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Compare Boat Insurance Agents in Germantown, WI

Directory of boat insurance agents in Germantown, Wisconsin. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Germantown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 5 boat insurance agents in Germantown, WI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph Hoell Insurance
W175N11081 Stonewood Dr UNIT 200, Germantown, WI 53022
(262) 214-0999 hoellagency.com
Patrick Connaughty American Family Insurance
W156n11042 Pilgrim Rd, Germantown, WI 53022
(262) 255-7574 amfam.com
Erik Hosking - State Farm Insurance Agent
W175N11163 Stonewood Dr, Germantown, WI 53022
(262) 251-8164 redtruckagent.com
Frydach Insurance
W175N11163 Stonewood Dr #229, Germantown, WI 53022
(262) 437-0036 frydachinsurance.com
Capital-Richter Insurance Services
W156N11385 Pilgrim Rd, Germantown, WI 53022
(262) 250-0819 capitalinsurers.com

Boat insurance agents in Germantown Wisconsin help you protect your watercraft against damage theft and liability. Wisconsin law requires liability insurance for boats with more than 10 horsepower. Local agents can guide you through coverage options that meet state requirements and protect your investment on area lakes like Lake Michigan and the Milwaukee River.

What Does a Boat Insurance Agent in Germantown Cost?

Boat insurance in Wisconsin typically costs between 200 and 500 dollars per year for a standard policy on a small to mid size boat. Factors like boat value horsepower and your claims history affect the premium. Larger boats or those used on Lake Michigan may cost 600 to 1000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Germantown Wisconsin?
Yes if your boat has more than 10 horsepower Wisconsin law requires liability insurance. Even for smaller boats an agent can help you avoid out of pocket costs from accidents or weather damage.
What does boat insurance typically cover in Wisconsin?
Standard policies cover physical damage to your boat theft liability for bodily injury and property damage. Many agents also offer coverage for towing fuel spill liability and uninsured boaters.
How do I choose a boat insurance agent in Germantown?
Look for agents who specialize in watercraft and know Wisconsin regulations. Ask about their experience with local lakes and rivers and request quotes from multiple agencies to compare coverage and price.