The top-rated boat insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,801 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, Vern Fonk Insurance. This directory lists 14 boat insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 26019 104th Ave SE Suite 102 | (253) 277-8418 |
| 2 | Heritage | 24401 104th Ave SE #102 | (253) 638-8142 |
| 3 | Scott Kizer - State Farm Insurance Agent | 13106 SE 240th St Suite 101 | (253) 398-2746 |
| 4 | Vern Fonk Insurance | 23830 Pacific Hwy S Ste 101 | (206) 408-5797 |
| 5 | Kyle J MacVicar: Allstate Insurance | 13121 SE Kent-Kangley Rd Ste 103 | (253) 639-1555 |
| 6 | Farmers Insurance - Kevin Busby | 13215 SE 240th St A | (253) 872-7366 |
| 7 | Doug Jones - State Farm Insurance Agent | 124 4th Ave S #210 | (253) 850-3226 |
| 8 | Scully Insurance Solutions | 302 W Harrison St Ste 106 | (253) 277-8922 |
| 9 | Farmers Insurance - Ruben Kerson | 419 1st Ave S | (253) 852-3660 |
| 10 | Farmers Insurance - Sarmiento Agency | 8009 S 180th St Ste 102 | (425) 291-9176 |
Cesar Ramos - State Farm Insurance Agent serves the Kent, Washington area as a boat insurance agent. This agency helps local boat owners secure coverage for their watercraft, covering risks common to the Pacific Northwest’s lakes and coastal waterways. Policies typically protect against damages from accidents, storms, and theft, while also providing liability coverage. The agency can assist with insuring fishing boats, speedboats, and sailboats, as well as additional equipment such as trailers and onboard electronics.
Heritage provides boat insurance coverage for clients in Kent, WA, including liability, hull damage, and personal property protection. The agency offers customized service plans to address local waterways and storage needs, helping policyholders maintain proper coverage throughout the year. Maintenance options may include guidance on winterization and regular inspection schedules. Heritage serves a range of property types such as single-family homes, apartments, retail businesses, and restaurants.
Scott Kizer - State Farm Insurance Agent serves local homeowners and business owners in Kent, Washington, by providing boat insurance policies that cover watercraft against damage, theft, and liability. Policies are tailored to protect personal vessels used for recreation or transportation in Pacific Northwest waterways. The agency helps clients navigate coverage options and file claims when necessary. It also serves policyholders in the nearby communities of Covington and the broader Seattle metropolitan area.
While some boat owners seek a single policy for a new vessel purchase, others prefer recurring coverage to handle annual renewals and changing needs. Vern Fonk Insurance in Kent, Washington, assists clients in selecting appropriate protection for watercraft against common perils like damage or liability. Policy options address both occasional and regular use of boats, jet skis, and similar marine equipment in the area. Service is typically available on an as-needed basis for quotes or policy adjustments, with scheduled reviews also offered for ongoing accounts.
Kyle J MacVicar: Allstate Insurance serves Kent, Washington, and the surrounding communities of the South Puget Sound region. The agency handles boat insurance policies for personal watercraft, sailboats, and other recreational marine vessels, focusing on liability, physical damage, and towing coverage. Coverage options are typically tailored to address risks from local waterways and winter storage conditions. It generally begins with a detailed conversation to understand the boat type, usage, and storage situation before presenting specific coverage limits and deductibles.
Farmers Insurance - Kevin Busby in Kent, WA distinguishes between one-time policies for a single boating season and recurring coverage that renews annually to protect against liability or physical damage. This boat insurance agent can help craft a plan suited for personal watercraft or larger vessels navigating local waterways. Service is scheduled on either a one-time or annual recurring basis, with adjustments available as needed.
Doug Jones – State Farm Insurance Agent in Kent, WA, specializes in boat insurance, offering tailored policies that cover liability and physical damage for personal watercraft. In addition to this specialty, the agency provides general insurance services, including auto, home, and life coverage, to meet everyday client needs. With waters across the Pacific Northwest, the agency helps boat owners address the increased risks of seasonal storms or unexpected spring runoff conditions.
As spring approaches and boat owners in Kent prepare for another season on the water, Scully Insurance Solutions helps them secure proper coverage for their vessels. The company works as a boat insurance agent, offering policies designed for everything from small fishing boats to larger cabin cruisers common in the Pacific Northwest. They focus on matching each client with protection suited to local conditions and typical usage patterns. To begin, a representative typically inspects the boat with the owner to assess its current condition and identify necessary coverage details.
For Kent, Washington boat owners, Farmers Insurance - Ruben Kerson provides coverage for a variety of watercraft. Their service includes protection for liability, physical damage, and additional specialized endorsements. This agent can help vessel owners safeguard their investments on local waterways and during transport. Commercial clients with related needs, such as boat storage facilities or marine-related offices, may also find appropriate policies to protect their operations, including coverage for warehouses and food service businesses on the water.
What Does a a Boat Insurance Agent in Kent Cost?
Boat insurance costs in Washington typically range from 300 to 800 dollars per year for basic liability coverage on a small boat. Full coverage including collision and comprehensive can cost 500 to 1500 dollars annually for a mid-size powerboat. Factors like boat value horsepower and your boating history affect the premium. This is general information and not insurance advice.
About boat insurance agents in Kent
Boat insurance agents in Kent Washington help protect your watercraft against damage theft and liability. Washington state law requires liability insurance for boats with more than 10 horsepower. Local agents can guide you through coverage options that meet both state requirements and your personal needs.
Frequently Asked Questions
What does boat insurance cover in Washington state?
Boat insurance typically covers physical damage to your boat theft liability for bodily injury and property damage. Washington law requires liability coverage for boats with over 10 horsepower. Agents can help you add optional coverage for towing or personal effects.
Do I need boat insurance to launch in Kent Washington?
Yes if your boat has more than 10 horsepower you must carry liability insurance under Washington law. Many marinas and launch ramps in King County also require proof of insurance before you can launch. An agent can help you get the right policy.
How do I find a boat insurance agent in Kent Washington?
You can search for licensed insurance agents in Kent who specialize in marine coverage. The Washington State Office of the Insurance Commissioner provides a tool to verify agent licenses. Local agents know the specific risks for Puget Sound and Lake Washington boating.
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