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HomeBoat Insurance AgentsTexas › Richmond

Find Boat Insurance Agents Near You in Richmond, TX

Browse boat insurance agents serving Richmond, Texas. Updated 2026-07-14.

The top-rated boat insurance agent in Richmond, Texas is Polo Garcia - State Farm Insurance Agent, rated 4.9 stars across 1,127 reviews. Other highly rated options include Acrisure Digital Solutions / Rockland Insurance Agency, Forrest Cobb - State Farm Insurance Agent, Kari Bird - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Richmond.

Showing 17 boat insurance agents in Richmond, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Polo Garcia - State Farm Insurance Agent15002 Lakefair Dr Ste 205(281) 937-7491
2Acrisure Digital Solutions / Rockland Insurance Agency2740 FM359(281) 242-0020
3Forrest Cobb - State Farm Insurance Agent11020 Harlem Rd Suite 300(832) 781-4718
4Kari Bird - State Farm Insurance Agent1601 Main St Ste 406(832) 586-8611
5Zach Muzzy - State Farm Insurance Agent10401 Mason Rd Suite D402(281) 232-1921
6Vahn Doctolero - State Farm Insurance Agent2035 FM359 I(281) 232-2200
7Kevin Patton - State Farm Insurance Agent2204 Thompson Rd(281) 342-2460
8Full Scope Insurance Agency, LLC7829 Powerline Rd(832) 490-1380
9Jason Deitz - State Farm Insurance Agent16803 W Airport Blvd Ste 120(832) 532-3313
10Allstate Insurance Agent: Tom Dutka5545 FM359 Ste 4(281) 633-0630
PG
15002 Lakefair Dr Ste 205
Polo Garcia - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

Polo Garcia - State Farm Insurance Agent serves the Richmond, Texas, area. As a boat insurance agent, the company helps local residents obtain policies designed specifically for watercraft. These policies typically cover physical damage from accidents, theft, and weather events. Liability protection is also a standard offering, which can shield boat owners from financial responsibility if an accident causes injury or property damage. The agency assists clients in Richmond with customizing coverage for fishing boats, pontoons, and other recreational vessels commonly used on nearby lakes and waterways.

AD
2740 FM359
Acrisure Digital Solutions / Rockland Insurance Agency
Boat Insurance Agent · Richmond, TX

Acrisure Digital Solutions / Rockland Insurance Agency in Richmond, TX provides a range of boat insurance services, including coverage for liability, physical damage, and personal property on the water. Its service plans often involve routine policy reviews to adjust for changing vessel values and navigational needs. The agency actively assists clients with claims management and provides guidance on risk mitigation for various watercraft. It services single-family homes, apartments, retail, and restaurants.

FC
11020 Harlem Rd Suite 300
Forrest Cobb - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

Forrest Cobb - State Farm Insurance Agent serves homeowners, businesses, and property owners in Richmond, Texas, offering boat insurance agent services tailored to protect watercraft and personal assets. The agency helps clients assess coverage for liability, physical damage, and storage needs associated with boating in the local area. Policies can be structured to complement existing home or auto plans for streamlined management. The agent also works with customers in nearby Sugar Land and the greater Houston metro region to address marine insurance requirements.

KB
1601 Main St Ste 406
Kari Bird - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

Serving Richmond, Texas, and the surrounding communities of the Lower Brazos River Valley and Katy Prairie, Kari Bird - State Farm Insurance Agent handles boat insurance coverage for both freshwater and saltwater vessels. Policies address liability protection for accidents on the water, as well as comprehensive coverage against theft, storm damage, and collision. Its approach to each job includes reviewing a boater’s specific navigational habits, from seasonal lake use to coastal cruising, before tailoring a policy level. After this assessment, it customizes a personal lines auto, home, or watercraft plan accordingly.

ZM
10401 Mason Rd Suite D402
Zach Muzzy - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

For those seeking occasional coverage versus ongoing protection, Zach Muzzy provides boat insurance in Richmond, Texas. Policies safeguard watercraft against damage, theft, and liability while on area lakes or rivers. Service consultations evaluate individual vessel usage and coverage needs. Clients may request a single policy for a specific boating season or establish a recurring annual plan. This agency operates on both a one-time and as-needed basis, depending on client preference for policy duration and renewal scheduling.

VD
2035 FM359 I
Vahn Doctolero - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

Serving Richmond, Texas, Vahn Doctolero - State Farm Insurance Agent provides boat insurance tailored to cover physical damage and liability. It offers policies frequent boaters rely on for protection against collisions, theft, and storm damage. These policies also include coverage for personal property aboard and medical payments. As a local agency, it helps customers navigate coverage needs specific to inland waterways and lakes in the area. The agency assists with evaluating policies before hurricane season, ensuring vessels are protected against the high winds and flooding common during Gulf Coast storms.

KP
2204 Thompson Rd
Kevin Patton - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

As the seasonal rains and shifting channels along the Brazos River near Richmond affect local waterways, Kevin Patton - State Farm Insurance Agent provides guidance on protecting recreational and small commercial vessels from these common hazards. Boat insurance agents in this area help customers understand coverage for storm damage, collision, and liability specific to regional lakes and bays. This agent assists with the initial-assessment step, reviewing a boat's current policy and hull condition to recommend appropriate protection for the upcoming boating season.

FS
7829 Powerline Rd
Full Scope Insurance Agency, LLC
Boat Insurance Agent · Richmond, TX

Full Scope Insurance Agency, LLC provides comprehensive guidance for recreational watercraft and commercial marine policies, tailoring coverage to individual boating needs in the Richmond, TX area. The agency routinely addresses liability protection, physical damage, and towing. It further specializes in add-ons such as agreed value policies and coverage for fishing equipment or personal watercraft. This service is available for a range of commercial sectors, including marina operations, boat dealerships, yacht brokerage offices, and on-water food service ventures.

JD
16803 W Airport Blvd Ste 120
Jason Deitz - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX

Jason Deitz at State Farm Insurance provides boat insurance services for residents in Richmond, TX, and assists homeowners within the surrounding region. Commercial coverage is also available for clients who need protection for watercraft used in business operations. The agency helps boat owners secure liability and physical damage policies that meet their specific needs. Regular follow-up visits or phone contact are scheduled to review policies and address any changes between your annual renewals.

AI
5545 FM359 Ste 4
Allstate Insurance Agent: Tom Dutka
Boat Insurance Agent · Richmond, TX

Allstate Insurance Agent: Tom Dutka in Richmond, TX specializes in providing boat insurance coverage tailored to local waterway enthusiasts. The agency helps both powerboat and sailboat owners protect their vessels against common risks on nearby lakes and rivers. Policies typically include liability, physical damage, and towing protection. As a specialty add-on, the agency can include coverage for personal watercraft and trailers, ensuring complete protection for the entire boating setup.

MB
1117 FM359
Mark Boles Insurance Agency
Boat Insurance Agent · Richmond, TX
(281) 633-2094
weinsuretexas.com
SM
7035 W Grand Pkwy S Suite 85
Sue McFadden - State Farm Insurance Agent
Boat Insurance Agent · Richmond, TX
(832) 595-6399
suemcfadden.net
SI
515 FM 359 Rd #104, 515 FM359
Stieber Insurance Group, LLC
Boat Insurance Agent · Richmond, TX
(281) 341-7141
stieberinsurance.com
JD
5545 FM359 Ste 4
Jeffrey Dreesen: Allstate Insurance
Boat Insurance Agent · Richmond, TX
(281) 633-0630
agents.allstate.com/jeffrey-dreesen-richmond-tx.html
DI
1800 FM359
DuVal Insurance Agency
Boat Insurance Agent · Richmond, TX
(281) 342-2061
duvalinsuranceagency.com
GI
2116 Thompson Rd
Grayless Insurance Agency, LLC
Boat Insurance Agent · Richmond, TX
(281) 342-8127
graylessins.com
FI
3318 FM359
Farmers Insurance - Janic King
Boat Insurance Agent · Richmond, TX
(281) 341-5225
agents.farmers.com/tx/richmond/janic-king

What Does a a Boat Insurance Agent in Richmond Cost?

Typical boat insurance costs in Texas range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-horsepower vessels. Factors include boat value, safety equipment, and your boating experience. This is general information and not insurance advice.

About boat insurance agents in Richmond

A boat insurance agent in Richmond Texas helps you protect your watercraft from risks on the Brazos River and nearby lakes. Texas law requires liability coverage for motorized boats, and an agent can explain the specific minimums. Local agents also know about hurricane deductibles and navigational limits common in this region.

Frequently Asked Questions

What does boat insurance cover in Texas?

Boat insurance typically covers physical damage, liability for injury or property damage, and medical payments. Texas law does not require insurance for non-motorized boats, but lenders often require it for financed watercraft.

Do I need boat insurance to launch at Richmond marinas?

Many marinas and boat ramps in Richmond require proof of liability insurance before launching. Even if not required, insurance protects you from accidents on the Brazos River or at local lakes like George Bush Park.

How do Texas weather risks affect boat insurance?

Texas coastal storms and hail can cause damage. Many policies include a separate hurricane deductible, often 1% to 5% of the hull value. Agents in Richmond can help you choose a policy that covers storm risks.

Boat Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.