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Compare Boat Insurance Agents in Richmond, TX

Directory of boat insurance agents in Richmond, Texas. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 16 boat insurance agents in Richmond, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Polo Garcia - State Farm Insurance Agent
15002 Lakefair Dr Ste 205, Richmond, TX 77406
(281) 937-7491 pologarcia.com
Acrisure Digital Solutions / Rockland Insurance Agency
2740 FM359, Richmond, TX 77406
(281) 242-0020 gorockland.com
Forrest Cobb - State Farm Insurance Agent
11020 Harlem Rd Suite 300, Richmond, TX 77406
(832) 781-4718 281autoinsurance.com
Kari Bird - State Farm Insurance Agent
1601 Main St Ste 406, Richmond, TX 77469
(832) 586-8611 thebirdgrouptx.com
Zach Muzzy - State Farm Insurance Agent
10401 Mason Rd Suite D402, Richmond, TX 77406
(281) 232-1921 muzzyinsurance.com
Vahn Doctolero - State Farm Insurance Agent
2035 FM359 I, Richmond, TX 77406
(281) 232-2200 insuredintx.com
Kevin Patton - State Farm Insurance Agent
2204 Thompson Rd, Richmond, TX 77469
(281) 342-2460 kevindpatton.com
Full Scope Insurance Agency, LLC
7829 Powerline Rd, Richmond, TX 77469
(832) 490-1380 fullscopeins.com
Jason Deitz - State Farm Insurance Agent
16803 W Airport Blvd Ste 120, Richmond, TX 77407
(832) 532-3313 jasonprotects.us
Allstate Insurance Agent: Tom Dutka
5545 FM359 Ste 4, Richmond, TX 77406
(281) 633-0630 agents.allstate.com
Mark Boles Insurance Agency
1117 FM359, Richmond, TX 77406
(281) 633-2094 weinsuretexas.com
Sue McFadden - State Farm Insurance Agent
7035 W Grand Pkwy S Suite 85, Richmond, TX 77407
(832) 595-6399 suemcfadden.net
Jeffrey Dreesen: Allstate Insurance
5545 FM359 Ste 4, Richmond, TX 77406
(281) 633-0630 agents.allstate.com
DuVal Insurance Agency
1800 FM359, Richmond, TX 77406
(281) 342-2061 duvalinsuranceagency.com
Grayless Insurance Agency, LLC
2116 Thompson Rd, Richmond, TX 77469
(281) 342-8127 graylessins.com
Farmers Insurance - Janic King
3318 FM359, Richmond, TX 77406
(281) 341-5225 agents.farmers.com

A boat insurance agent in Richmond Texas helps you protect your watercraft from risks on the Brazos River and nearby lakes. Texas law requires liability coverage for motorized boats, and an agent can explain the specific minimums. Local agents also know about hurricane deductibles and navigational limits common in this region.

What Does a Boat Insurance Agent in Richmond Cost?

Typical boat insurance costs in Texas range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-horsepower vessels. Factors include boat value, safety equipment, and your boating experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Texas?
Boat insurance typically covers physical damage, liability for injury or property damage, and medical payments. Texas law does not require insurance for non-motorized boats, but lenders often require it for financed watercraft.
Do I need boat insurance to launch at Richmond marinas?
Many marinas and boat ramps in Richmond require proof of liability insurance before launching. Even if not required, insurance protects you from accidents on the Brazos River or at local lakes like George Bush Park.
How do Texas weather risks affect boat insurance?
Texas coastal storms and hail can cause damage. Many policies include a separate hurricane deductible, often 1% to 5% of the hull value. Agents in Richmond can help you choose a policy that covers storm risks.