The top-rated business insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 19 business insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | First American Title Company | 100 S H St | (805) 737-3736 |
| 9 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 10 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
Julio's Auto Insurance in Lompoc, CA, provides a range of services including business insurance agent consultations for local enterprises. Its service plans involve regular policy reviews to align coverage with evolving operational needs, ensuring clients maintain appropriate protection. The agent assists with claims management and risk assessment for various commercial ventures. It services single-family homes, apartments, retail locations, and restaurants in the Lompoc area.
AAA Lompoc Insurance and Member Services serves the Lompoc, California area, offering business insurance agent services to local enterprises. The firm works with clients to assess their commercial coverage needs, providing guidance on policies that protect against common operational risks. It specializes in tailoring insurance solutions for small and medium-sized businesses in the region. The company handles general liability insurance and commercial property coverage for area firms.
Farmers Insurance - Andra Campbell in Lompoc, CA, serves local homeowners, businesses, and property managers with tailored commercial insurance policies. The agency assists business owners with general liability, workers’ compensation, and commercial property coverage to help protect their operations from unforeseen risks. Business advisors also evaluate client portfolios to recommend appropriate liability limits and deductibles. This agency extends its professional agent services to surrounding areas in Santa Barbara County, including the nearby community of Vandenberg Village.
Fiesta Auto Insurance & Tax Service assists Lompoc residents with their personal business insurance needs, offering coverage options for local small business owners. Commercial policies are also available to protect various enterprises throughout the Santa Barbara County area. The agency works to provide appropriate liability and property coverage that aligns with typical local business operations. Clients can return between regular visits for policy adjustments, renewals, or to discuss any changes in their commercial exposures.
For a business insurance agent in Lompoc, CA, Charles W Walker Insurance offers both one-time policy options for specific needs and recurring coverage that renews to provide ongoing protection. Their services include general liability, property, and worker’s compensation policies tailored for local enterprises. This agency helps businesses assess risks and secure appropriate insurance plans to safeguard their operations and assets. Service appointments and policy management are handled on an as-needed basis, allowing clients to request assistance whenever their business insurance requirements change.
Serving Lompoc and the surrounding communities in Santa Barbara County, James Hinshaw: Allstate Insurance handles business insurance for local enterprises. It specializes in policies that protect property, liability, and commercial assets against common regional risks. The agency works closely with each client to assess their specific operational exposures. A typical job begins with a thorough review of the business's daily activities, and it then customizes coverage options to address those unique vulnerabilities.
As local businesses in Lompoc plan for the busier summer season, Julia Tipolt - State Farm Insurance Agent provides tailored coverage to protect against liability and property risks. Operating in Santa Barbara County, this agency works with small retail and service-based businesses to review general liability and commercial property policies. New or expanding ventures can schedule a no-cost, no-obligation initial assessment of their current coverage to identify potential gaps.
As a business insurance agent in Lompoc, CA, First American Title Company specializes in helping local enterprises secure appropriate liability coverage and property protection. It also offers guidance on commercial auto insurance and workers' compensation policies for businesses of varying sizes. Agents work closely with clients to assess risks uniquely tied to the Central Coast economy, including farming and retail operations. When the Santa Barbara County fire season begins, the company assists business owners in reviewing and updating their wildfire damage and business interruption policies.
Kelly Breen: Allstate Insurance in Lompoc, CA provides residential insurance policies to protect area homeowners and renters. The agency also offers commercial coverage options tailored for local business owners, helping manage risks for various enterprises throughout the region. Clients receive ongoing support for policy reviews and claims processing. Follow-up consultations are scheduled between regular visits to adjust coverage as needs evolve.
Servicios Maya, also known as Maya Insurance Agency, in Lompoc, California, provides general business insurance coverage while also specializing in additional liability endorsements and supplemental property protection options. The agency works with local business owners to assess their specific operational risks. Its commercial insurance policies can be tailored for area offices, warehouses, and food service establishments typically found throughout Santa Barbara County.
What Does a a Business Insurance Agent in Lompoc Cost?
Typical costs for a small business insurance policy in California range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary based on payroll and industry classification averaging 1 to 3 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. These are general estimates and not insurance advice. Consult a licensed agent for a specific quote.
About business insurance agents in Lompoc
Business insurance agents in Lompoc California help local companies find coverage for their specific needs. Agents can explain California commercial insurance requirements such as workers compensation for businesses with employees. They also help with policies that protect against property damage and liability claims common in Santa Barbara County.
Frequently Asked Questions
What types of business insurance do agents in Lompoc offer?
Agents offer general liability insurance commercial property insurance workers compensation and commercial auto insurance. They also provide professional liability and cyber liability policies for Lompoc businesses.
Is business insurance required by law in California?
California law requires workers compensation insurance for any business with one or more employees. Commercial auto insurance is required for vehicles used for business. General liability is not legally required but is often mandated by landlords or contracts.
How can a business insurance agent help a Lompoc startup?
An agent reviews the startups operations and risks then recommends appropriate coverage limits. They can bundle policies into a business owner policy to save money. Agents also help startups comply with California insurance regulations.
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