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Find Business Insurance Agents Near You in Chico, CA

Browse business insurance agents serving Chico, California. Updated 2026-07-14.

The top-rated business insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Cost-U-Less Insurance, Kevin Baker Insurance Agency, Heritage Insurance Agency. This directory lists 20 business insurance agents serving Chico.

Showing 20 business insurance agents in Chico, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance240 W East Ave ste c(530) 681-4011
2Cost-U-Less Insurance166 Cohasset Rd # 3(530) 206-0967
3Kevin Baker Insurance Agency383 Connors Ct Ste A(530) 893-8301
4Heritage Insurance Agency290 Airpark Blvd(530) 894-3276
5Keith McBride - State Farm Insurance Agent2499 Bruce Rd(530) 965-5934
6Farmers Insurance - Paul Munly Agency30 Constitution Dr #200(530) 899-7667
7Jeff Fowler Insurance Services, Inc.426 Broadway St #205(530) 267-6268
8GCI Health Insurance Services110 Independence Cir Ste 101(530) 895-3882
9Nevin & Witt Insurance Services1600 Mangrove Ave #195(530) 894-0111
10Chico Creek Insurance Services, LLC - Owner, Julio Ramirez500 Cohasset Rd #34(530) 636-0241
AI
240 W East Ave ste c
Acceptance Insurance
Business Insurance Agent · Chico, CA

For business owners in Chico navigating the seasonal risks of wildfire season and winter storms, Acceptance Insurance provides coverage for property, liability, and business interruption. Located in Chico, California, this agency works to match local enterprises with appropriate policies that address regional exposures. The agent assesses each operation’s unique needs, drawing from knowledge of central California’s commercial landscape. Their process begins with an initial consultation to review current coverages and identify gaps, followed by a thorough on-site inspection of the business premises.

CU
166 Cohasset Rd # 3
Cost-U-Less Insurance
Business Insurance Agent · Chico, CA

Cost-U-Less Insurance in Chico, California offers specialty services for business liability and commercial property coverage, helping local entrepreneurs protect their assets. It also provides general business insurance solutions tailored to the operational needs of small and medium-sized enterprises in the region. As the start of the wildfire season approaches each summer, the company assists local business owners in reassessing their property protection to guard against potential fire-related losses.

KB
383 Connors Ct Ste A
Kevin Baker Insurance Agency
Business Insurance Agent · Chico, CA

Kevin Baker Insurance Agency, serving the Chico, California area, is a local business insurance agent that helps companies manage their commercial risks. The agency works with a variety of local enterprises to craft policies that protect their operations, assets, and liability. By understanding the specific needs of businesses in this region, the agent provides essential coverage options. These include general liability policies for retail shops and commercial property insurance for office and warehouse spaces.

HI
290 Airpark Blvd
Heritage Insurance Agency
Business Insurance Agent · Chico, CA

Heritage Insurance Agency in Chico, California, provides a full range of commercial insurance solutions for local businesses. The agency assists clients with policy selection, risk assessment, and ongoing account management to adapt coverage as needs change. Routine policy reviews and claims support are offered to help maintain adequate protection and service responsiveness. The agency services a variety of properties, including single-family homes, apartment complexes, retail stores, and full-service restaurants.

KM
2499 Bruce Rd
Keith McBride - State Farm Insurance Agent
Business Insurance Agent · Chico, CA

Keith McBride - State Farm Insurance Agent serves homeowners, businesses, and property managers in Chico, California, offering business insurance policies that protect against common commercial risks. The agency provides coverage for liability, property damage, and interruptions to operations, helping local entrepreneurs secure their assets. In response to evolving local business needs, the office also creates customized plans for small and midsize enterprises. Beyond the Chico metro, this agent covers coverage needs for clients in the nearby community of Durham.

FI
30 Constitution Dr #200
Farmers Insurance - Paul Munly Agency
Business Insurance Agent · Chico, CA

Farmers Insurance - Paul Munly Agency serves the city of Chico, California, and its surrounding communities in Butte County. The agency handles business insurance for local companies, covering general liability, property, and workers' compensation needs. It works with small and mid-sized businesses to help protect their operations from common risks. For a typical job, the agency conducts a detailed review of a client's current coverage and exposures, then customizes a policy that addresses the specific liabilities and assets involved.

JF
426 Broadway St #205
Jeff Fowler Insurance Services, Inc.
Business Insurance Agent · Chico, CA

For businesses weighing one-time versus recurring service options, Jeff Fowler Insurance Services, Inc. in Chico, CA specializes in business insurance coverage. The agency helps local companies assess their risk exposure and select appropriate policies to protect their operations. Typical commercial coverages include general liability, property, and workers’ compensation insurance. Service runs on an as-needed basis, allowing business owners to review and update their insurance plans whenever their circumstances or coverage needs change.

GH
110 Independence Cir Ste 101
GCI Health Insurance Services
Business Insurance Agent · Chico, CA

As Chico’s wildfire season approaches each summer, businesses in the region face heightened property and liability risks. GCI Health Insurance Services in Chico, CA assists local enterprises in evaluating their commercial insurance needs, helping to tailor coverage that addresses the unique environmental and operational exposures of Butte County. Their agents focus on providing sound business insurance agent services by reviewing current policies and identifying gaps that could threaten a company’s financial stability. A typical first step is scheduling an on-site inspection of the business premises.

NW
1600 Mangrove Ave #195
Nevin & Witt Insurance Services
Business Insurance Agent · Chico, CA

Nevin & Witt Insurance Services specializes in business insurance coverage, including liability, property, and commercial auto policies for local companies. As a Chico, CA agency, its general service work involves assessing risks for small to mid-sized enterprises and recommending appropriate protection plans. The firm also supports clients with workers’ compensation requirements common in Northern California’s agricultural and service sectors. When fire season strains business continuity, the agency helps Chico-area operations evaluate temporary closure and property loss coverage to stabilize recovery.

CC
500 Cohasset Rd #34
Chico Creek Insurance Services, LLC - Owner, Julio Ramirez
Business Insurance Agent · Chico, CA

Chico Creek Insurance Services, LLC, owned by Julio Ramirez, provides business insurance coverage for companies in the Chico, CA area. Their general work involves advising clients on essential liability and property policies, with a specialty in customized industry-specific insurance add-ons for unique operational risks. This firm focuses on protecting local enterprises from financial loss due to accidents, theft, or natural disasters. They can serve a wide range of commercial sectors, including offices, warehouses, and food service operations.

FI
2535 Ceanothus Ave STE 120
Farmers Insurance, Genia Henderson Agency
Business Insurance Agent · Chico, CA
(530) 345-9035
agents.farmers.com/ca/chico/genia-henderson
LS
1041 Village Ln
Luquin's Insurance Services
Business Insurance Agent · Chico, CA
(530) 809-2993
luquinsinsurance.com
MI
60 Landing Cir Ste 2
McKee Insurance Agency
Business Insurance Agent · Chico, CA
(530) 895-3304
mercuryinsurance.com/agents/california/mckee-insurance-agency-044106.html
BI
1270 E 9th St
Bidwell Insurance Agency, Inc.
Business Insurance Agent · Chico, CA
(530) 894-1096
bidwellinsurance.com
AI
2735 Esplanade
Avrit Insurance
Business Insurance Agent · Chico, CA
(530) 891-1302
avritinsurance.com
MD
40 Bellarmine Ct
Matt Davis Insurance Agency, Inc.
Business Insurance Agent · Chico, CA
(530) 898-9960
mattdavisinsurance.com
GI
55 Independence Cir #108
GCI Insurance Brokers
Business Insurance Agent · Chico, CA
(800) 339-3882
simplicatehealth.com
II
1357 E Lassen Ave
InterWest Insurance Services, LLC
Business Insurance Agent · Chico, CA
(530) 895-1010
iwins.com/contact-us/chico
RN
2615 Forest Ave #130
Rhio Nelson Insurance Agency
Business Insurance Agent · Chico, CA
(530) 592-3911
rhionelsoninsurance.com
SS
676 E 1st Ave UNIT 11
Sweeney & Selland Insurance Services
Business Insurance Agent · Chico, CA
(530) 487-8200
sweeney-sellandins.com

What Does a a Business Insurance Agent in Chico Cost?

Typical costs for a small business insurance package in California range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and classification but average about 2 to 5 dollars per 100 dollars of payroll. Commercial auto insurance adds additional cost based on vehicles and drivers. This is general information and not insurance advice.

About business insurance agents in Chico

Business insurance agents in Chico California help local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers with at least one employee. Agents can also advise on commercial general liability and property insurance tailored to Butte County businesses.

Frequently Asked Questions

What types of business insurance are required in California?

California law requires workers compensation insurance for businesses with employees. Commercial auto insurance is also required if you use vehicles for work. Other coverages like general liability are not legally required but are often demanded by landlords or clients.

How do I find a business insurance agent in Chico?

You can search online directories or ask for referrals from other local business owners. Look for agents licensed by the California Department of Insurance who have experience with your industry. Many agents in Chico offer free initial consultations.

What factors affect business insurance costs in Chico?

Costs depend on your industry number of employees revenue and claims history. Location in Chico may also affect rates due to wildfire risk. An agent can help you compare quotes from multiple carriers.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.