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Find Boat Insurance Agents Near You in Chesterfield, VA

Browse boat insurance agents serving Chesterfield, Virginia. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Chesterfield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 2 boat insurance agents in Chesterfield, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kilgo Insurance LLC
713 N Courthouse Rd Suite 201, Chesterfield, VA 23236
(804) 403-7400 kilgoinsurance.com
Boisseau Insurance Services
10303 Memory Ln Ste 102, Chesterfield, VA 23832
(804) 796-2945 boisseauinsuranceservices.com

Boat insurance agents in Chesterfield, Virginia help protect your watercraft from damage, theft, and liability. Virginia law requires liability insurance for motorized vessels operated on public waters. Local agents can guide you through coverage options that meet state requirements and protect your investment on the James River or Lake Chesdin.

What Does a Boat Insurance Agent in Chesterfield Cost?

Boat insurance costs in Virginia typically range from 300 to 800 dollars per year for a standard boat, though larger or high-performance vessels can cost more. Factors include boat value, horsepower, usage, and your claims history. Local conditions on the James River and nearby lakes may also affect rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Chesterfield Virginia?
Yes, Virginia law requires liability insurance for any motorized watercraft operated on public waters. This includes boats, personal watercraft, and jet skis. Minimum coverage amounts are similar to auto insurance requirements.
What types of boat insurance coverage are available in Virginia?
Common coverages include liability, collision, comprehensive, medical payments, and uninsured boater protection. You can also add coverage for towing, personal effects, and fishing equipment. Agents in Chesterfield can tailor a policy to your specific boat and usage.
How do I find a boat insurance agent in Chesterfield VA?
You can search online directories or ask for referrals from local marinas and boat dealers. Many independent agents in Chesterfield offer quotes from multiple insurance companies. Compare coverage limits and deductibles before choosing a policy.