The top-rated business insurance agent in Dana Point, California is Elaine LaVine - State Farm Insurance Agent, rated 4.9 stars across 69 reviews. Other highly rated options include Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance, Realistic Insurance Solutions, WFG Orange County- Russell | Senteno & Partners. This directory lists 13 business insurance agents serving Dana Point.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elaine LaVine - State Farm Insurance Agent | 34080 Golden Lantern UNIT 105 | (949) 240-8944 |
| 2 | Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance | 3 Monarch Bay Plaza #106 | (949) 681-5041 |
| 3 | Realistic Insurance Solutions | 30 Silverstrand | (714) 468-0559 |
| 4 | WFG Orange County- Russell | Senteno & Partners | 33971 Selva Rd UNIT 105 | (562) 972-2454 |
| 5 | Ted Bowersox - State Farm Insurance Agent | 24681 La Plaza #360 | (949) 661-3200 |
| 6 | T D Norton Insurance Services | 34188 Pacific Coast Hwy | (949) 218-3366 |
| 7 | Firey & Associates Insurance Services, Inc. | 24701 La Plaza #103 | (949) 542-7222 |
| 8 | Farmers Insurance - Patrick Prendiville | 24661 Del Prado Ave Ste 3 | (949) 487-9696 |
| 9 | Ken Robinson Insurance | 6 Corniche Dr UNIT G | (949) 322-4533 |
| 10 | Farmers Insurance - Rosario Ortega | 34175 Camino Capistrano # 204 | (949) 661-6300 |
Elaine LaVine - State Farm Insurance Agent serves the Dana Point area in Orange County, providing business insurance coverage for local enterprises. The agency helps small and mid-sized companies manage their specific liability and property risks through tailored policy options. Common commercial coverages include protection against property damage, general liability claims, and lost income due to disruptions. The firm also assists with workers’ compensation policies to address employee injury expenses and offers commercial auto insurance for business vehicles operating throughout the region.
Alina Corbeanu Insurance Agency, Inc., operating under Farmers Insurance, provides a comprehensive range of business insurance services in Dana Point, CA. Its service plans include tailored risk assessments and annual policy reviews to help local enterprises manage evolving coverage needs. The agency is equipped to handle complex liability concerns, property protection, and workers’ compensation arrangements for diverse commercial properties. Regular consultations ensure clients remain informed about coverage adjustments and emerging local regulations. The company services single-family homes, apartments, retail, and restaurants.
Realistic Insurance Solutions serves local businesses, property managers, and commercial property owners in the Dana Point area. The agency assists clients with structuring liability coverage, property protection, and workers’ compensation policies tailored to their specific operational risks. Its consultants help business owners navigate the local regulatory requirements common to Orange County enterprises. The firm also offers guidance on commercial auto and professional liability exposures. Coverage options extend to nearby San Clemente and the broader South Orange County business corridor.
WFG Orange County- Russell | Senteno & Partners serves Dana Point and the surrounding South Orange County communities, handling risk management for local enterprises. It provides commercial insurance policies covering general liability, property, and workers compensation for small to mid-sized businesses. The agency analyzes each client’s unique operations and loss exposures to design tailored coverage packages. For a typical job, it first assesses the business’s specific liabilities and then compares options from multiple carriers to secure appropriate protection.
Ted Bowersox - State Farm Insurance Agent in Dana Point, CA, assists businesses in distinguishing between one-time policy options for short-term needs and recurring coverage for ongoing operations. Commercial insurance offerings address risks such as property damage, liability, and employee-related exposures. General industry knowledge helps businesses in this coastal community identify suitable protection strategies tailored to their size and sector. Service arrangements are provided on a scheduled basis, with regular policy reviews to adjust coverage as business circumstances evolve.
T D Norton Insurance Services provides comprehensive business insurance coverage for companies operating in Dana Point and the surrounding communities. The agency specializes in tailoring policies to address specific operational risks, including general liability, property protection, and workers' compensation. Additional options such as business interruption insurance and commercial auto coverage can be incorporated to create a complete risk management plan. The firm serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
As the Orange County summer sun drives a surge in local events and outdoor dining in Dana Point, Firey & Associates Insurance Services, Inc. helps business owners manage the seasonal liability exposures these activities often bring. This independent agency works to match local retailers, restaurants, and small commercial operations with suitable coverage against common property and liability risks. They focus on reviewing each client’s unique operational needs before proposing options from their partner carriers. The evaluation process typically begins with a thorough inspection of the business premises.
Specializing in commercial property, liability, and workers’ compensation policies, this Dana Point agency serves local businesses with tailored coverage. Patrick Prendiville assesses operational risks for shops, restaurants, and professional offices in Orange County. The firm also advises on inland marine and commercial auto plans. For seasonal concerns, it helps coastal businesses secure protection against storm-related property damage during the winter months, ensuring continuity when weather threatens operations.
Ken Robinson Insurance serves residential clients in Dana Point, helping them secure coverage for their homes and personal property. The agency also offers commercial insurance policies tailored for local businesses, including liability and property protection. Their service area covers Dana Point and the surrounding South Orange County communities. After a policy is issued, the agent follows up with clients to review coverage needs, ensuring adjustments are made before each regular renewal visit.
Farmers Insurance - Rosario Ortega is known for helping individuals and businesses in Dana Point, CA secure appropriate commercial coverage. Their services range from general liability and property insurance to workers' compensation policies tailored for local enterprises. They also assist clients with risk management analysis to determine adequate coverage limits for specific operations. As add-on specialty services, the agency can provide professional liability coverage designed for consultants and small service businesses in the area.
What Does a a Business Insurance Agent in Dana Point Cost?
Typical costs for a small business insurance policy in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting around $1,000 annually for low-risk offices. Commercial auto policies average $1,200 to $2,400 per vehicle per year. These are general estimates and your actual cost will depend on your specific business risks, coverage limits, and location. This information is general and not insurance advice.
About business insurance agents in Dana Point
Business insurance agents in Dana Point, California help local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers with at least one employee. Agents can also guide you on commercial general liability and professional liability policies common in Orange County.
Frequently Asked Questions
What types of business insurance do agents in Dana Point offer?
Agents offer general liability, commercial property, workers compensation, and commercial auto insurance. They can also help with professional liability and cyber liability policies for local businesses.
Is workers compensation insurance required for my Dana Point business?
Yes, California law requires workers compensation insurance for most businesses with even one employee. Sole proprietors without employees may not need it but can choose to buy coverage.
How do I choose a business insurance agent in Dana Point?
Look for an agent licensed in California with experience in your industry. Ask about their access to multiple carriers so they can compare policies and premiums for you.
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