ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in San Marcos, CA

Browse business insurance agents serving San Marcos, California. Updated 2026-07-14.

The top-rated business insurance agent in San Marcos, California is Just Us Insurance Services, Inc., rated 5.0 stars across 255 reviews. Other highly rated options include Freeway Insurance, Vladan Trifunovic - State Farm Insurance Agent, Access Health Insurance Services Inc. This directory lists 21 business insurance agents serving San Marcos.

Showing 21 business insurance agents in San Marcos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Just Us Insurance Services, Inc.197 Woodland Pkwy Ste 104320 Suite 104 - 320(877) 777-7055
2Freeway Insurance630 Nordahl Rd Ste P(760) 460-4417
3Vladan Trifunovic - State Farm Insurance Agent250 S Pacific St STE 103(760) 471-6111
4Access Health Insurance Services Inc950 Boardwalk STE 205(760) 727-9000
5Harding Insurance Agency Inc375 S Rancho Santa Fe Rd STE 105(760) 603-1100
6Schaub Insurance Agency, Inc.950 Boardwalk STE 205(760) 362-4646
7SGL Insurance Services250 S Pacific St STE 104(760) 290-3288
8Pacific Farm & Ranch Insurance Agency310 Via Vera Cruz Ste 203(858) 768-2498
9John Hadley - State Farm Insurance Agent405 S Las Posas Rd(760) 591-0700
10Midland Senior Care Insurance950 Boardwalk STE 201(619) 859-1170
JU
197 Woodland Pkwy Ste 104320 Suite 104 - 320
Just Us Insurance Services, Inc.
Business Insurance Agent · San Marcos, CA

Just Us Insurance Services, Inc. serves businesses throughout San Diego County from its base in San Marcos, California. The agency specializes in helping local companies secure essential commercial coverage that protects against common operational risks. Agents work with clients to review property, liability, and workers’ compensation needs. This business insurance provider also assists with tailoring policies designed to match the specific exposures of different industries in the region. Specific services it handles here include coverage for small retail stores and professional liability insurance for service-based enterprises.

FI
630 Nordahl Rd Ste P
Freeway Insurance
Business Insurance Agent · San Marcos, CA

Freeway Insurance provides a broad range of commercial coverage options for businesses in the San Marcos area, including general liability and property insurance. Its service model focuses on helping local business owners assess their specific risk exposures and select appropriate policy limits to protect their operations. The agency offers regular policy reviews to adjust coverage as a business grows. It services a variety of properties, such as single-family homes rented out, apartment complexes, retail storefronts, and restaurants.

VT
250 S Pacific St STE 103
Vladan Trifunovic - State Farm Insurance Agent
Business Insurance Agent · San Marcos, CA

Vladan Trifunovic - State Farm Insurance Agent in San Marcos, CA provides a range of business insurance services designed to protect local enterprises from common operational risks. Its service approach focuses on tailoring coverage plans to fit the specific needs of each client, offering regular policy reviews and support for claims assistance. These maintenance plans help ensure coverage remains aligned with changing business exposures over time. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

AH
950 Boardwalk STE 205
Access Health Insurance Services Inc
Business Insurance Agent · San Marcos, CA

Access Health Insurance Services Inc serves homeowners and business owners in San Marcos, California, helping them secure appropriate insurance coverage for their properties and commercial operations. The agency provides guidance on liability protection, property insurance, and other essential policies required by local enterprises. Clients receive support evaluating their risks and selecting suitable plans from available carriers. The company also assists those managing rental properties and small retail shops in the area. Its services extend to communities throughout nearby Escondido and the broader North County San Diego region.

HI
375 S Rancho Santa Fe Rd STE 105
Harding Insurance Agency Inc
Business Insurance Agent · San Marcos, CA

Serving San Marcos and the surrounding communities of North County San Diego, Harding Insurance Agency Inc provides business insurance solutions for local enterprises. The agency handles commercial property, general liability, workers’ compensation, and other essential coverage types for small and mid-sized companies. Its work focuses on assessing each client’s operational risks and matching them with appropriate policies from multiple carriers. To handle a typical job, the agency begins with a detailed review of the business’s daily activities and exposures before presenting tailored policy options.

SI
950 Boardwalk STE 205
Schaub Insurance Agency, Inc.
Business Insurance Agent · San Marcos, CA

Based in San Marcos, Schaub Insurance Agency, Inc. offers tailored coverage as a business insurance agent. Its specialty services include protecting small to medium enterprises with general liability and commercial property policies. The agency also manages risks for local companies, focusing on San Diego County industries. It helps business owners prepare for region-specific concerns. Clients often rely on guidance during California’s wildfire season to secure adequate property protection and business interruption coverage against potential fire damage.

SI
250 S Pacific St STE 104
SGL Insurance Services
Business Insurance Agent · San Marcos, CA

SGL Insurance Services in San Marcos, CA assists businesses with either one-time policy placements or recurring coverage management for ongoing risk protection. Insurance agents here structure general liability, property, and workers’ compensation plans to match local commercial needs. Assessments focus on matching coverage limits to specific operational exposures and regulatory requirements. Service runs on a one-time or scheduled basis, with option for as‑needed policy reviews to adjust coverage as business circumstances change.

PF
310 Via Vera Cruz Ste 203
Pacific Farm & Ranch Insurance Agency
Business Insurance Agent · San Marcos, CA

San Diego County’s farmers and ranchers face seasonal wildfire risks and liability concerns unique to agribusiness. Pacific Farm & Ranch Insurance Agency in San Marcos helps these local operations secure business insurance that addresses their exposure to property damage, livestock loss, and equipment breakdown. Their advisors work to understand each agricultural enterprise’s specific daily operations, from crop cycles to ranch management. To begin, they will schedule a property walk-through and discuss current coverage gaps with the owner during an initial inspection.

JH
405 S Las Posas Rd
John Hadley - State Farm Insurance Agent
Business Insurance Agent · San Marcos, CA

John Hadley operates as a business insurance agent in San Marcos, California, providing general liability and commercial property policies to local companies. The agency also offers specialized coverages such as professional liability, workers’ compensation, and commercial auto insurance to protect operations and employees. These policies are available for a variety of commercial sectors, including professional offices, warehouses, and food service establishments that require tailored risk management solutions.

MS
950 Boardwalk STE 201
Midland Senior Care Insurance
Business Insurance Agent · San Marcos, CA

Homeowners and small business owners in San Marcos can turn to Midland Senior Care Insurance for business insurance agent services. The company helps clients secure general liability and property coverage to protect assets and manage everyday operational risks. Professional policies are tailored to meet the specific needs of local enterprises, ensuring appropriate protection. Midland Senior Care Insurance also extends its services to surrounding areas including the community of Escondido in North County San Diego.

FI
500 S Rancho Santa Fe Rd Suite 102
Freeway Insurance
Business Insurance Agent · San Marcos, CA
(760) 640-8003
locations.freeway.com/san-marcos-insurance-ca-92078
FI
1001 W San Marcos Blvd Ste 200
Farmers Insurance - Joseph Sprague
Business Insurance Agent · San Marcos, CA
(760) 471-1151
agents.farmers.com/ca/san-marcos/joseph-sprague
PA
1001 W San Marcos Blvd STE 205
PHP Agency San Marcos, CA.
Business Insurance Agent · San Marcos, CA
(760) 297-7931
LI
1224 San Elijo Rd N
Lanni Insurance
Business Insurance Agent · San Marcos, CA
(760) 815-7563
lanniinsurance.com
FI
310 Via Vera Cruz Ste 201
Farmers Insurance - Lawrence Krell
Business Insurance Agent · San Marcos, CA
(760) 744-0080
agents.farmers.com/ca/san-marcos/lawrence-krell
PI
547 McMahr Rd
Piceno Insurance
Business Insurance Agent · San Marcos, CA
(760) 891-0741
michaelcpicenoinsurance.com
AN
310 Via Vera Cruz Ste 203
American National Insurance - General Agent Mark Miletello
Business Insurance Agent · San Marcos, CA
(858) 768-2498
americannational.com/wps/portal/agent
FI
1605 W Mission Rd
Farmers Insurance and Auto Registration
Business Insurance Agent · San Marcos, CA
(760) 434-1932
kashquote.com
AI
277 Rancheros Dr STE 300
Alliant Insurance Services, Inc.
Business Insurance Agent · San Marcos, CA
(760) 304-7120
alliant.com
CO
460 W Mission Rd UNIT 132
Coastal One Insurance
Business Insurance Agent · San Marcos, CA
(800) 961-9522
coastal1insurance.com
JP
1508 Wentworth Pl
Jim Pennock Insurance Agency
Business Insurance Agent · San Marcos, CA
(760) 815-4402
jpennock7.wixsite.com/website

What Does a a Business Insurance Agent in San Marcos Cost?

Typical costs for a small business insurance package in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing $0.50 to $3.00 per $100 of payroll. Commercial auto policies average $1,200 to $2,400 annually per vehicle. These are general estimates and your actual costs depend on your specific business risks coverage limits and location. This information is for general purposes and does not constitute insurance advice.

About business insurance agents in San Marcos

Business insurance agents in San Marcos California help local companies secure coverage that meets state requirements. California law mandates workers compensation insurance for most employers with at least one employee. Agents can guide you through options for general liability property and commercial auto policies tailored to your industry.

Frequently Asked Questions

What types of business insurance do San Marcos agents offer?

Agents in San Marcos offer general liability workers compensation commercial auto and property insurance. They also provide professional liability and cyber coverage based on your business needs.

Is workers compensation insurance required in San Marcos California?

Yes California law requires workers compensation insurance for nearly all employers with one or more employees. Failure to carry it can result in fines and stop-work orders from the state.

How can a business insurance agent help me save money in San Marcos?

An agent can compare quotes from multiple carriers to find competitive rates. They also help identify bundling discounts and risk management practices that lower premiums over time.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.