but marinas and lenders often require it. Local agents can explain how policies cover liability physical damage and uninsured boater risks specific to the Rio Grande Valley.

Frequently Asked Questions

Do I need boat insurance in Pharr Texas?

Texas does not require boat insurance by law. However many marinas and lenders require proof of coverage. An agent can help you decide based on your boat value and usage.

What does boat insurance typically cover in Texas?

Standard policies include liability for bodily injury and property damage as well as physical damage to your boat. Some add-ons cover towing fuel spill liability and uninsured boater incidents.

How long do I have to report a boat insurance claim in Texas?

Texas law does not set a specific reporting deadline for boat claims but most policies require prompt notice. Check your policy terms or ask your agent for the exact time limit.

Boat Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.