The top-rated business insurance agent in Hartford, Connecticut is John Pedraza - State Farm Insurance Agent, rated 4.9 stars across 295 reviews. Other highly rated options include The Hartford, Brightway Insurance, The Tavia Forrest Agency, Shimkus, Murphy & Lemkuil, Inc.. This directory lists 12 business insurance agents serving Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Pedraza - State Farm Insurance Agent | 2074 Park St | (860) 233-0019 |
| 2 | The Hartford | 1 Hartford Plaza | (860) 547-5000 |
| 3 | Brightway Insurance, The Tavia Forrest Agency | 92 Weston St Unit 28 | (860) 321-5101 |
| 4 | Shimkus, Murphy & Lemkuil, Inc. | 380 New Britain Ave | (860) 249-1396 |
| 5 | Travelers Insurance | Tower Square, One | (888) 564-5043 |
| 6 | Insurance Services of the Northeast LLC | 641 Farmington Ave | (800) 216-2305 |
| 7 | Travelers | 300 Windsor St | (877) 828-4110 |
| 8 | Insurance Resource LLC | 84 Hamilton St | (860) 951-0600 |
| 9 | 72 Main Insurance | 72 Main St | (860) 524-9595 |
| 10 | State Farms Insurance | 2074 Park St | (860) 233-0019 |
John Pedraza - State Farm Insurance Agent serves the Hartford, Connecticut metro area by offering business insurance agent services to local companies and entrepreneurs. The agency helps small and mid-sized businesses manage their risk and protect their assets through tailored coverage strategies that address the unique operational challenges of the regional market. Common policies include general liability and commercial property insurance. John Pedraza also handles workers' compensation plans to keep businesses compliant with state laws.
The Hartford serves homeowners, small businesses, and commercial property managers in Windsor, Connecticut. It offers tailored insurance policies designed to protect local enterprises from common operational liabilities and property risks. As a business insurance agent, The Hartford assists clients in selecting appropriate coverage levels for general liability, property damage, and workers’ compensation. Its office provides professional guidance on risk management strategies suited to the area’s unique business climate. The company also serves clients throughout the greater Hartford metropolitan region, including nearby Bloomfield.
Brightway Insurance, The Tavia Forrest Agency serves the Hartford, Connecticut area and its surrounding communities, handling comprehensive business insurance agent services. It works with local enterprises to secure coverage for property, liability, and operational risks common to the region. The agency focuses on understanding each client’s specific exposure to recommend appropriate policies. To handle a typical job, it begins by reviewing the business’s operations and hazards, then sources tailored options from multiple carriers.
Shimkus, Murphy & Lemkuil, Inc. serves local business owners and commercial property managers in Hartford, Connecticut, by offering business insurance agency services that help secure property and liability coverage. These professionals assess risks specific to retail stores, warehouses, and office buildings, tailoring policies to meet operational needs. They also assist contractors and service providers with general liability and workers’ compensation options, ensuring adequate protection for daily work activities. The firm further covers neighboring communities throughout the greater Hartford metro area, including West Hartford and East Hartford.
Insurance Services of the Northeast LLC specializes in commercial property, liability, and workers’ compensation policies for local businesses in Hartford, CT. It also delivers general risk management guidance to help companies maintain stable operations. The agency supports firms through seasonal inventory fluctuations and customer traffic changes. During the winter months, it assists with snow removal liability exposures and slip-and-fall claims linked to icy walkways.
Travelers, based in Hartford, CT, helps local businesses distinguish between one-time coverage for a single project or event and recurring policies that protect ongoing operations. Such a business insurance agent provides professional liability, property, and workers’ compensation policies tailored to meet the specific risks faced by area companies. By assessing each client’s unique exposures, the agent ensures appropriate coverage limits and deductibles are selected. Service at this agency is offered on an as-needed basis, allowing businesses to request policy reviews or adjustments whenever new risks emerge.
As winter weather in Hartford increases risks of slip-and-fall claims and burst pipes, business owners often seek reliable insurance guidance. Insurance Resource LLC serves local companies in this category by analyzing general liability, property, and workers compensation exposures common to the region. Their process begins with a review of each client’s daily operations and facility conditions to identify specific coverage gaps. An on-site inspection or virtual assessment is then scheduled to document current safeguards and recommend tailored risk management measures.
72 Main Insurance provides comprehensive business coverage for companies in the Hartford area. Its work includes general liability and property policies, with the additional ability to secure specialized endorsements for equipment breakdown and cyber liability. The agency serves a variety of commercial sectors, including professional offices, industrial warehouses, and food service establishments. Commercial auto policies can also be arranged for businesses with vehicle fleets.
State Farms Insurance in Hartford, CT works with homeowners to protect their residential properties and personal assets. The agency also offers commercial coverage to local businesses, helping them manage risk and secure necessary policies. Serving Hartford and the surrounding area, the team assists clients with evaluating their insurance needs for both personal and commercial lines. Between regular policy reviews, the agency follows up with clients to address any changes or questions, ensuring coverage remains appropriate over time.
What Does a a Business Insurance Agent in Hartford Cost?
Typical costs for business insurance in Connecticut vary widely by industry and size. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates in Connecticut are set by the state and average around 1.50 to 3.00 dollars per 100 dollars of payroll. Professional liability insurance for a small office can range from 1000 to 3000 dollars annually. This is general information and not insurance advice.
About business insurance agents in Hartford
Hartford Connecticut business owners need proper insurance to protect their assets and comply with state laws. Connecticut requires all employers to carry workers compensation insurance for their employees. A local business insurance agent can help you navigate Connecticut specific regulations and find policies that fit your operations.
Frequently Asked Questions
What types of business insurance do Hartford companies need?
Most Hartford businesses need general liability insurance and workers compensation insurance. Connecticut law mandates workers comp for any employer with one or more employees. Many companies also purchase commercial property insurance and professional liability coverage.
How does Connecticut workers compensation law affect my business?
Connecticut General Statutes Section 31-284 requires all employers to provide workers compensation benefits. Failure to carry this insurance can result in fines up to 500 dollars per day. A business insurance agent can help you secure the correct policy for your industry.
Can I bundle multiple business insurance policies in Hartford?
Yes many Hartford agents offer business owner policies that bundle general liability property and business interruption coverage. Bundling often provides broader protection and can lower your total premium. Your agent will review your specific risks to recommend the right package.
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