The top-rated business insurance agent in Berkeley, California is Jessica McArdle - State Farm Insurance Agent, rated 5.0 stars across 240 reviews. Other highly rated options include Frank Bliss - State Farm Insurance Agent, Client 1st Insurance Agency, Mike Mihrzad - State Farm Insurance Agent. This directory lists 14 business insurance agents serving Berkeley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica McArdle - State Farm Insurance Agent | 2025 Rose St #100 | (510) 848-2132 |
| 2 | Frank Bliss - State Farm Insurance Agent | 1700 Solano Ave A | (510) 527-2000 |
| 3 | Client 1st Insurance Agency | 2980 College Ave #1 | (925) 866-2929 |
| 4 | Mike Mihrzad - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 841-6171 |
| 5 | AAA Berkeley Branch | 1775 University Ave | (510) 898-7600 |
| 6 | Timothy Carter: Allstate Insurance | 2489 Martin Luther King Jr Way | (510) 649-3870 |
| 7 | Lazena Kelly-Andrada - State Farm Insurance Agent | 2517 Sacramento St Ste B | (510) 549-7400 |
| 8 | Gary Eason - State Farm Insurance Agent | 2288 Fulton St UNIT 310 | (510) 843-1092 |
| 9 | Sonny Randhawa - State Farm Insurance Agent | 1798 Shattuck Ave. | (510) 570-3985 |
| 10 | Sharon Woo - State Farm Insurance Agent | 2915 Ninth St | (510) 549-2122 |
Jessica McArdle - State Farm Insurance Agent in Berkeley, California offers general business insurance services for local companies. Policies typically include liability coverage, property protection, and workers compensation. Service plans involve periodic policy reviews and risk assessments to adjust coverage as a business changes or grows. Claims assistance and guidance on loss prevention strategies are also provided. The agency works with clients who own or manage single-family homes, apartments, retail stores, and restaurants.
Frank Bliss - State Farm Insurance Agent in Berkeley, CA serves local homeowners, businesses, and property managers in need of business insurance coverage. The agency helps commercial clients protect their assets with policies such as general liability and property insurance. Personal lines, including auto and home insurance, are also available to residents. Customized risk management solutions are developed for small and mid-sized companies operating in the region. The agency additionally provides services to clients across the East Bay area, including neighboring communities like Oakland and Albany.
Serving Berkeley and the surrounding East Bay communities, Client 1st Insurance Agency handles commercial insurance for local businesses. It helps owners protect their operations from common risks like property damage or liability claims. Analyzing each client's unique exposures, the agency identifies tailored coverage from standard policy options. This process typically begins with a thorough review of the business's daily activities and assets to recommend appropriate protections that meet its particular needs.
Mike Mihrzad - State Farm Insurance Agent in Berkeley, CA offers both one-time business insurance policies and recurring service options such as annual coverage renewals. The agency provides liability, property, and workers compensation solutions tailored to local small and midsize companies. While initial policy setup occurs on a scheduled basis, subsequent claims support and policy adjustments are readily handled on an as-needed basis throughout the year, ensuring timely assistance for unexpected business interruptions.
AAA Berkeley Branch serves the Berkeley, California metro area and surrounding communities with business insurance agent services. It helps local businesses assess their unique risk profiles and secure appropriate coverage. The agency assists with the selection and management of policies tailored to various commercial needs. Business owners can obtain guidance on common coverage requirements for operations in this region. Specifically, AA A Berkeley Branch handles general liability insurance and commercial property insurance for businesses in the area.
Timothy Carter: Allstate Insurance offers commercial property and liability coverage, along with workers’ compensation and commercial auto insurance. It provides personalized risk management guidance to small and mid-sized businesses throughout Berkeley, CA. The agency helps clients understand the nuanced exposure threats common to local retail, dining, and service-industry operations. As seasonal foot traffic shifts around the University of California campus each autumn, the agency assists business owners in reviewing coverage limits to address increased liability from temporary employees and higher customer volume.
As Berkeley businesses prepare for wildfire season, a comprehensive insurance review becomes essential. Lazena Kelly-Andrada - State Farm Insurance Agent helps local enterprises assess their risk exposure and liability coverage needs. Working from a Berkeley office, this agent guides clients through policy options that address regional concerns, from property protection to business interruption. The consultation emphasizes understanding each company’s specific operations and potential vulnerabilities. A thorough evaluation of existing policies begins with a personalized inspection of the business premises and operations to identify coverage gaps.
Providing essential insurance solutions for business owners in the Berkeley area, this agency works to protect companies against operational risks and liability claims. It offers specialized coverage add-ons including commercial property protection, general liability policies, and workers compensation plans tailored to different industries. The agent can serve a range of commercial sectors including local offices, warehouses, and food service establishments requiring comprehensive risk management strategies.
Sonny Randhawa - State Farm Insurance Agent in El Sobrante, California, is recognized for providing business insurance coverage tailored to local entrepreneurs. The agency assists with general liability, property, and workers compensation policies to help protect small companies from common operational risks. Clients can review their existing coverage with the team to ensure adequate protection. For businesses needing additional safeguards, the agency also offers commercial auto insurance to cover vehicles used for company purposes.
Sharon Woo - State Farm Insurance Agent in Berkeley, CA, assists local homeowners and renters with residential coverage tailored to their needs. The agency also addresses commercial insurance requirements for area businesses, providing protection for property, liability, and other operational risks. Serving Berkeley and the surrounding communities, Sharon Woo works with clients to review policies and adjust coverage as circumstances change. After initial consultations and regular policy reviews, the agency offers follow-up service to help ensure ongoing protection between visits.
What Does a a Business Insurance Agent in Berkeley Cost?
Typical costs for a small business insurance policy in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting at $1,000 per employee annually. Commercial property coverage costs depend on location and building value. These figures are general estimates. This information is for educational purposes and is not insurance advice.
About business insurance agents in Berkeley
Business insurance agents in Berkeley, California help local entrepreneurs find coverage for their shops, restaurants, and tech startups. California law requires most employers to carry workers compensation insurance. An agent can also help you understand commercial auto requirements for delivery services in Alameda County.
Frequently Asked Questions
What types of business insurance do Berkeley agents offer?
Agents in Berkeley typically offer general liability, property insurance, workers compensation, and commercial auto policies. They can also help with professional liability for service businesses. Many agents provide packages tailored to local industries like retail and food service.
Is business insurance required by law in California?
Yes, California law requires workers compensation insurance for any business with employees. Commercial auto insurance is required for vehicles used for business purposes. Other coverages like general liability are not legally required but are often demanded by landlords and clients.
How do I choose a business insurance agent in Berkeley?
Look for an agent licensed by the California Department of Insurance. Check that they have experience with businesses similar to yours. Ask about their knowledge of Berkeley zoning rules and local risk factors like earthquake exposure.
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