ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Martinez, CA

Browse business insurance agents serving Martinez, California. Updated 2026-07-14.

The top-rated business insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 137 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 12 business insurance agents serving Martinez.

Showing 12 business insurance agents in Martinez, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kathy Bernardez - State Farm Insurance Agent837 Arnold Dr Suite 330(925) 520-0290
2Farmers Insurance - Scott Alstad2843 Alhambra Ave(925) 313-9270
3Michelle Allman - State Farm Insurance Agent1320 Arnold Dr # 160(925) 228-0920
4Alissa Gutierres: Allstate Insurance3237 Alhambra Ave Ste 3(925) 201-6463
5SBW Insurance Services3755 Alhambra Ave #5(925) 374-5312
6Mark Woodard - State Farm Insurance Agent609 Main St(925) 228-0196
7Bryce Stephens: Allstate Insurance1311 Pine St Ste H(925) 372-8995
8Sam Limones - State Farm Insurance Agent6590 Alhambra Ave Ste 101(925) 944-9316
9Farmers Insurance - Paul Bickham827 Arnold Dr Ste 100(925) 228-3030
10Schroder Insurance Services653 Main St(925) 934-6789
KB
837 Arnold Dr Suite 330
Kathy Bernardez - State Farm Insurance Agent
Business Insurance Agent · Martinez, CA

Kathy Bernardez - State Farm Insurance Agent serves the Martinez, California area as a local business insurance agent. The agency helps local business owners select appropriate coverage to protect their commercial assets and operations. Clients can receive guidance on managing common business risks that face enterprises in the region. The agency provides support throughout the insurance policy lifecycle, including reviews and claims assistance. It handles professional liability insurance and commercial property insurance for businesses in and around Martinez.

FI
2843 Alhambra Ave
Farmers Insurance - Scott Alstad
Business Insurance Agent · Martinez, CA

Farmers Insurance - Scott Alstad provides business insurance for local enterprises, covering general liability, property, and workers' compensation. The agency offers ongoing policy reviews to ensure coverage adapts to shifting operational needs, along with annual risk assessments for existing clients. Claim filing assistance is available to help businesses navigate unexpected losses efficiently. This insurance agency services a variety of property types in the Martinez, CA community, including single-family homes used for home-based businesses, apartment complexes, retail storefronts, and full-service restaurants.

MA
1320 Arnold Dr # 160
Michelle Allman - State Farm Insurance Agent
Business Insurance Agent · Martinez, CA

Michelle Allman - State Farm Insurance Agent serves homeowners, business owners, and property managers in the Martinez area, offering tailored commercial insurance policies and personal coverage solutions. The agency assists local enterprises with liability protection, property coverage, and professional risk management. It also provides guidance for small business owners selecting appropriate policy limits and deductibles. Services extend to small retailers, independent contractors, and office-based professionals seeking reliable business insurance. The agency additionally covers the surrounding communities in the Contra Costa County region, including Concord.

AG
3237 Alhambra Ave Ste 3
Alissa Gutierres: Allstate Insurance
Business Insurance Agent · Martinez, CA

Alissa Gutierres: Allstate Insurance provides business insurance services to Martinez, California, and the surrounding Contra Costa County communities. The agency handles commercial policies that protect local enterprises from property damage, liability claims, and income interruption. Coverage options are tailored to meet the needs of small business owners, retail shops, and professional offices throughout the area. The typical engagement begins with a consultation to assess operational risks, followed by a comparison of available policies to identify suitable limits and deductibles that match the client's budget and exposure profile.

SI
3755 Alhambra Ave #5
SBW Insurance Services
Business Insurance Agent · Martinez, CA

SBW Insurance Services in Martinez, CA assists businesses in distinguishing between one-time policy purchases and recurring coverage arrangements. The agency offers business insurance that helps protect commercial assets, liability exposures, and operational risks common in the local area. Client needs are assessed to determine whether a single policy or an ongoing program is more suitable. Service is offered strictly on an as-needed basis, allowing clients to request consultations or policy adjustments whenever their business situation requires attention.

MW
609 Main St
Mark Woodard - State Farm Insurance Agent
Business Insurance Agent · Martinez, CA

As local businesses in Martinez prepare for shifts in seasonal demand or regulatory updates, Mark Woodard’s State Farm agency works to identify coverage gaps that could disrupt operations. This agent focuses on tailoring commercial policies to protect small and mid-sized firms against common risks like property damage or liability claims. Businesses often begin by scheduling a face-to-face conversation at the Martinez office, where an initial assessment of existing policies helps determine areas needing adjustment.

BS
1311 Pine St Ste H
Bryce Stephens: Allstate Insurance
Business Insurance Agent · Martinez, CA

Specializing in a range of business insurance services, including liability, property, and workers' compensation coverage, Bryce Stephens: Allstate Insurance in Martinez, CA provides tailored policies to protect local enterprises from operational risks. General work includes advising clients on proper policy limits and bundling options to secure comprehensive protection for small businesses and commercial ventures. As seasonal shifts approach, the agency assists retailers with inventory coverage during holiday surges and contractors with equipment policies for fluctuating project demands.

SL
6590 Alhambra Ave Ste 101
Sam Limones - State Farm Insurance Agent
Business Insurance Agent · Martinez, CA

Sam Limones - State Farm Insurance Agent in Martinez, CA, provides general business insurance services to local enterprises. Their specialty add-ons include coverage for property damage, liability protection, and commercial auto policies. The agency focuses on helping businesses manage risks with standard industry offerings. They tailor these services to various commercial sectors, including offices, warehouses, and food service operations.

FI
827 Arnold Dr Ste 100
Farmers Insurance - Paul Bickham
Business Insurance Agent · Martinez, CA

Farmers Insurance - Paul Bickham in Martinez, CA first helps local residents protect their homes and vehicles with personal coverage options. The agency also provides business insurance for small and medium-sized companies throughout the Martinez area, tailoring policies to each commercial client’s specific needs. Conveniently serving both residential and commercial accounts, this agent ensures ongoing contact with policyholders to review coverage and adjust plans during routine annual visits. Follow-up service between regular consultations keeps local businesses properly protected as their operations evolve.

SI
653 Main St
Schroder Insurance Services
Business Insurance Agent · Martinez, CA

Schroder Insurance Services, located in Martinez, California, is known for providing business insurance coverage to local enterprises. Its service range includes general liability, property, and workers' compensation policies tailored to small and mid-sized companies. The agency assists clients with risk assessment and policy selection to protect against common commercial exposures. A specialty service the firm can add on is cyber liability insurance to help businesses manage data breach and network security risks.

FC
1350 Arnold Dr
Full Circle Financial & Insurance Services
Business Insurance Agent · Martinez, CA
(800) 949-6681
fullcircleinsurance.com
LC
1330 Arnold Dr
Larson-Clark Insurance Associates Inc
Business Insurance Agent · Martinez, CA
(925) 228-6300
larsonclark.com/contact1

What Does a a Business Insurance Agent in Martinez Cost?

Typical costs for a small business insurance policy in California range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums are based on payroll and industry class code often costing 1 to 3 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars per year per vehicle. These amounts are estimates and your actual cost will depend on your specific business operations location and coverage limits. This is general information and not insurance advice.

About business insurance agents in Martinez

Business insurance agents in Martinez California help local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers and commercial auto liability for business vehicles. An agent can explain these rules and help you choose policies that fit your specific industry and risk profile.

Frequently Asked Questions

What types of business insurance are required in California?

California requires workers compensation insurance for any business with one or more employees. Commercial auto liability is required for any vehicle used for business purposes. Other coverages like general liability are not state mandated but are often required by landlords or contracts.

How do I find a licensed business insurance agent in Martinez?

You can search for licensed agents on the California Department of Insurance website. Many agents in Martinez specialize in small business or specific industries like construction or retail. Ask for referrals from other local business owners or your local chamber of commerce.

Can a business insurance agent help me lower my premiums?

Yes an agent can review your risks and suggest ways to reduce premiums such as bundling policies or increasing deductibles. They can also help you take advantage of California specific safety programs that may qualify you for discounts. Premiums vary based on your industry payroll and claims history.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.