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Business Insurance Agents in Modesto, CA

Browse business insurance agents serving Modesto, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 business insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1300 Sylvan Ave Ste A-3, Modesto, CA 95355
(209) 651-0452 locations.freeway.com
Cost-U-Less Insurance
123 Burney St, Modesto, CA 95354
(209) 560-6118 locations.costulessdirect.com
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112 locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
The Source Auto Insurance Agency LLC
822 9th St #1, Modesto, CA 95354
(209) 661-7171 thesourceautoinsurance.com
Freeway Insurance
1801 H St Ste A1, Modesto, CA 95354
(209) 585-3788 locations.freeway.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366 tsminsurance.com
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200 mendozainsurance.com
Insureone Insurance Solutions
316 Needham St, Modesto, CA 95354
(209) 779-0700 insuremeins.com
The Giuliano Insurance Agency Inc: Allstate Insurance
1508 Coffee Rd Suite G, Modesto, CA 95355
(209) 578-1059 agents.allstate.com
Central Auto Insurance Agency - Auto Insurance Modesto CA
2225 Plaza Pkwy suite c-17, Modesto, CA 95350
(209) 492-9999 caiautoinsurance.com
Yeyes Auto Insurance & Tax Agency
1408 N Carpenter Rd Suite 5, Modesto, CA 95351
(209) 500-1881 yeyesinsurance.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269 turlockinsurance.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com
C-B Associates Insurance
1505 G St, Modesto, CA 95354
(209) 527-8055 cbassociatesinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500 trustomega.com
Macias Insurance Services - 1337 Crows Landing
1337 Crows Landing Rd Suite E, Modesto, CA 95351
(209) 523-9100 maciasinsurancemodesto.com
Wylie Insurance Services
1729 Tully Rd Suite 6, Modesto, CA 95350
(209) 526-4402 wylieinsurance.net

What Does a Business Insurance Agent in Modesto Cost?

Typical costs for business insurance in California vary widely. A small home based business might pay 300 to 800 per year for a business owner policy. A mid sized retail store in Modesto often pays 1000 to 3000 per year for general liability and property coverage. Workers compensation costs average 2 to 5 per 100 dollars of payroll depending on industry class codes. Commercial auto insurance for a single work truck can range from 1200 to 3000 per year. These are general estimates and your actual premium will depend on your specific operations coverage limits and risk profile. This information is general and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Modesto California?
California law requires workers compensation insurance for all businesses with employees. Commercial auto insurance is required for any vehicles used for business purposes. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I find a licensed business insurance agent in Modesto?
You can verify an agents license through the California Department of Insurance website. Look for agents who specialize in commercial lines and have experience with your industry such as farming manufacturing or retail. Local agents in Modesto understand the specific risks of the Central Valley economy.
What factors affect the cost of business insurance in Modesto?
Costs depend on your business type payroll revenue location and claims history. For example a small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 per year. Premiums are also influenced by California minimum coverage requirements and local risk factors like wildfire or flood zones.