The top-rated business insurance agent in San Francisco, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 616 reviews. Other highly rated options include Traci Hollander - State Farm Insurance Agent, Sam & Associates Insurance Agency: Allstate Insurance, Jessica Liu Insurance Services. This directory lists 20 business insurance agents serving San Francisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Stewart - State Farm Insurance Agent | 490 Post St Suite 1606 | (415) 982-9033 |
| 2 | Traci Hollander - State Farm Insurance Agent | 556 Castro St | (415) 575-3775 |
| 3 | Sam & Associates Insurance Agency: Allstate Insurance | 2225 Taraval St | (415) 665-0181 |
| 4 | Jessica Liu Insurance Services | 3428 Balboa St | (415) 386-2283 |
| 5 | Mary Zell Spellman - State Farm Insurance Agent | 26 W Portal Ave UNIT 1 | (415) 401-7000 |
| 6 | David Chacon - State Farm Insurance Agent | 3425 25th St | (415) 647-9900 |
| 7 | Broad Spectrum Insurance Services | 1000 Brannan St #205 | (888) 898-6999 |
| 8 | Insureaze Insurance Solutions | 2021 Fillmore St #9186 | (800) 897-8221 |
| 9 | Donald Browne Insurance Services, formerly, John A Morton Insurance Agency | 3366 22nd St | (408) 292-4329 |
| 10 | Robert E. Kennedy Insurance Agency | 2269 Chestnut St #301 | (415) 951-0738 |
Jake Stewart - State Farm Insurance Agent serves the San Francisco, California metro area as a local business insurance agent. The agency provides coverage options designed to help local companies protect their operations and assets. Business insurance agents in this region assist with policies that address common urban risks and regulatory requirements. Typical services include tailoring general liability insurance to meet each company's specific needs. The agency also handles commercial property insurance for office spaces and retail storefronts in San Francisco.
Traci Hollander - State Farm Insurance Agent in San Francisco, CA, provides a range of business insurance services, including general liability, property, and workers’ compensation coverage. It offers service plans that include policy reviews and risk management consultations to help local businesses maintain adequate protection. Business clients can schedule appointments to adjust their coverage as their operations evolve. The agency services single-family homes, apartments, retail spaces, and restaurants.
Sam & Associates Insurance Agency: Allstate Insurance serves San Francisco homeowners, local small businesses, and property managers seeking tailored commercial coverage. The agency provides business insurance policies designed to protect against common liability risks and property damage in a busy urban environment. Its agents work closely with clients to assess specific operational needs and recommend appropriate protection plans. In addition to serving the San Francisco community, the agency also covers clients throughout the broader Peninsula region and the nearby communities of Daly City.
Serving San Francisco and the surrounding Bay Area communities, Jessica Liu Insurance Services handles commercial coverage for local businesses seeking property and liability protection. The agency works with small to mid-sized companies to address general liability, workers’ compensation, and commercial auto needs common to urban operations. Every policy review begins with a thorough discussion of current operations and potential risks to ensure appropriate limits are selected for each client’s specific business model.
Mary Zell Spellman - State Farm Insurance Agent provides both one-time consultations to evaluate existing coverage and ongoing recurring services to adjust policies as circumstances change. Business insurance coverage in San Francisco protects against common commercial risks such as property damage, liability claims, and business interruption. Clients can choose to have policies managed through a combination of scheduled reviews and as-needed updates when new assets or operations require additions. Service runs on an as-needed basis, with regular communication options available for annual policy check-ins.
David Chacon - State Farm Insurance Agent in San Francisco provides business insurance coverage including general liability and commercial property protection. It also offers workers’ compensation policies to help small and midsize companies manage operational risks common to the local area. As businesses prepare for annual contract renewals or move into new leased spaces, this agency can help update commercial policies to reflect current liabilities.
Broad Spectrum Insurance Services in San Francisco offers specialty liability and property coverage for local businesses, along with comprehensive policy reviews and risk assessments tailored to diverse commercial needs. The agency helps clients navigate general commercial insurance, professional liability, and workers’ compensation to protect their operations and assets. As wildfire seasons and earthquake risks increase in the Bay Area, it assists businesses in securing proper catastrophe coverage to minimize potential financial losses from these prevalent regional hazards.
Insureaze Insurance Solutions helps San Francisco businesses manage risk by securing appropriate commercial coverage. The agency focuses on tailoring policies with specialty add-ons such as professional liability, cyber protection, and business interruption insurance. It works closely with clients to identify exposure specific to local firms operating in a dynamic urban economy. The company serves diverse commercial sectors, including offices seeking general liability, warehouses requiring property and inventory protection, and food service establishments needing coverage for equipment and product liability.
As San Francisco businesses navigate shifting seasonal demands and evolving local regulations, adequate coverage becomes essential. Donald Browne Insurance Services, formerly John A Morton Insurance Agency, provides business insurance solutions tailored to the unique risks facing companies in this urban environment. General liability, property protection, and workers’ compensation are among the core offerings designed to safeguard operations. A thorough initial assessment of each business’s specific exposures is conducted before any policy recommendation is made, beginning with a detailed on-site inspection of the premises and a review of current coverage gaps.
Robert E. Kennedy Insurance Agency, located in San Francisco, CA, provides business insurance agent services for entrepreneurs throughout the local area. The firm assists commercial clients in evaluating general liability, property, and workers' compensation coverage to protect their daily operations. Residential clients are also served through consultations on home-based business policies. With experience spanning policy review periods, the agency offers continued support by helping adjust coverage as a business grows, ensuring follow-up assistance between regular policy reviews.
What Does a a Business Insurance Agent in San Francisco Cost?
Business insurance costs in California vary widely by industry size and risk. A small San Francisco office might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and classification codes often ranging from 0.50 to 5.00 per 100 dollars of payroll. Commercial auto policies can cost 1200 to 3000 annually per vehicle. This is general information not insurance advice.
About business insurance agents in San Francisco
Business insurance agents in San Francisco help local companies find coverage that meets California state requirements. California law mandates workers compensation insurance for most employers with at least one employee. An agent can guide you through options for general liability commercial auto and professional liability policies tailored to your industry.
Frequently Asked Questions
What types of business insurance are required in San Francisco California?
California requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Some industries also need specific liability coverage based on local regulations.
How do I choose a business insurance agent in San Francisco?
Look for an agent licensed in California with experience in your industry. Ask about their knowledge of San Francisco specific risks like earthquake coverage and local liability laws. Check reviews and compare quotes from multiple agents.
What is the difference between a broker and an agent for business insurance in California?
An agent typically represents one or a few insurance companies and sells their policies. A broker works with multiple insurers to find you the best options. Both must be licensed by the California Department of Insurance.
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