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Find Business Insurance Agents in Crystal River, FL

Directory of business insurance agents in Crystal River, Florida. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 business insurance agents in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747 floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040 insbrokers.org
Linda Lane - State Farm Insurance Agent
901 US-19, Crystal River, FL 34429
(352) 563-0101 statefarm.com
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968 insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354 progressiveagent.com
O'Brien Insurance Agency, Inc
831 NE US Hwy 19, Crystal River, FL 34429
(352) 563-0749 obrieninsuranceinc.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697 hagargroup.com

Crystal River Florida business owners need insurance that meets state requirements and local risks. A business insurance agent in Crystal River can help you find policies for general liability commercial property and workers compensation. Florida law requires workers comp for most businesses with four or more employees so local guidance is important.

What Does a Business Insurance Agent in Crystal River Cost?

The cost of business insurance in Florida varies by industry location and coverage limits. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs depend on payroll and risk class often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance costs vary based on building value and location. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do I need in Crystal River Florida?
Most businesses need general liability insurance and commercial property insurance. If you have employees Florida law requires workers compensation for businesses with four or more employees. An agent can also help with professional liability and commercial auto coverage.
How do I find a business insurance agent in Crystal River?
You can search online for independent agents in Crystal River or ask other local business owners for referrals. Check that the agent is licensed by the Florida Department of Financial Services. Many agents offer free quotes and consultations.
Does Florida require business insurance for all companies?
Florida does not require general liability insurance but it is often needed for leases or contracts. Workers compensation is required for most businesses with four or more employees. Commercial auto insurance is required if you have vehicles used for business.