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Looking for a business insurance agent in Encinitas? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 business insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
CLS Insurance Services - Coastal Live Scan
996 N Coast Hwy 101 Suite C, Encinitas, CA 92024
(760) 230-1830
coastallivescan.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875
agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
Travelers
360 N El Camino Real #1a, Encinitas, CA 92024
(858) 436-7999
travelers.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
IPRO Agency Insurance Services
1042 N El Camino Real Suite B-304, Encinitas, CA 92024
(855) 526-0086
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
Professional Liability
1042 N El Camino Real, Encinitas, CA 92024
(888) 673-8039
iprowest.com
Business insurance agents in Encinitas help local companies secure coverage tailored to the unique risks of coastal California operations. These agents can guide you through California commercial general liability requirements and workers compensation laws. Whether you run a surf shop or a tech startup, an Encinitas agent can find policies that protect your business assets.
What Does a Business Insurance Agent in Encinitas Cost?
Typical costs for a small business insurance policy in California range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting around 1,000 dollars annually for low-risk offices. A business owner policy for a small retail shop in Encinitas might cost 1,200 to 2,500 dollars per year. Costs depend on coverage limits, location, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in California?
California law requires workers compensation insurance for most employers. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are typically demanded by landlords and clients.
How do Encinitas business insurance agents help with coastal risks?
Encinitas agents understand risks like coastal flooding, wildfire, and earthquake exposure. They can recommend policies that cover property damage and business interruption from these events. Agents also know how to structure coverage for seasonal tourism businesses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.