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Find Business Insurance Agents Near You in San Jose, CA

Browse business insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated business insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,064 reviews. Other highly rated options include Freeway Insurance, Cost-U-Less Insurance, Farmers Insurance - Ironwood Insurance Agency. This directory lists 26 business insurance agents serving San Jose.

Showing 26 business insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance2602 Alum Rock Ave(408) 610-7535
2Freeway Insurance1646 Story Rd
3Cost-U-Less Insurance1915 Alum Rock Ave A(408) 479-2635
4Farmers Insurance - Ironwood Insurance Agency816 N First St #100(408) 224-7800
5Preeti Sehgal - State Farm Insurance Agent1054 S De Anza Blvd STE 106(408) 320-1022
6Farmers Insurance - Oliver Huang920 Saratoga Ave Ste 210(408) 868-8860
7Shana Nelson - State Farm Insurance Agent960 Saratoga Ave #106(650) 988-8990
8Leavitt Pacific Insurance Brokers1570 The Alameda Suite 101(408) 288-6262
9Rick M Insurance Agency160 E Tasman Dr Rm 4(747) 230-7954
10Balance Insurance Agency Inc1655 Alum Rock Ave(408) 649-3549
AI
2602 Alum Rock Ave
Acceptance Insurance
Business Insurance Agent · San Jose, CA

Acceptance Insurance serves the San Jose, California metro area as a local business insurance agent. It provides essential coverage options to protect commercial operations against common liabilities and property risks. Business owners here rely on such agencies to tailor policies that match their specific industry needs. The agency handles the placement of essential general liability and commercial property insurance to safeguard local enterprises.

FI
1646 Story Rd
Freeway Insurance
Business Insurance Agent · San Jose, CA
CU
1915 Alum Rock Ave A
Cost-U-Less Insurance
Business Insurance Agent · San Jose, CA

Cost-U-Less Insurance serves homeowners, businesses, and property managers in San Jose, California, providing business insurance agent services that help clients identify appropriate liability and property coverage options. The firm assists local commercial clients in navigating risk management needs and finding policies suited to their specific operations and assets. Its coverage area also extends to surrounding communities in the Santa Clara Valley, including Campbell and Los Gatos.

FI
816 N First St #100
Farmers Insurance - Ironwood Insurance Agency
Business Insurance Agent · San Jose, CA

Farmers Insurance - Ironwood Insurance Agency provides a range of business insurance services tailored to the San Jose, California area, including general liability, property, and workers compensation coverage. The agency offers policy reviews and adjustments to help clients maintain appropriate protection as their operations evolve. Property types it regularly services include single-family homes, multifamily apartment buildings, retail storefronts, and restaurants.

PS
1054 S De Anza Blvd STE 106
Preeti Sehgal - State Farm Insurance Agent
Business Insurance Agent · San Jose, CA

Preeti Sehgal - State Farm Insurance Agent in San Jose, CA, serves homeowners, local business owners, and property managers seeking tailored coverage solutions. The agency provides commercial auto, general liability, and property insurance to protect assets and operations. Clients receive personalized risk assessments to identify appropriate policy limits. The agency also assists with bundling business and personal policies for efficiency. Beyond central San Jose, the agent covers clients throughout the surrounding Santa Clara County area.

FI
920 Saratoga Ave Ste 210
Farmers Insurance - Oliver Huang
Business Insurance Agent · San Jose, CA

Farmers Insurance - Oliver Huang serves San Jose, California, and its surrounding communities, handling business insurance policies for local enterprises. It addresses common commercial risks like property damage, liability claims, and worker protection needs. The agency works with small to medium-sized businesses to assess their specific exposures. For a typical job, it first reviews the client’s operations and then customizes a coverage plan based on those identified risks.

SN
960 Saratoga Ave #106
Shana Nelson - State Farm Insurance Agent
Business Insurance Agent · San Jose, CA

Shana Nelson - State Farm Insurance Agent in San Jose, CA, distinguishes between one-time business insurance policies and ongoing service plans that adapt as risks change. Coverage options address general liability, commercial property, and workers' compensation, all tailored to local operational needs. Business owners receive guidance on policy limits and exclusions to ensure adequate protection for their specific ventures. Service runs on a scheduled basis with periodic policy reviews to adjust coverage as the business evolves.

LP
1570 The Alameda Suite 101
Leavitt Pacific Insurance Brokers
Business Insurance Agent · San Jose, CA

Leavitt Pacific Insurance Brokers in San Jose, California specializes in business insurance solutions tailored to local companies. The agency advises on commercial property, general liability, workers’ compensation, and professional coverage to mitigate operational risks. Serving a range of ventures from small firms to mid-sized organizations, it focuses on creating customized plans that address specific industry exposures. As wildfire season intensifies in the region, the agency helps businesses evaluate policy limits and business interruption provisions to protect against potential disruption.

RM
160 E Tasman Dr Rm 4
Rick M Insurance Agency
Business Insurance Agent · San Jose, CA

Rick M Insurance Agency works with San Jose area businesses to secure liability and property coverage that meets everyday operational risks. It specializes in tailoring additional protections such as workers’ compensation and commercial auto insurance to fill gaps in standard policies. This agency assists clients in reviewing exposures related to client interactions and physical assets. Its services extend to a range of commercial sectors, including offices where professionals meet clients, warehouses storing goods and inventory, and food service establishments managing kitchen and dining hazards.

BI
1655 Alum Rock Ave
Balance Insurance Agency Inc
Business Insurance Agent · San Jose, CA

As San Jose businesses prepare for seasonal shifts in inventory or staffing, Balance Insurance Agency Inc provides customized guidance on commercial coverage. The agency helps owners evaluate liability protection, property insurance, and workers' compensation policies suited to local industries. Each consultation examines specific operational risks and regulatory requirements affecting small-to-medium enterprises in the region. An initial assessment of current policies and business assets is conducted before recommendations are made.

AS
3155 Olsen Dr Suite 400
Acrisure San Jose, CA
Business Insurance Agent · San Jose, CA
(408) 418-2720
acrisure.com
WI
88 Tully Rd STE 100
Wynn Insurance Agency
Business Insurance Agent · San Jose, CA
(408) 215-2087
wynninsuranceagency.com
AI
1125 Saratoga Ave
Allstate Insurance: Pinnacle One Insurance Services
Business Insurance Agent · San Jose, CA
(408) 257-1234
agents.allstate.com/robert-varich-san-jose-ca.html
PI
1290 Tully Rd suite 80
PHP Insurance Services Inc.
Business Insurance Agent · San Jose, CA
(408) 528-1528
phpbroker.com
RW
1038 Leigh Ave UNIT 201
Red Wave Insurance Services
Business Insurance Agent · San Jose, CA
(408) 836-4560
myredwave.com
JW
1021 S De Anza Blvd
Jeremy Wong - State Farm Insurance Agent
Business Insurance Agent · San Jose, CA
(408) 973-0700
jeremywonginsurance.com
LS
1900 Camden Ave #204
Let's Insure - San Jose
Business Insurance Agent · San Jose, CA
(877) 851-7867
letsinsure.org
KI
1225 W San Carlos St
KIS Insurance Services
Business Insurance Agent · San Jose, CA
(408) 491-1111
kisinsurance.com
WI
239 Willow St
Willow Insurance
Business Insurance Agent · San Jose, CA
(408) 294-5888
AI
84 W Santa Clara St #206
Auto Insurance Agency San Jose
Business Insurance Agent · San Jose, CA
(209) 493-5470
SV
777 N First St #320
Silicon Valley Insurance Agency
Business Insurance Agent · San Jose, CA
(669) 341-6877
insurancesiliconvalley.com
JM
565 N 5th St
The J. Morey Company, Inc. Insurance Agents & Brokers
Business Insurance Agent · San Jose, CA
(408) 280-5551
jmoreyins.com
LL
5043 Graves Ave
Leonard & Leonard Insurance
Business Insurance Agent · San Jose, CA
(408) 252-0911
GI
1095 Bird Ave. #2
Gatewood Insurance Agency Inc
Business Insurance Agent · San Jose, CA
(408) 298-1611
gatewoodinsurance.com
AA
E Santa Clara St
Affordable Auto Insurance San Jose
Business Insurance Agent · San Jose, CA
(254) 272-2722
AS
4010 Moorpark Ave
All Spectrum Insurance Brokers
Business Insurance Agent · San Jose, CA
(408) 604-0092

What Does a a Business Insurance Agent in San Jose Cost?

Typical small business insurance in California costs between $500 and $3,000 per year for general liability. A Business Owner Policy BOP combining property and liability averages $1,000 to $3,500 annually. Professional liability for tech firms in San Jose may range from $2,000 to $10,000 per year. Workers compensation premiums are based on payroll and industry classification. These figures are general estimates. This is general information and not insurance advice.

About business insurance agents in San Jose

San Jose businesses face unique risks from tech liability to property damage. A local business insurance agent can help you navigate California commercial insurance requirements including workers compensation laws. Agents provide guidance on general liability, professional liability, and commercial auto policies specific to Santa Clara County.

Frequently Asked Questions

What types of business insurance are required in California?

California law requires workers compensation insurance for all employers with at least one employee. Commercial auto insurance is mandatory for any business owned vehicles. Other coverages like general liability are not legally required but are strongly recommended for most San Jose businesses.

How does a business insurance agent in San Jose help with risk management?

An agent evaluates your specific operations, property location, and industry risks. They can recommend coverage limits that meet California liability standards and help you understand local regulations such as San Jose business license requirements. They also assist with claims filing and policy reviews.

What factors affect the cost of business insurance in San Jose?

Costs depend on your industry, number of employees, annual revenue, claims history, and property value. California s high minimum wage and strict liability laws can increase premiums for certain sectors like construction or healthcare. Location within San Jose near earthquake zones or flood areas also matters.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.