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Find Business Insurance Agents Near You in Laguna Niguel, CA

Browse business insurance agents serving Laguna Niguel, California. Updated 2026-07-14.

The top-rated business insurance agent in Laguna Niguel, California is Global Guard Insurance, rated 4.8 stars across 1,209 reviews. Other highly rated options include RJS Truck Insurance, Herron Family Insurance Agency, Inc: Allstate Insurance, Kessler Alair Insurance Services, Inc.. This directory lists 20 business insurance agents serving Laguna Niguel.

Showing 20 business insurance agents in Laguna Niguel, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Global Guard Insurance27601 Forbes Rd STE 56(800) 750-9115
2RJS Truck Insurance27782 El Lazo(949) 349-1300
3Herron Family Insurance Agency, Inc: Allstate Insurance30101 Town Center Dr Ste 105(949) 495-3530
4Kessler Alair Insurance Services, Inc.32451 Golden Lantern Suite 306(949) 536-3700
5Insource Insurance Agency30011 Ivy Glenn Dr #212(949) 485-5467
6South County Insurance Services-Pavel Levitanus28202 Cabot Rd #300(949) 550-2502
7Tex Rapeepat - State Farm Insurance Agent30131 Town Center Dr #275(949) 858-1640
8Heritage Financial Services28142 Camino Capistrano suite 101(855) 434-7400
9Dan Rickabus - State Farm Insurance Agent30131 Town Center Dr #275(949) 363-7100
10Sharon Walter - State Farm Insurance Agent30101 Town Center Dr Suite 113(949) 363-6035
GG
27601 Forbes Rd STE 56
Global Guard Insurance
Business Insurance Agent · Laguna Niguel, CA

Global Guard Insurance serves the Laguna Niguel area of Orange County, providing business insurance agent services to local companies. This agency assists commercial clients in securing essential coverage to protect their operations from common risks. It works with businesses to evaluate liability exposures and property vulnerabilities that can threaten financial stability. Typical policies arranged include workers’ compensation and commercial general liability, which help businesses manage workplace injuries and third-party claims. The firm specifically handles coverage for equipment breakdown and business interruption risks.

RT
27782 El Lazo
RJS Truck Insurance
Business Insurance Agent · Laguna Niguel, CA

RJS Truck Insurance provides a full suite of business insurance solutions for local enterprises, including general liability, commercial auto, and workers' compensation coverage. It offers tailored service plans that help clients review their policies annually and adjust coverages as their operations change. This approach ensures that each business maintains adequate protection as it grows. The agency serves a diverse range of properties in the Laguna Niguel area, including single-family homes, apartments, retail spaces, and restaurants.

HF
30101 Town Center Dr Ste 105
Herron Family Insurance Agency, Inc: Allstate Insurance
Business Insurance Agent · Laguna Niguel, CA

Herron Family Insurance Agency, Inc: Allstate Insurance serves homeowners, businesses, and property managers in Laguna Niguel, California, by offering a range of commercial insurance policies to protect assets and manage liability. They help local companies secure coverage for property, general liability, and workers compensation. As an Allstate agent, the office provides access to standard industry products designed to meet small business needs. The agency also extends its services to clients in the nearby city of Mission Viejo.

KA
32451 Golden Lantern Suite 306
Kessler Alair Insurance Services, Inc.
Business Insurance Agent · Laguna Niguel, CA

As small businesses in Laguna Niguel prepare for the peak tourist season, Kessler Alair Insurance Services, Inc. helps owners assess their liability exposures. The agency reviews general liability, property, and workers’ compensation needs to build appropriate coverage. Commercial clients in this coastal market often require protection against lawsuit risks unique to their trade. The first step is scheduling a conversation with an agent to examine existing policies and identify gaps in risk management. A thorough inspection of the current operations follows that initial assessment.

II
30011 Ivy Glenn Dr #212
Insource Insurance Agency
Business Insurance Agent · Laguna Niguel, CA

Serving Laguna Niguel and the surrounding communities of Orange County, Insource Insurance Agency handles business insurance coverage for local enterprises. It addresses typical risks faced by small and mid-sized companies, including general liability and property protection. The agency reviews each client's operations to identify specific exposures and then matches those needs with appropriate policy options from multiple insurers. To manage a standard account, it conducts a comprehensive risk assessment before presenting coverage solutions that align with the client's budget and business profile.

SC
28202 Cabot Rd #300
South County Insurance Services-Pavel Levitanus
Business Insurance Agent · Laguna Niguel, CA

South County Insurance Services-Pavel Levitanus in Laguna Niguel, CA, offers business insurance agents, with clients choosing between one-time policy placements or recurring coverage plans that adapt over time. Available options include general liability, commercial property, and industry-specific risk protection tailored to local regulations. Services run on either a scheduled renewal cycle or an as-needed basis for endorsements or new exposures.

TR
30131 Town Center Dr #275
Tex Rapeepat - State Farm Insurance Agent
Business Insurance Agent · Laguna Niguel, CA

As a business insurance agent in Laguna Niguel, California, Tex Rapeepat of State Farm offers specialized coverage including general liability, commercial property, and workers compensation policies, along with broader risk management guidance for local enterprises. The agency assists small and medium-sized businesses with customizing plans that address unique operational exposures. As wildfire season approaches annually in Southern California, the firm regularly helps entrepreneurs review and update their commercial property coverage to ensure adequate protection against potential fire-related damages.

HF
28142 Camino Capistrano suite 101
Heritage Financial Services
Business Insurance Agent · Laguna Niguel, CA

With wildfire season approaching in Laguna Niguel, Heritage Financial Services helps local businesses review their property and liability coverage. Operating in the business insurance agent category, the company works with commercial clients to assess risks common to this coastal region. Every policy review starts with understanding the specific needs of a retail shop, office, or contractor operation. An agent can schedule a consultation to examine the current protection an existing policy provides during an on-site inspection.

DR
30131 Town Center Dr #275
Dan Rickabus - State Farm Insurance Agent
Business Insurance Agent · Laguna Niguel, CA

Dan Rickabus, a State Farm Insurance Agent in Laguna Niguel, California, provides essential business insurance coverage for local enterprises. His agency focuses on protecting against common commercial risks, including property damage, liability claims, and interruption-related losses. Specialized policy add-ons such as cyber liability coverage and commercial auto insurance are also available to enhance basic protections. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service operations.

SW
30101 Town Center Dr Suite 113
Sharon Walter - State Farm Insurance Agent
Business Insurance Agent · Laguna Niguel, CA

Sharon Walter - State Farm Insurance Agent serves residential clients in Laguna Niguel with personal insurance solutions, addressing coverage for homes, autos, and other individual needs. The agency also assists local business owners by offering commercial insurance policies that help protect companies against various operational risks. Located in Laguna Niguel, the office provides services to clients throughout the surrounding Orange County communities. Follow-up appointments are available to adjust coverage as needs change, with the same agent continuing to manage policies between routine annual reviews.

BP
27601 Forbes Rd #14
Brittanny Perry: Allstate Insurance
Business Insurance Agent · Laguna Niguel, CA
(949) 487-2900
agents.allstate.com/brittanny-perry-laguna-niguel-ca.html
IN
28202 Cabot Rd #300
InsurCali
Business Insurance Agent · Laguna Niguel, CA
(949) 973-0278
insurcali.com
PO
27271 La Paz Rd C
Plan On Your Future Insurance
Business Insurance Agent · Laguna Niguel, CA
(949) 991-8621
planonyourfuture.com
BS
28202 Cabot Rd # 600
Brakke-Schafnitz Insurance Brokers
Business Insurance Agent · Laguna Niguel, CA
(949) 365-5100
SS
28188 Moulton Pkwy #0726
Serjick's Insurance Services
Business Insurance Agent · Laguna Niguel, CA
(951) 377-0727
serjinsurance.com
WP
30012 Ivy Glenn Dr Suite 290
Woodland Park Insurance Services
Business Insurance Agent · Laguna Niguel, CA
(949) 419-9566
wpins.com
VH
28052 Camino Capistrano
Value Health One Insurance
Business Insurance Agent · Laguna Niguel, CA
(949) 259-5767
valuehealthone.com
AL
28202 Cabot Rd # 600
Acrisure Laguna Niguel, CA (Signature Insurance Group)
Business Insurance Agent · Laguna Niguel, CA
(800) 464-3606
acrisure.com
BF
28202 Cabot Rd #300
Broker Financial Insurance Services
Business Insurance Agent · Laguna Niguel, CA
(714) 609-9100
BJ
27601 Forbes Rd UNIT 54
B Jason Perry Insurance Agency
Business Insurance Agent · Laguna Niguel, CA
(949) 487-2900
allstateagencies.com/bjasonperry

What Does a a Business Insurance Agent in Laguna Niguel Cost?

Typical costs for business insurance in California vary widely. A small business might pay 500 to 2000 dollars per year for general liability coverage. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information and not insurance advice.

About business insurance agents in Laguna Niguel

Business insurance agents in Laguna Niguel help local companies find coverage for general liability workers compensation and commercial property. California law requires most employers to carry workers compensation insurance even if they have only one employee. An agent can explain how state regulations affect your policy and help you meet legal requirements.

Frequently Asked Questions

What types of business insurance do agents in Laguna Niguel offer?

Agents typically offer general liability commercial property workers compensation and professional liability insurance. They can also help with commercial auto and cyber liability policies. The right mix depends on your industry and business size.

Is workers compensation insurance required for my Laguna Niguel business?

Yes California law requires all employers to carry workers compensation insurance even for part time employees. Failure to have coverage can result in fines up to 100000 dollars and possible criminal charges. An agent can help you find a policy that meets state requirements.

How can a business insurance agent help me save money on premiums?

An agent can compare quotes from multiple carriers to find competitive rates. They can also suggest risk management practices like safety training that may lower your premiums. Bundling multiple policies with one carrier often leads to discounts.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.