The top-rated boat insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 327 reviews. Other highly rated options include Amanda Sugden American Family Insurance, Don Gerharz - State Farm Insurance Agent, Jaysen Jorgensen - State Farm Insurance Agent. This directory lists 21 boat insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | Don Gerharz - State Farm Insurance Agent | 305 S Main St | (608) 741-1122 |
| 4 | Jaysen Jorgensen - State Farm Insurance Agent | 1341 N Wright Rd | (608) 756-9208 |
| 5 | Colleen Frentzel American Family Insurance | 4407 Milton Ave Ste 110 | (608) 302-4101 |
| 6 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 7 | Wisco Insurance Company | 7 N Main St | (608) 743-2145 |
| 8 | Nickols & Associates LLC American Family Insurance | 1613 Newman St | (608) 754-6421 |
| 9 | Rob Seeman Agency Llc | 1344 Creston Park Dr | (608) 757-4372 |
| 10 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
Katie Myers - State Farm Insurance Agent serves the Janesville, Wisconsin area, providing boat insurance coverage for local boat owners. Policies are designed to protect watercraft against common risks such as collisions, theft, vandalism, and weather damage on local lakes and rivers. The agency works with clients to determine appropriate liability protection for accidents that may occur while operating a vessel. Their services address both physical loss to the boat and potential medical payments for injuries. Specific coverages handled by the agency include protection for the boat and related trailer equipment.
Amanda Sugden American Family Insurance offers boat insurance coverage for recreational watercraft in the Janesville, WI area. Its services include liability protection, physical damage coverage, and safeguards for equipment and trailers. The agency also provides personalized assistance to help clients select appropriate policy options and understand routine maintenance that can prevent claims. Service plans typically involve reviewing coverage limits and deductibles during the boating season. The agency insures various types of watercraft, from small fishing boats to larger cruisers, often held by owners of single-family homes, lakefront properties, and vacation cabins.
Don Gerharz - State Farm Insurance Agent serves homeowners, businesses, and property managers in Janesville, Wisconsin, by providing boat insurance policies tailored to local waterways and seasonal storage needs. This agency helps clients protect personal watercraft and larger vessels against liabilities and physical damage common on area lakes. Policy discussions include coverage for towing and on-water incidents. The company also serves neighboring communities in Rock County, including Beloit.
Jaysen Jorgensen - State Farm Insurance Agent serves Janesville and the surrounding Wisconsin communities, including Beloit and the Rock County area. As a boat insurance agent, it handles coverage options for a variety of watercraft, from fishing boats to personal watercraft. The agency aims to understand each client's specific type of boat and typical usage patterns. It approaches a typical job by reviewing the customer's needs and the specific risks of local waterways to plan suitable policy protections.
Colleen Frentzel American Family Insurance in Janesville, WI distinguishes between one-time policies for seasonal boaters and recurring annual coverage for year-round watercraft use. The agency helps clients secure liability, collision, and comprehensive protection against common lake and river risks in southern Wisconsin. As a local boat insurance agent, the office tailors deductibles and coverage limits to individual vessel values. Service arrangements are handled on a one-time, scheduled, or as-needed basis depending on policy renewal cycles and mid-term endorsement requests.
TLLA Insurance Agency in Janesville, WI provides specialized boat insurance agent services, including tailored coverage for a variety of watercraft. The agency also handles general insurance needs for local policyholders in the area. Their work involves assessing risk and securing appropriate policies to protect vessels from damage or liability. As the boating season approaches, the agency helps clients address the specific need for comprehensive coverage that remains active when stored during the harsh Wisconsin winter months.
As spring thaws unlock Wisconsin’s lakes and rivers, boat owners across Janesville begin preparing their vessels for another season on the water. Wisco Insurance Company acts as a boat insurance agent in Janesville, offering coverage that addresses common local risks. They help clients select policies that protect against weather damage, liability, and theft, matching terms to each boat’s use and value. The process begins by scheduling a simple inspection of the watercraft and its equipment.
Nickols & Associates LLC American Family Insurance serves residential boat owners in Janesville, Wisconsin, protecting personal watercraft from damage and liability. Commercial coverage is also available for locally operated vessels used in business. Their service area includes Janesville and the surrounding communities within Rock County. The agency helps clients select appropriate policies for seasonal mooring and freshwater use typical of the region. After claims or policy changes, subsequent inquiries receive attentive handling until the next routine policy review or renewal period.
Adam Johnston Insurance in Janesville, WI is known for helping area boat owners secure coverage that protects their watercraft against common perils on local lakes and rivers. The agency serves both seasonal and year-round vessels, offering policies that can address liability, physical damage, and towing needs on the water. These policies are designed to fit a range of personal watercraft, from fishing boats to family cruisers. As a specialty add-on, the agency can also arrange coverage for personal boating equipment such as electronics and wakeboards.
What Does a a Boat Insurance Agent in Janesville Cost?
Typical boat insurance costs in Wisconsin range from 200 to 800 dollars per year for a standard runabout or fishing boat. Factors that affect the premium include the boat value, horsepower, safety equipment, and your boating history. Higher value boats or those used on large lakes may cost more. This is general information and not insurance advice.
About boat insurance agents in Janesville
A boat insurance agent in Janesville Wisconsin can help you protect your watercraft on the Rock River and nearby lakes. Wisconsin law requires all motorized boats to carry liability insurance if they are financed or used at public launches. Local agents understand the specific risks of Wisconsin waterways and can tailor a policy to your needs.
Frequently Asked Questions
What does boat insurance cover in Janesville Wisconsin?
Boat insurance typically covers physical damage to your watercraft, liability for injuries or damage you cause to others, and medical payments for you and your passengers. Many policies also include coverage for theft, towing, and uninsured boaters.
Is boat insurance required by law in Wisconsin?
Wisconsin does not require liability insurance for all boat owners, but it is required if you have a loan on the boat or if you use a public boat launch. Many marinas and storage facilities also require proof of insurance before allowing you to dock or store your boat.
How do I choose a boat insurance agent in Janesville?
Look for an agent who specializes in marine or recreational vehicle insurance and has experience with Wisconsin specific risks like ice damage and seasonal layup. Ask about coverage limits, deductibles, and whether the policy includes liability for towing water skiers or tubes.
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