The top-rated business insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 17 business insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 7 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 8 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 9 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 10 | JONATHAN CHIEM: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area and the broader Santa Clara County region, offering business insurance solutions to local enterprises. The agency helps small and mid-sized businesses assess their unique risks and secure appropriate coverage to protect their operations. Professionals rely on this agency for guidance in safeguarding their assets and managing liability concerns. Specific services available through this agent include general liability policies for retail and service-based establishments as well as property insurance options to protect commercial buildings and equipment.
Gurbinder Mavi - State Farm Insurance Agent in Cupertino, CA, provides business insurance policies tailored to local enterprises. The agency offers personalized risk assessment consultations and periodic policy reviews to help ensure adequate coverage as operations evolve. Its service plans also include assistance with claims filing and coverage adjustments for small to medium-sized businesses. The office commonly services properties such as single-family homes used for home-based enterprises, apartment complexes, retail storefronts, and independent restaurants seeking liability and property protection.
David Gragnola: Allstate Insurance serves homeowners, local businesses, and property managers in Cupertino, California. The agency helps them review their commercial coverage needs to protect their assets and day-to-day operations. Business insurance agents in this region guide clients through policy options for general liability and property protection. Services include consultations on risk management for companies of various sizes. The agency also provides its business insurance expertise to neighboring communities throughout the western Santa Clara Valley, including areas near Sunnyvale.
Catherine Chen - State Farm Insurance Agent serves Cupertino and the surrounding Silicon Valley communities, handling business insurance needs for local enterprises. The agency works with entrepreneurs and established firms to secure coverage that includes liability, property, and commercial auto policies. To conduct a typical job, the agent begins with a detailed consultation to assess each business’s specific operations and risk profile. From that evaluation, it customizes an insurance plan to protect against common regional exposures such as equipment breakdowns or customer injuries.
Cheryl Ching - State Farm Insurance Agent in Cupertino, CA, offers both one-time service options for immediate policy needs and recurring service plans for ongoing portfolio management. Coverage typically addresses property, liability, and business interruption risks common to local enterprises. Adjustments to policies can be made as the business grows or operations change. Service runs on a one-time, scheduled, or as-needed basis to accommodate varying client demands.
As seasonal shifts in Cupertino bring increased foot traffic and inventory turnover for local retailers, Jim Liu - State Farm Insurance Agent helps businesses review liability and property coverage to match current exposures. Focusing on business insurance, the agent works with shop owners, service providers, and small offices in the area to tailor policies addressing general liability, commercial property, and business interruption risks. To start this process, the agent schedules an on-site inspection to evaluate existing safety measures and asset values before recommending specific coverage adjustments.
Farmers Insurance - Patricia Han in Cupertino, CA provides business insurance agent services, helping local enterprises manage their risk exposure. This agency specializes in adding tailored coverages such as property protection and liability insurance to standard policies. They assist with commercial auto, workers' compensation, and general liability needs for a range of businesses. Their clientele includes offices requiring equipment coverage, warehouses seeking inventory protection, and food service operations needing liability safeguards for their premises.
Located in Cupertino, California, Farmers Insurance - Ray Cheng provides specialized business insurance agent services including general liability and commercial property coverage. The agency also works with local entrepreneurs to develop personalized risk management strategies for their operations. It assists clients in navigating complex policy options to ensure adequate protection for small and mid-sized businesses. Whether confronting seasonal inventory fluctuations or preparing for the heightened liability of holiday hiring, the agency offers guidance tailored to these specific operational challenges.
Farmers Insurance - Lily Zhao provides residential insurance services to homeowners and renters in Cupertino, CA. The agency also offers commercial coverage for local small businesses, protecting their property and liability needs. Lily Zhao serves clients within the broader Santa Clara County area, helping business owners evaluate risks. After policies are in place, the agency maintains regular contact with clients to review coverage as their needs evolve, following up between annual visits to address any changes.
JONATHAN CHIEM: Allstate Insurance serves the business community in Cupertino, California, with comprehensive commercial insurance solutions. The agency works with local small to midsize businesses to structure coverage that protects their operations and assets. Its service range includes general liability, property insurance, and workers compensation policies tailored for the region's diverse industries. Additionally, it addresses client needs for business interruption protection to maintain continuity after unforeseen events. The agency can also add on specialized cyber liability insurance for companies that handle sensitive data.
What Does a a Business Insurance Agent in Cupertino Cost?
Typical costs for a small business insurance policy in California range from $500 to $3,000 per year for general liability. Workers compensation premiums depend on payroll and industry classification often costing $1 to $3 per $100 of payroll. Commercial auto adds $1,200 to $2,400 annually per vehicle. This is general information and not insurance advice. Actual costs vary by business size location and risk factors.
About business insurance agents in Cupertino
Business insurance agents in Cupertino help local companies find coverage for property damage liability and employee injuries. California law requires most employers to carry workers compensation insurance even for small businesses. An agent can compare policies from multiple carriers to match your specific needs.
Frequently Asked Questions
What types of business insurance do Cupertino companies need?
Common coverages include general liability commercial property and workers compensation. California requires workers comp for any business with at least one employee. Agents also recommend cyber liability and professional liability for tech firms.
How does California law affect business insurance requirements?
California mandates workers compensation insurance for all employers. The state also requires commercial auto insurance for any vehicle used for business. Agents help you comply with these laws while adding optional coverages.
Can a business insurance agent help with a home-based business in Cupertino?
Yes. Home-based businesses often need separate policies because standard homeowners insurance excludes business liabilities. An agent can find coverage for equipment inventory and professional liability specific to your home operation.
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