The top-rated business insurance agent in Coral Gables, Florida is DFI INSURANCE COMPANY, rated 4.8 stars across 366 reviews. Other highly rated options include WeDo Insurance & Taxes, Borbolla Insurance Agencies Inc: Allstate Insurance, GreatFlorida Insurance: Mike Carcas. This directory lists 20 business insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DFI INSURANCE COMPANY | 1430 S Dixie Hwy STE 307 | (305) 665-1903 |
| 2 | WeDo Insurance & Taxes | 801 Madrid St # 201 | (305) 432-3966 |
| 3 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 4 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 5 | Gables Elite Insurance Inc | 124 Madeira Ave | (305) 448-2887 |
| 6 | EME INSURANCE GROUP | 1600 Ponce de Leon Blvd Suite 1012 | (305) 300-6187 |
| 7 | Sirianni Insurance Corp. | 199 Giralda Ave suite PH | (305) 510-4510 |
| 8 | Leticia Insurance Agency | 5538 SW 8th St | (305) 631-2094 |
| 9 | Continental Insurance Brokers | 5596 W Flagler St | (305) 262-5600 |
| 10 | Del Toro Insurance | 1418 Ponce de Leon Blvd | (305) 698-0899 |
DFI Insurance Company serves the Miami-Dade County area from its base in Coral Gables, Florida, as a dedicated business insurance agent. The firm works with local enterprises to assess their unique risk exposures and secure appropriate coverage policies. General liability and commercial property protection are core offerings for small to medium-sized businesses. It also regularly assists clients in this region with workers’ compensation insurance and commercial auto policies tailored to fleet requirements.
WeDo Insurance & Taxes serves local businesses, property managers, and commercial property owners in Coral Gables, Florida. Its agents specialize in helping these clients secure liability, property, and workers’ compensation coverage tailored to their operational needs. The agency also provides tax preparation services for business clients, simplifying financial obligations in one professional setting. With a focus on risk management and compliance, the firm aims to meet the insurance requirements of growing enterprises and established companies alike. The agency’s services extend into the nearby Kendall area of Miami-Dade County.
Borbolla Insurance Agencies Inc: Allstate Insurance provides a range of business insurance coverages for properties in Coral Gables, Florida. Their services include liability protection, property insurance, and workers’ compensation policies tailored to commercial operations. Routine account reviews help clients maintain adequate coverage as their needs evolve. The agency services a variety of property types, such as single-family homes, apartment complexes, retail stores, and restaurants.
Serving Coral Gables and the surrounding communities of South Florida, GreatFlorida Insurance: Mike Carcas handles a wide range of business insurance needs for local companies. Their services help protect commercial assets from common risks such as property damage, liability claims, and loss of business income. For a typical job, they first assess each client’s specific operational exposures before identifying coverage options that align with the business’s size and industry. They then present these tailored solutions in a straightforward consultation.
Gables Elite Insurance Inc in Coral Gables, FL, distinguishes between one-time policy setups and ongoing service agreements to meet client needs. Their business insurance agent work includes tailoring coverage for local commercial enterprises, addressing general liability, property protection, and industry-specific risks. Services are provided on a scheduled basis, typically aligning with policy renewal cycles and annual business reviews to ensure coverage remains current.
As South Florida hurricane season approaches, local businesses in Coral Gables often require updated commercial coverage. EME INSURANCE GROUP provides business insurance agent services tailored to these regional needs. They help companies evaluate general liability, property, and workers’ compensation policies. Their approach focuses on explaining current coverage gaps and recommending appropriate limits for local risk factors. To begin a policy review, the agent conducts a thorough inspection of the business premises and operations.
Sirianni Insurance Corp. in Coral Gables, Florida, specializes in crafting customized commercial coverage packages. It also provides general liability and workers’ compensation policies for local service businesses and retail shops. The agency helps regional tradespeople, including electricians and landscapers, secure proper protection for their daily operations. As South Florida’s hurricane season approaches each summer, the firm routinely reviews property and business interruption policies to ensure clients are prepared for potential storm-related closures.
Leticia Insurance Agency assists businesses in Coral Gables with securing their operations through general liability and property coverage. The company specializes in adding tailored protections such as workers’ compensation and commercial auto policies to address specific risk exposures common in South Florida. By assessing each client’s unique needs, the agent works to design an appropriate insurance bundle. It serves various commercial sectors, including offices, warehouses, and food service establishments, helping them maintain financial security from daily liabilities.
Continental Insurance Brokers in Coral Gables, Florida, arranges residential insurance policies, protecting homes and personal property with a standard local understanding of risk. They also provide commercial coverage for area businesses, navigating liability and property hazards common in South Florida’s climate. Their work covers the broader Miami-Dade region, responding to client questions and securing policies tailored to specific exposures. Between scheduled renewal visits, agents follow up to adjust coverage after major purchases or renovations, ensuring each account remains appropriately protected as circumstances shift.
Del Toro Insurance serves the Coral Gables area of Miami-Dade County, offering business insurance agent services to local companies. Its work involves assessing commercial risks and securing appropriate coverage policies for various enterprise needs. The agency helps clients navigate coverage options designed to protect against property damage, liability claims, and unforeseen operational interruptions. Del Toro Insurance specifically handles general liability policies and commercial property insurance for businesses in this Florida region.
What Does a a Business Insurance Agent in Coral Gables Cost?
Typical costs for a business insurance agent in Florida vary widely. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office might cost 1,000 to 3,000 dollars annually. These are general estimates and your actual costs will depend on your specific business risks coverage limits and location. This information is general and does not constitute insurance advice.
About business insurance agents in Coral Gables
A business insurance agent in Coral Gables helps local companies secure coverage that meets Florida state requirements. For example Florida law mandates that businesses with four or more employees carry workers compensation insurance. An agent can also guide you on commercial property policies suited to the areas hurricane risk.
Frequently Asked Questions
What types of business insurance do agents in Coral Gables offer?
Agents typically offer general liability commercial property workers compensation and business interruption insurance. They may also provide professional liability or cyber liability coverage depending on your industry.
Does Florida law require business insurance for all companies?
No not all businesses are required to have insurance. However Florida law requires workers compensation for most businesses with four or more employees. Additionally commercial auto insurance is required if you use vehicles for business purposes.
How can a Coral Gables business insurance agent help with hurricane coverage?
An agent can review your commercial property policy to ensure it includes windstorm or hurricane coverage. Florida does not require this coverage by law but it is strongly recommended given the areas hurricane risk. The agent can also help you understand deductibles specific to hurricane claims.
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