The top-rated business insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance, Jean Works - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 3 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 4 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 5 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 6 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 7 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 8 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
| 9 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
| 10 | Empire Insurance Brokers | 2119 McCulloch Blvd N | (760) 814-8304 |
World Insurance Associates LLC serves business owners throughout Mohave County from its location in Lake Havasu City, Arizona. As a business insurance agent, the firm assists with securing commercial property protection, liability coverage, and workers’ compensation policies that help local companies manage risk and maintain operations. The agency also helps contractors and retail establishments find appropriate business interruption insurance to safeguard against unexpected losses, and it provides tailored commercial auto coverage for fleet vehicles operating in the region.
Farmers Insurance - Anthony Oskolkoff provides business insurance agents services in Lake Havasu City, AZ, covering a range of liability and property coverage solutions. The agent offers ongoing policy review and consultation services to help businesses maintain adequate protection as their needs evolve. Risk assessment and policy adjustments are included to address common local challenges. The company services single-family homes, apartments, retail stores, and restaurants, ensuring various commercial properties and residential income properties in the area have appropriate insurance plans in place.
Richards Nygren Insurance in Lake Havasu City, AZ, serves local businesses, commercial property owners, and entrepreneurs seeking reliable coverage. As a business insurance agent, the agency works to match clients with appropriate policies, including general liability, commercial property, and workers' compensation protection. Each business’s unique risk profile is assessed to recommend suitable options. The agent also serves the surrounding areas, including communities near the Parker Strip and along the Colorado River in Mohave County.
Serving Lake Havasu City and the surrounding Mohave County communities, Jean Works - State Farm Insurance Agent handles business insurance needs for local enterprises. The agency works with commercial auto, general liability, and property coverage tailored to small and mid-sized businesses in the area. Each policy is designed to address unique operational risks common to the Lake Havasu region. For a typical job, Jean Works reviews the business’s exposures and recommends specific policy limits based on a thorough risk assessment interview.
Dan Firth American Family Insurance in Lake Havasu City, AZ understands that clients may need a single policy for a short-term project or a recurring plan for ongoing operations. Their business insurance coverage addresses general liability and property protection. Service is structured to be provided on a one-time, scheduled, or as-needed basis depending on the specific needs of the commercial client.
Hollowell Insurance Agency focuses on business insurance in Lake Havasu City, Arizona, offering coverage for liability, property damage, and workers’ compensation. It also provides general counsel to local companies on managing risk in the desert region. The agency’s work includes reviewing policies for seasonal shifts in tourism and outdoor commerce. Clients often seek help before summer months, when increased visitors and monsoon storms create new liability exposures for service and retail businesses.
Aldridge Insurance Services in Lake Havasu City, AZ, provides business insurance agent support for local companies seeking to protect their operations. The agency specializes in coverage extensions such as property liability, workers’ compensation, and commercial auto policies. It assists businesses in understanding their risk exposure and selecting appropriate plans to mitigate financial loss. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring each has tailored protection for their daily operations.
As seasonal tourism and new construction fluctuate in Lake Havasu City, Crest Insurance Group helps local businesses address shifting liability and property coverage needs. This business insurance agent works to match policies with the risks that small retailers, contractors, and service providers face daily. They focus on commercial general liability, workers’ compensation, and commercial auto protections tailored to regional operations. The process begins with a thorough on-site or virtual inspection of the business premises to identify specific exposures and recommend appropriate coverage limits.
Farm Bureau Financial Services Alison Warner-Williams serves Lake Havasu City area residents with personalized advice on homeowners and auto insurance coverage. For commercial clients, the agency offers tailored business insurance solutions to protect local enterprises. The agent works closely with policyholders to understand their specific risks and coverage needs, ensuring comprehensive protection for their operations. Clients can expect thorough follow-up and ongoing support for policy adjustments between regular scheduled visits for account reviews.
Empire Insurance Brokers serves residential clients in Lake Havasu City, Arizona, with tailored coverage for homes and personal property. The agency also provides commercial insurance solutions for local businesses, addressing liability, property, and operational risks throughout the region. Policies are designed to protect local enterprises while meeting industry requirements. Clients can expect ongoing support for policy adjustments or claims, with follow-up service provided as needed between regular visits to ensure continued protection.
What Does a a Business Insurance Agent in Lake Havasu City Cost?
Typical costs for a business insurance agent in Arizona range from 500 to 3000 dollars per year for a small business general liability policy. Workers compensation premiums vary by payroll and industry classification often starting around 1 to 3 dollars per 100 dollars of payroll. Costs depend on your business type location and claims history. This is general information not insurance advice.
About business insurance agents in Lake Havasu City
Business insurance agents in Lake Havasu City Arizona help local companies secure liability property and workers compensation coverage. Arizona law requires most employers to carry workers compensation insurance per Arizona Revised Statutes Title 23. Agents can also advise on general liability policies that address risks specific to desert tourism and construction industries in Mohave County.
Frequently Asked Questions
What types of business insurance are required in Arizona?
Arizona law mandates workers compensation insurance for employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Lake Havasu City?
Look for an agent licensed by the Arizona Department of Insurance and with experience in your industry. Ask about their familiarity with local risks such as seasonal tourism or watercraft liability on Lake Havasu.
Can a business insurance agent help with Arizona specific regulations?
Yes a knowledgeable agent can explain Arizona commercial liability laws and help you meet state filing requirements for workers compensation. They can also advise on coverage for independent contractors which is a common issue under Arizona law.
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