The top-rated business insurance agent in Cerritos, California is Cali-Fast Insurance Services Inc, rated 5.0 stars across 1,252 reviews. Other highly rated options include Acceptance Insurance, Carl F Johnson: Allstate Insurance, Jim Barr - State Farm Insurance Agent. This directory lists 19 business insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cali-Fast Insurance Services Inc | 17777 Center Ct Dr N #650 | (855) 203-2282 |
| 2 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 3 | Carl F Johnson: Allstate Insurance | 12607 Hiddencreek Way Suite D | (562) 865-6601 |
| 4 | Jim Barr - State Farm Insurance Agent | 12616 South St | (562) 924-4459 |
| 5 | Sandra Molina: Allstate Insurance Agency | 17315 Studebaker Rd suite 300N | (562) 543-0696 |
| 6 | Allan Kam - State Farm Insurance Agent | 12140 Artesia Blvd Ste 102 Artesia | (562) 860-3311 |
| 7 | KYC Insurance Services, LLC | 17777 Center Ct Dr N #710 | (833) 682-6162 |
| 8 | Kemper Auto | 13340 183rd St | (866) 860-9348 |
| 9 | Ken Inouye - State Farm Insurance Agent | 11010 Artesia Blvd | (562) 865-5228 |
| 10 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
Cali-Fast Insurance Services Inc serves businesses throughout Los Angeles and Orange Counties from its Cerritos, California office. As a dedicated business insurance agent, the company works with local enterprises to identify appropriate insurance solutions for various operational risks. It assists clients in reviewing policy options to protect their assets and manage liability exposures. The agency specializes in general liability insurance and professional liability coverage, helping Cerritos-area businesses secure tailored policies for their specific industry needs.
Acceptance Insurance in Cerritos, California assists clients in distinguishing between one-time policy purchases for single projects and recurring coverage plans that provide ongoing protection. As a business insurance agent, the agency evaluates general liability, workers’ compensation, and commercial property options to match each client’s operational needs. Regular policy reviews help adjust limits as local market conditions change. This service operates on an as-needed basis, with agents available for consultations whenever a client requires updated coverage or risk assessment.
Carl F Johnson: Allstate Insurance serves homeowners, businesses, and property managers in the Cerritos, California area. It provides business insurance agent services, including liability coverage and commercial property protection, to help clients manage operational risks. The company assists with policies tailored for various small to medium-sized enterprises. Coverage extends to neighboring communities such as Lakewood and portions of the greater Long Beach metro region.
Jim Barr - State Farm Insurance Agent in Cerritos, CA, helps clients distinguish between one-time policies for specific projects and recurring coverage that adapts to ongoing operations. Business insurance coverage addresses property protection, liability concerns, and income interruption. Service for policy consultations, risk evaluations, and claims advocacy runs on an as-needed basis, allowing business owners to arrange appointments when coverage changes or new exposures arise.
Sandra Molina: Allstate Insurance Agency in Cerritos, CA provides specialty business liability coverage tailored to protect commercial assets. The agency also offers general workers’ compensation policies, helping local enterprises manage risks and comply with employment regulations. Business interruption insurance is available to safeguard income during unexpected closures. As seasonal shifts affect many Cerritos companies, the agency assists retail and service businesses in adjusting coverage for holiday inventory influxes or temporary staffing changes, ensuring protection remains adequate throughout the year.
KYC Insurance Services, LLC serves business owners in Cerritos, California, and the surrounding communities of Los Angeles and Orange Counties. The company handles general liability, commercial property, and workers' compensation coverage for local enterprises. It also advises clients on risk management strategies tailored to their specific industry. To approach a typical job, the agent first reviews a business's operations and revenue details to identify exposures, then compares quotes from multiple carriers to close coverage gaps.
Kemper Auto in Cerritos, CA, offers a range of business insurance services, including general liability, commercial property, and workers’ compensation coverage. It provides standard policy maintenance, periodic coverage reviews, and claims assistance to help local businesses manage ongoing risk. The agency services commercial properties such as small retail stores, restaurants, office spaces, and standalone single-family homes used for business operations.
Ken Inouye - State Farm Insurance Agent in Cerritos, CA provides business insurance coverage tailored to local commercial needs. The agency specializes in policies that address general liability, property protection, and business interruption concerns. Business owners can also add endorsements for cyber liability or equipment breakdown. This Cerritos office serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Mikel's Insurance Services offers residential insurance coverage to homeowners and renters in Cerritos, California, ensuring protection for personal property and liability. The company also provides commercial insurance solutions for local business owners, addressing risks related to property, liability, and operations within the greater Cerritos area. Regular policy reviews allow clients to update their coverage as needs change between visits, helping to maintain appropriate protection without requiring additional appointments.
What Does a a Business Insurance Agent in Cerritos Cost?
Typical costs for business insurance in California vary widely. A small business might pay $500 to $3,000 per year for general liability coverage. Workers compensation premiums depend on payroll and industry classification, often ranging from $1,000 to $10,000 annually. Commercial auto insurance costs an average of $1,200 to $2,400 per vehicle per year. Actual rates depend on your specific business risks location and coverage limits. This is general information and not insurance advice.
About business insurance agents in Cerritos
A business insurance agent in Cerritos California helps local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers and commercial auto insurance for business vehicles. An agent can explain policy options and help you secure the right protection for your Cerritos business.
Frequently Asked Questions
What types of business insurance do Cerritos companies need?
Common coverages include general liability workers compensation and commercial auto insurance. California law requires workers comp for businesses with even one employee. An agent can also recommend property insurance or cyber liability based on your industry.
How does California law affect business insurance requirements?
California requires workers compensation insurance for all employers under Labor Code Section 3700. Commercial auto insurance must meet state minimum liability limits. An agent can help you understand these legal requirements and avoid penalties.
Can a Cerritos business insurance agent help with claims?
Yes agents often assist with filing claims and communicating with the insurance company. They can explain the claims process and help you gather necessary documentation. This support can save time and reduce stress after a loss.
Business Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower