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Find Business Insurance Agents Near You in San Luis Obispo, CA

Browse business insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated business insurance agent in San Luis Obispo, California is AAA San Luis Obispo Insurance and Member Services, rated 4.4 stars across 344 reviews. Other highly rated options include Susan Rodriguez - State Farm Insurance Agent, Farmers Insurance - Jennifer White, Orange Auto Insurance. This directory lists 20 business insurance agents serving San Luis Obispo.

Showing 20 business insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA San Luis Obispo Insurance and Member Services1445 Calle Joaquin(805) 543-6454
2Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
3Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
4Orange Auto Insurance2146 Parker St Suite A2(805) 439-3999
5Todd Thomas - State Farm Insurance Agent1238 Marsh St(805) 543-0650
6Marc Amesse - State Farm Insurance Agent2251 Broad St A(805) 543-0889
7Polk Insurance Agency1443 Marsh St(805) 544-6454
8SLO Insurance Services1494 Mill St(805) 543-7564
9Minton Insurance1042 Pacific St # E(805) 546-8113
10McGee Insurance Agency2000 Broad St(805) 543-8833
AS
1445 Calle Joaquin
AAA San Luis Obispo Insurance and Member Services
Business Insurance Agent · San Luis Obispo, CA

AAA San Luis Obispo Insurance and Member Services serves the San Luis Obispo area, offering business insurance agent services to local companies. The agency helps commercial clients select policies that protect their assets and operations from common risks faced in California's central coast economy. Every business faces distinct exposures requiring tailored insurance solutions for liability, property, and workforce protection. The agency handles both general liability policies and workers' compensation coverage for firms throughout the region.

SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Business Insurance Agent · San Luis Obispo, CA

Susan Rodriguez - State Farm Insurance Agent in San Luis Obispo provides a range of business insurance services, including general liability, property coverage, and commercial auto policies. The agency offers ongoing account maintenance, helping clients review and adjust their plans as their operations evolve. It also assists with risk management advice tailored to local business needs. Available for consultations in person or by phone, the agency services many types of properties, including single-family homes, apartments, retail storefronts, and restaurants.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Business Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White serves homeowners, businesses, and property managers in San Luis Obispo seeking local business insurance coverage. The agency helps protect commercial assets through tailored policies that address liability, property, and operational risks common in the area. Working with retail shops, professional offices, and service providers, the firm offers consultation to match coverage with each client’s specific needs. The agency also extends its business insurance services to clients in Arroyo Grande and the surrounding Five Cities region.

OA
2146 Parker St Suite A2
Orange Auto Insurance
Business Insurance Agent · San Luis Obispo, CA

Orange Auto Insurance serves San Luis Obispo and the surrounding communities, providing professional business insurance agent services to local commercial clients. The company handles a range of coverage options tailored to small and medium-sized businesses in the region. To manage a typical job, the agent begins by reviewing the specific needs of the business, then presents appropriate policy choices from its network of carriers before assisting with the application process and ongoing adjustments.

TT
1238 Marsh St
Todd Thomas - State Farm Insurance Agent
Business Insurance Agent · San Luis Obispo, CA

Todd Thomas - State Farm Insurance Agent in San Luis Obispo, CA, offers business insurance clients a choice between one-time policies for specific projects and recurring coverage for ongoing operations. Coverage typically protects against property damage, liability claims, and income loss due to disruptions. The agent works with local businesses to address their unique risks and help maintain continuity. Service is available on an as-needed basis, allowing businesses to schedule consultations or adjust coverage when their circumstances change.

MA
2251 Broad St A
Marc Amesse - State Farm Insurance Agent
Business Insurance Agent · San Luis Obispo, CA

Marc Amesse – State Farm Insurance Agent in San Luis Obispo specializes in business insurance coverage tailored to local enterprises. The agency assists with general liability, commercial property, and workers’ compensation policies to protect companies of various sizes. It also guides clients through bundling business auto and umbrella coverage to address common operational risks. As local businesses prepare for seasonal fluctuations in tourism and agricultural activity, the agency helps review inventory and liability limits to ensure appropriate protection during busy harvest and visitor periods.

PI
1443 Marsh St
Polk Insurance Agency
Business Insurance Agent · San Luis Obispo, CA

As the Central Coast harvest season ramps up, local agribusinesses and growers face shifting liability and equipment risks. Polk Insurance Agency in San Luis Obispo offers business insurance coverage tailored for this landscape, helping clients secure policies that address regional hazards such as wildfire and flood exposure. Their work involves reviewing operations to align protection with current inventories and seasonal workforce needs. A typical first step is inspecting the business premises and assessing on-site liability exposures before offering a coverage plan.

SI
1494 Mill St
SLO Insurance Services
Business Insurance Agent · San Luis Obispo, CA

SLO Insurance Services helps businesses in San Luis Obispo manage their general risk exposure and liability coverage. As a commercial insurance agent in the central coast region, the agency focuses on matching policy options to different operational needs. Business owners can consult the firm for property insurance along with specialized add-ons such as professional liability and workers’ compensation. The agency works with a wide cross-section of local commerce, including offices, warehouses, and food service establishments.

MI
1042 Pacific St # E
Minton Insurance
Business Insurance Agent · San Luis Obispo, CA
MI
2000 Broad St
McGee Insurance Agency
Business Insurance Agent · San Luis Obispo, CA

McGee Insurance Agency serves San Luis Obispo as a business insurance agent known for helping local companies manage their commercial risk exposures. It evaluates a range of operations, from retail shops and offices to contractors and professional services, matching each with appropriate coverage packages. The agency assists in structuring general liability, property, and workers’ compensation policies to meet standard operational needs. As a value-added specialty service, it can also include business interruption coverage, which compensates for lost income when an insured event forces a temporary closure or reduced operations.

MG
1122 Laurel Ln
Morris & Garritano Insurance
Business Insurance Agent · San Luis Obispo, CA
(805) 543-6887
morrisgarritano.com
MI
1303 Higuera St
Meredith Insurance Center
Business Insurance Agent · San Luis Obispo, CA
(805) 548-8672
micslo.com
GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Business Insurance Agent · San Luis Obispo, CA
(805) 242-4900
tinaldonaldson.com
RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Business Insurance Agent · San Luis Obispo, CA
(805) 781-6336
engleinsurance.com
CA
3121 S Higuera St # I
Coast Auto Insurance Services, Inc.
Business Insurance Agent · San Luis Obispo, CA
(805) 544-1990
coastautoinsurance.com
FI
355 Pacific St
Farmers Insurance - Trevor Moriarty
Business Insurance Agent · San Luis Obispo, CA
(805) 544-8300
agents.farmers.com/ca/san-luis-obispo/trevor-moriarty
FI
11573 Los Osos Valley Rd f
Farmers Insurance - Joshua Wright
Business Insurance Agent · San Luis Obispo, CA
(805) 541-3942
agents.farmers.com/ca/san-luis-obispo/joshua-wright
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Business Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Business Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
AB
369 Marsh St #200
Adler Belmont Group, Inc.
Business Insurance Agent · San Luis Obispo, CA
(805) 540-3900
adlerbelmontgroup.com

What Does a a Business Insurance Agent in San Luis Obispo Cost?

Typical costs for a small business insurance package in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting at $0.50 per $100 of payroll for low-risk office work and exceeding $10 per $100 for construction. Commercial property insurance costs depend on location and building value. These figures are general estimates. Actual premiums depend on your specific business profile, claims history, and coverage limits. This is general information and not insurance advice.

About business insurance agents in San Luis Obispo

Business insurance agents in San Luis Obispo help local companies manage risk and meet California legal requirements. California law requires most employers to carry workers compensation insurance, even for part-time staff. An agent can guide you through general liability, property, and professional liability policies specific to your industry.

Frequently Asked Questions

What types of business insurance are required in California?

California law mandates workers compensation insurance for nearly all employers. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.

How do I choose a business insurance agent in San Luis Obispo?

Look for an agent licensed in California who understands local risks like wildfire or coastal property issues. Ask about their experience with your industry and request quotes from multiple carriers to compare coverage and cost.

Can a business insurance agent help me reduce my premiums?

Yes. An agent can review your operations to recommend appropriate deductibles and bundling options. They may also suggest safety programs or risk management practices that qualify for discounts under California insurance regulations.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.