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Find Boat Insurance Agents Near You in St Albans, WV

Browse boat insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated boat insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Lou Wendell Marine Sales. This directory lists 15 boat insurance agents serving St Albans.

Showing 15 boat insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Lou Wendell Marine Sales418 1st Ave(304) 722-7144
5Saint Albans Insurance Agency701 6th Ave(304) 396-7353
6State Farm Insurance222 Third Ave(304) 722-4201
7Morris Insurance Services715 6th Ave(304) 722-6443
8D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
9Horace Mann Insurance1000 6th Ave(304) 727-0969
10Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Boat Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV area, offering boat insurance to local owners. Policies typically cover liability, physical damage, and medical payments for watercraft. The agency also provides options for trailers and separate equipment. Coverage can be tailored to different types of vessels, including fishing boats and personal watercraft. J.C. Spears handles both liability protection and comprehensive coverage for boats in the region.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Boat Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent offers comprehensive boat insurance coverage tailored to protect watercraft in the St Albans, WV area. The agency assists clients with policy selection, claims support, and periodic coverage reviews to ensure protections remain aligned with changing needs. Their services address risks common to local lakes and rivers, safeguarding personal watercraft, fishing boats, and larger vessels.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Boat Insurance Agent · St Albans, WV

Residents and businesses in St Albans, WV, seeking marine coverage consult Affordable Insurance Solutions: Ethan Poole for boat insurance agent services. This provider assists local property owners and recreation craft enthusiasts in obtaining watercraft liability and physical damage policies. Clients typically require protection for personal vessels such as fishing boats or cabin cruisers used on area rivers and lakes. The agency also offers guidance on policy coverage limits and deductibles tailored to local water conditions. Its reach extends into the surrounding Kanawha Valley communities.

LW
418 1st Ave
Lou Wendell Marine Sales
Boat Insurance Agent · St Albans, WV

Lou Wendell Marine Sales serves St Albans, West Virginia, and the surrounding Kanawha Valley communities. As a boat insurance agent, the company handles policies for personal watercraft, fishing boats, and larger cruisers that navigate local rivers and lakes. Protecting clients from liability and physical damage is central to its work. For a typical policy, the agent begins by reviewing the vessel’s use, horsepower, and storage details to match coverage with the boater’s actual needs.

SA
701 6th Ave
Saint Albans Insurance Agency
Boat Insurance Agent · St Albans, WV

For boat owners in St Albans, WV, Saint Albans Insurance Agency offers both one-time liability policies for seasonal watercraft use and recurring annual packages that include comprehensive coverage. This coverage protects against common risks such as collision, theft, and weather damage on local lakes and rivers. The company also considers the specific storage needs of boats during winter months. Service for new policies or adjustments typically runs on a scheduled basis during business hours, with as-needed availability for filing a claim or updating existing coverage.

SF
222 Third Ave
State Farm Insurance
Boat Insurance Agent · St Albans, WV

This agency provides specialized boat insurance services in the St Albans, WV area, covering policy options for various watercraft, from small fishing boats to larger cabin cruisers. It also handles standard auto and home insurance needs for local clients. Because West Virginia waterways see heavy recreational traffic in spring and summer, this agent helps boat owners ensure their policies adequately cover the increased risks of collision or mechanical failure during a busy season on the water.

MI
715 6th Ave
Morris Insurance Services
Boat Insurance Agent · St Albans, WV

Morris Insurance Services provides coverage tailored for a variety of watercraft, including powerboats, sailboats, and personal watercraft, assessing risks specific to local waterways. The agency works with clients to review liability limits and hull protection options, offering guidance on maintenance practices that help prevent common issues like storm damage or mechanical breakdown. Policy renewals include a review of current coverage needs to ensure adequate protection as vessel values or usage patterns change. Morris Insurance Services services single‑family homes, apartments, retail businesses, and restaurants.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Boat Insurance Agent · St Albans, WV

When spring rains and rising water levels along the Kanawha River frequently threaten local vessels, D. Scott Jarrett: Allstate Insurance in St Albans, WV, provides boat owners with specialized coverage to protect against weather-related damage and liability. As a boat insurance agent, this company helps clients navigate policies that address risks specific to Appalachian waterways and seasonal trailering. To begin a policy review, an agent typically inspects the watercraft’s current condition and its mooring setup.

HM
1000 6th Ave
Horace Mann Insurance
Boat Insurance Agent · St Albans, WV

Based in St. Albans, WV, Horace Mann Insurance provides standard coverage for watercraft owners navigating local waterways. Its boat insurance agents assist clients in selecting additional protections, such as coverage for fishing equipment, personal property onboard, and liability for towing or mechanical breakdowns. These policies help safeguard recreational vessels from common damages, including those from storms, collisions, and theft. The agency can tailor plans for commercial operations, including marinas, boat storage offices, and waterfront repair warehouses requiring specialized liability, as well as vessels used in food service along the Kanawha River.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Boat Insurance Agent · St Albans, WV

Nationwide Insurance: Oscar R Sanford Ii provides boat insurance for residential customers in St Albans, WV, helping cover watercraft used for personal recreation. They also offer commercial coverage for vessels used in business operations, serving clients throughout the local region. Typical assistance includes working with policyholders to select appropriate protection for liability and physical damage. Between regular visits, clients can follow up for adjustments to coverage or to discuss adding new watercraft to an existing policy.

LI
701 6th Ave
LeRose Insurance LLC
Boat Insurance Agent · St Albans, WV
(304) 722-5512
leroseinsurancellc.com
TI
221 4th Ave
Trusted insurance co
Boat Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Boat Insurance Agent · St Albans, WV
(304) 727-7228
TP
1000 6th Ave
Trace Poole Insurance
Boat Insurance Agent · St Albans, WV
(304) 727-0969
affordableautohomelife.com
TI
520 6th Ave
Truist Insurance Services
Boat Insurance Agent · St Albans, WV
(304) 722-0300
truist.com

What Does a a Boat Insurance Agent in St Albans Cost?

Boat insurance in West Virginia typically costs between 200 and 600 dollars per year for a standard runabout. Factors like boat value horsepower and navigational area affect the premium. A policy for a high speed boat or a yacht can exceed 1000 dollars annually. This is general information and not insurance advice.

About boat insurance agents in St Albans

Boat insurance agents in St Albans West Virginia help you protect your watercraft on the Kanawha River and nearby lakes. West Virginia law does not require boat insurance but many marinas and lenders do. An agent can explain liability coverage and physical damage options for your specific boat.

Frequently Asked Questions

Is boat insurance required in West Virginia?

West Virginia does not require boat insurance by law. However if you have a loan on your boat the lender will require it. Many marinas also require proof of liability coverage before you can dock your boat.

What does a boat insurance policy typically cover in West Virginia?

A standard policy covers physical damage from collision fire theft and vandalism. It also includes liability protection if you injure someone or damage another boat. Some policies offer towing and fuel spill cleanup coverage.

How do I choose a boat insurance agent in St Albans?

Look for an agent who handles watercraft policies and understands local waterways like the Kanawha River. Ask about discounts for safety courses or bundling with home or auto insurance. Compare quotes from multiple agents to find suitable coverage.

Boat Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.