The top-rated business insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 19 business insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 3400 Torrance Blvd #103 | (310) 214-0300 |
| 2 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 1311 Crenshaw Blvd suite e | (310) 533-6000 |
| 4 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 5 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 6 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 7 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 8 | TCP Insurance | 21250 Hawthorne Blvd #450 | (800) 726-3701 |
| 9 | Post Insurance Services, Inc | 2356 Torrance Blvd | (800) 262-9998 |
| 10 | Ganis Insurance Services, Inc. | 3655 Torrance Blvd STE 300 | (310) 540-8486 |
Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area as a local business insurance agent. The agency helps company owners in the South Bay region obtain necessary coverage for their commercial operations. This includes working with small businesses, independent contractors, and local shops to analyze their unique liability and property risks. The agency customizes policies designed to protect company assets and daily income. It specifically handles general liability insurance for office-based businesses and inland marine coverage for equipment and tools used off-site.
Freeway Insurance provides comprehensive business insurance agent services to clients in the Torrance, California area. Its offerings include policies for general liability, property coverage, and workers compensation. The company assists with evaluating commercial risks and helps arrange suitable coverage plans tailored to individual business needs. Ongoing policy reviews and claims support are part of the service structure. The agency regularly services a range of commercial properties, including single-family homes, apartments, retail locations, and local restaurants.
Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides a range of business insurance agency services designed to protect local commercial operations. Its service approach includes helping clients assess their liability exposures and tailoring coverage plans to suit specific operational needs. The company assists with periodic policy reviews and adjustments as businesses evolve. It services a variety of property types, including single-family homes, apartment complexes, retail stores, and restaurants across the surrounding area.
Located in Torrance, Best California Insurance is a business insurance agent serving small and mid-sized companies, commercial property owners, and professional service firms. It helps local enterprises secure general liability, workers’ compensation, and commercial property coverage to protect their assets and operations. The agency provides guidance on risk management and policy selection to meet specific business needs. Its client base extends through the South Bay region, including the nearby city of Redondo Beach.
Acrisure Torrance, CA (Peninsula General Ins.) serves the Torrance area and surrounding South Bay communities with business insurance agency services. It handles a range of commercial coverage, including general liability, property, and workers’ compensation policies for local enterprises. The company works closely with business owners to assess operational risks and identify appropriate protection levels. For each assignment, its general approach is to conduct a thorough review of the client’s specific activities and exposures before tailoring coverage options to fit their needs.
Olson Duncan Insurance Service, Inc in Torrance, CA helps clients distinguish between one-time policy purchases and ongoing service agreements when securing business insurance. Coverage options typically address liability protection for property, general operations, and professional risks. Services commence with an initial consultation to assess exposure, then a tailored policy is placed with a carrier. Follow-up support may involve periodic policy reviews, updated certificates of insurance, and claims assistance. All service runs on an as-needed basis, with clients contacting the agency when renewals, modifications, or new exposures arise.
Adelfia Insurance specializes in business insurance services, including general liability, property, and workers' compensation coverage for companies in Torrance. It works with diverse local enterprises to build customized plans that address specific operational risks and legal requirements. The agency also assists with ongoing policy management and claims support. As seasonal wildfire risks increase in Southern California, it helps ensure that commercial properties have adequate protection against fire and smoke damage, including business interruption coverage.
As local businesses in Torrance prepare for the spring renewal season, they often face shifting liability exposures and coverage gaps for new equipment or leases. TCP Insurance assists business owners in reviewing their current business insurance agent policies to align with these operational changes. After a thorough consultation, the company schedules a detailed on-site survey of the commercial premises and current operations.
Post Insurance Services, Inc serves local businesses needing commercial coverage, helping property managers, retailers, and contractors protect their assets with tailored liability and property insurance solutions. Operating from Torrance, California, the agency works closely with each client to assess risk and design appropriate policies that address specific operational needs. Their business insurance services also extend throughout the South Bay region, covering nearby communities such as Redondo Beach and Manhattan Beach.
Serving Torrance and the surrounding communities of the South Bay, Ganis Insurance Services, Inc. handles commercial insurance for local businesses. The agency addresses a range of general property and liability exposures that small and mid-sized companies typically face. In a typical job, the agent first reviews a client’s specific operations and liabilities to identify coverage gaps. It then compares options from multiple carriers to recommend a policy tailored to the business’s unique risk profile and budget requirements.
What Does a a Business Insurance Agent in Torrance Cost?
The cost of business insurance in California varies by industry size and location. For a small business in Torrance general liability may cost 400 to 1500 per year. Workers compensation premiums depend on payroll and risk class often ranging from 0.50 to 3.00 per 100 dollars of payroll. Commercial property insurance can cost 500 to 3000 per year. This is general information not insurance advice.
About business insurance agents in Torrance
A business insurance agent in Torrance California helps local companies find coverage for risks like property damage and liability claims. California law requires most employers to carry workers compensation insurance. An agent can guide you through state specific requirements and help you choose policies that fit your Torrance based business.
Frequently Asked Questions
What types of business insurance do Torrance agents offer?
Agents in Torrance offer general liability property insurance workers compensation and commercial auto policies. They can also help with professional liability and cyber insurance for California businesses.
Is business insurance required by law in California?
California law requires workers compensation insurance for nearly all employers. Commercial auto insurance is also required if you use vehicles for business. General liability is not legally required but is often mandated by landlords or contracts.
How do I choose a business insurance agent in Torrance?
Look for an agent licensed in California with experience in your industry. Ask about their access to multiple insurance carriers and check their reviews. A good agent will explain policy terms and help you compare coverage options.
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