The top-rated business insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 13 business insurance agents serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterford | 117 Boston Post Rd | (860) 701-7000 |
| 2 | Acrisure Waterford, CT (SAVA Insurance Group) | 750 Broad St | (860) 437-7282 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 711 Broad St | (860) 865-2060 |
| 4 | Insurance Near Me CT | 711 Broad St Ext | (860) 440-6000 |
| 5 | Smith Brothers Insurance LLC | 26 Clark Ln | (860) 442-1396 |
| 6 | Nickerson Agency | 711 Broad St Ext | (860) 440-6363 |
| 7 | Joe Pangelinan | 753 Broad St Ext | (860) 443-4663 |
| 8 | Bouvier Insurance, A HUB International Company: Waterford | 1020 Hartford Turnpike | (860) 859-9821 |
| 9 | Mikasa Insurance Group, | 567 Vauxhall Street Ext. STE 102 | (860) 612-8000 |
| 10 | Beecher Carlson Insurance Services | 914 Hartford Turnpike | (860) 440-9779 |
AAA Waterford serves the Waterford and New London County area as a business insurance agent. The agency helps local companies secure essential coverage to manage everyday risks and comply with regulatory requirements. Business owners can consult with the agent to build customized insurance portfolios that protect their assets. The agent works with various carriers to offer policies for property, general liability, and workers’ compensation coverage. Commercial auto insurance and professional liability insurance are also specific products the agency assists clients with in this region.
Acrisure Waterford, CT (SAVA Insurance Group) serves local businesses, property managers, and commercial property owners in the region. Its business insurance agents work to understand each client’s operational risks, offering coverage such as general liability, property, and workers’ compensation insurance. The agency emphasizes protecting assets and supporting long-term financial stability for growing enterprises. With a focus on personalized service and risk assessment, the company also provides agent access for clients in neighboring New London and its surrounding communities.
Mark Nickerson - GEICO Insurance Agent in Waterford, CT, offers a full range of business insurance solutions, including general liability, property, and workers’ compensation coverage. The agency provides ongoing policy reviews and claims support to help businesses maintain appropriate protection as their needs evolve. Its service plans include periodic risk assessments and coverage adjustments. This agent services a variety of commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and local restaurants.
Insurance Near Me CT serves the Waterford area and nearby communities throughout southeastern Connecticut. The agency handles a comprehensive range of business insurance needs for local companies, including general liability, property, and workers’ compensation coverage. Each policy is tailored to address the specific operational risks faced by small and mid-sized firms in the region. A typical job begins with a detailed consultation to review current exposures and ends with a clear explanation of coverage options and a finalized policy that fits the client’s budget and protection requirements.
Smith Brothers Insurance LLC, located in Waterford, CT, assists businesses in distinguishing between one-time policy setups and ongoing protection options. As a business insurance agent, the company helps clients secure coverage for general liability, property, and workers compensation. These services ensure that local enterprises can manage risks associated with daily operations and unforeseen incidents. Service runs on a scheduled basis, with periodic policy reviews and renewals to keep coverage current throughout the year.
Nickerson Agency specializes in business insurance services tailored to the commercial needs of local companies in Waterford, CT. It works closely with clients to assess their liability and property exposures, offering general coverage solutions designed for small and mid-sized enterprises. The agency also provides guidance on adjusting policies as seasonal shifts affect inventory levels or staffing needs, helping Waterford businesses remain protected during periods of increased operational activity.
Joe Pangelinan helps businesses find insurance policies that cover their daily operations, along with specialized add-ons such as liability protection and property coverage. Serving the Waterford, Connecticut area, the agency assists with the risk management needs common to small and medium-sized enterprises. These services can be tailored for sectors including local offices, warehouses, and food service establishments that require industry-specific coverage for their unique exposures.
As the seasons shift in Waterford, local businesses face new liabilities from weather changes to customer foot traffic. Bouvier Insurance, A HUB International Company: Waterford acts as a commercial insurance agent helping firms manage these evolving risks with customized coverage. They analyze property, liability, and employee protection needs for small to mid-sized enterprises in the area. Their standard process begins with an inspection of the business premises and a review of existing operations to identify exposures. This initial assessment determines the appropriate policy structure for each client.
Mikasa Insurance Group in Waterford, CT, provides residential insurance services to protect local homeowners and their properties. The agency also offers comprehensive commercial coverage for small businesses and larger enterprises throughout the southeastern Connecticut area. Their team works to assess each client’s unique liability and asset protection needs. After an initial policy is placed, they maintain regular contact to review coverage and handle adjustments. Follow-up service is seamlessly provided between routine policy reviews or whenever a client requests an updated quote or endorsement.
Beecher Carlson Insurance Services, based in Waterford, CT, is known for helping local businesses manage commercial insurance needs, including general liability and property coverage. The agency assists clients in assessing workplace risks and securing policies that align with their operational scale and industry requirements. Business owners in the region typically rely on agents to navigate coverage options for potential claims scenarios. As a specialty service, Beecher Carlson can also provide tailored professional liability insurance for specific trades and service providers.
What Does a a Business Insurance Agent in Waterford Cost?
Typical costs for a small business insurance package in Connecticut range from 400 to 2000 per year for general liability and property coverage. Workers compensation premiums are calculated per 100 of payroll with rates varying by industry classification. A Waterford contractor might pay 3000 to 8000 annually for a full policy including liability workers comp and commercial auto. This is general information and not insurance advice.
About business insurance agents in Waterford
Business insurance agents in Waterford Connecticut help local companies find coverage that meets state requirements and protects against common risks. Connecticut law requires most employers to carry workers compensation insurance and businesses with vehicles need commercial auto coverage. An agent can review your operations and recommend appropriate policies from multiple carriers.
Frequently Asked Questions
What types of business insurance are required in Connecticut?
Connecticut law requires workers compensation insurance for any employer with one or more employees. Businesses with company vehicles must have commercial auto liability insurance. Certain professions like contractors may also need specific bonds or liability coverage.
How do I find a business insurance agent in Waterford Connecticut?
You can search online for independent agents in Waterford or ask for referrals from other local business owners. The Connecticut Insurance Department website provides a license lookup tool to verify an agent credentials.
What factors affect the cost of business insurance in Connecticut?
Costs depend on your industry payroll claims history location and coverage limits. A small retail shop in Waterford might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 10000 or more for combined policies.
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