The top-rated business insurance agent in Palm Springs, California is AAA Palm Springs Insurance and Member Services, rated 4.5 stars across 520 reviews. Other highly rated options include Magnolia Auto Insurance Service, Cindy Pieper - State Farm Insurance Agent, Tom Gleeson - State Farm Insurance Agent. This directory lists 15 business insurance agents serving Palm Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Palm Springs Insurance and Member Services | 300 S Farrell Dr | (760) 320-1121 |
| 2 | Magnolia Auto Insurance Service | 1000 N Farrell Dr STE 102 | (760) 318-8446 |
| 3 | Cindy Pieper - State Farm Insurance Agent | 707 E Tahquitz Canyon Way Suite 23 | (760) 416-3006 |
| 4 | Tom Gleeson - State Farm Insurance Agent | 225 S Civic Dr #1 | (760) 322-3100 |
| 5 | Dean Mofidi Insurance Services | 4633 Ramon Rd | (760) 318-4099 |
| 6 | Inszone Insurance Services | 909 Crossley Rd | (760) 324-4100 |
| 7 | Donald Browne Insurance Services | 190 W Amado Rd | (760) 904-0354 |
| 8 | Matrix Benefits & Insurance Solutions, Inc | 1091 N Palm Canyon Dr | (760) 932-0906 |
| 9 | JC Insurance | 1717 E Vista Chino J2 | (760) 561-5001 |
| 10 | Garcia Insurance Inc | 2099 E Tahquitz Canyon Way | (760) 320-1111 |
AAA Palm Springs Insurance and Member Services serves the Palm Springs, California metro area as a business insurance agent. It connects local enterprises with coverage tailored to commercial needs, including liability and property protection. The agency assists with risk management strategies suited to the region’s unique economic landscape. It handles specific services like workers’ compensation policies and commercial auto insurance for small to mid-sized businesses.
Magnolia Auto Insurance Service serves businesses throughout Palm Springs and Riverside County as a Business Insurance Agent. This agency helps local companies obtain essential protection against common commercial risks. Their work involves reviewing coverage options with business owners and connecting them to appropriate liability or property insurance policies. They also assist with loss prevention advice tailored to local industry needs and can guide clients through policy adjustments as operations change. This agency regularly handles general liability insurance and commercial vehicle coverage to safeguard enterprises in the Palm Springs area.
Cindy Pieper - State Farm Insurance Agent in Palm Springs, California, offers a comprehensive range of business insurance products to local enterprises. Services include general liability, property coverage, commercial auto, and workers' compensation policies. The agency provides ongoing policy maintenance and regular coverage review plans to ensure each business remains adequately protected as its needs evolve. Clients benefit from local access for claims assistance and future planning. The agency services a wide variety of commercial properties, including single-family homes used for business, apartment complexes, retail shops, and restaurants.
Serving Palm Springs homeowners, local businesses, property managers, and commercial landlords, Tom Gleeson’s agency provides business insurance policies that protect against common liability risks, property damage, and income interruption. Personalized consultations help clients understand coverage options tailored to their specific commercial operations and unique exposures. As a business insurance agent, they assist with general liability, commercial auto, workers’ compensation, and professional liability. This Palm Springs office also extends its services to clients in nearby Cathedral City and the greater Coachella Valley community.
Dean Mofidi Insurance Services serves the Palm Springs area and its surrounding communities. The company handles commercial insurance for local businesses, including coverage for liability, property, and other operational risks. It works with clients to identify their specific exposures and then reviews policy options from various carriers. A typical job begins with a thorough assessment of the business’s operations, followed by a comparison of coverage terms to match the client’s budget and risk profile.
Inszone Insurance Services provides a full range of commercial insurance coverages for businesses throughout Palm Springs, California. The company evaluates each client's unique operational risks and liability exposures. Its service approach includes ongoing policy reviews to adjust coverage as business conditions change. Annual renewal assessments help ensure compliance with current industry requirements. The firm supports a variety of commercial properties, including small to mid-size retail storefronts, busy restaurants, professional offices, and multi-unit apartment buildings.
As seasonal tourist influxes shift demand for Palm Springs businesses, Donald Browne Insurance Services helps local owners adjust their business insurance coverage accordingly. The agency serves as a business insurance agent, focusing on policies that protect against risks specific to the desert region, including wildfire, heat-related equipment failure, and liability from short-term rental operations. A consultation typically begins with a review of current exposures and an on-site inspection of the business property, allowing the agent to accurately identify gaps and recommend appropriate customized policy options.
Matrix Benefits & Insurance Solutions, Inc specializes in tailoring commercial insurance packages for small to mid-sized businesses. From general liability and property coverage to workers’ compensation and professional liability, the Palm Springs agency works closely with clients to assess specific operational risks and secure appropriate protection. The firm’s ongoing account reviews help ensure that coverage keeps pace with business growth and changing exposures. As the region’s summer heat intensifies, it assists local companies in evaluating policies related to wildfire risk, equipment damage, and business interruption from extreme weather events.
For a business in Palm Springs, JC Insurance offers both one-time consultations for single coverage needs and ongoing service for recurring policy management. Their business insurance agents help local companies secure general liability, workers’ compensation, and commercial property coverage. While specific policy requirements vary, their role is to match business owners with appropriate plans for liability and asset protection, including customized solutions for small to mid-sized enterprises. Service runs on a scheduled or as-needed basis depending on the client’s renewal cycle and ongoing risk management needs.
Garcia Insurance Inc, based in Palm Springs, CA, serves local businesses by providing essential property and general liability coverage. The agency supplements these core policies with specialized add-ons tailored to common regional risks, including commercial auto and workers’ compensation. Each policy is structured to help shield a company from the financial impact of unexpected operational disruptions or legal claims. Additional specialized solutions are available for incidental cyber exposures. The agency works with a broad range of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Business Insurance Agent in Palm Springs Cost?
Typical costs for a small business insurance policy in California range from 500 to 5000 dollars per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and vary by industry class code. A Palm Springs retail shop might pay 1000 to 3000 dollars annually for a basic package. This is general information and not insurance advice.
About business insurance agents in Palm Springs
Business insurance agents in Palm Springs California help local companies find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance. An agent can explain how state regulations affect your specific business needs.
Frequently Asked Questions
What types of business insurance are required in California?
California law requires workers compensation insurance for most employers. Commercial auto insurance is required for any business owned vehicles. General liability insurance is not required by state law but is often required by landlords and contracts.
How do I find a business insurance agent in Palm Springs?
You can search online directories or ask other local business owners for referrals. Look for agents licensed by the California Department of Insurance who have experience with your industry. Many agents offer free initial consultations.
What factors affect business insurance costs in California?
Costs depend on your industry payroll location and claims history. California has higher minimum workers compensation rates than many states. A retail store might pay 500 to 2000 dollars per year for general liability while a restaurant could pay 3000 to 8000 dollars.
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