The top-rated business insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 13 business insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 4 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 5 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 6 | Greisy Cabanas - State Farm Insurance Agent | 9730 SW 184th St | (305) 233-4242 |
| 7 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 8 | Arena Insurance Agency Corp | 10720 Caribbean Blvd Suite 423 | (305) 251-3312 |
| 9 | Lumina Insurance At Cutler Bay | 20250 S Dixie Hwy Ste 202 | (786) 409-0930 |
| 10 | Sure Insurance Agency | 20555 Old Cutler Rd | (305) 203-0289 |
Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida area, offering business insurance coverage for local enterprises. This agency works with small and mid-sized businesses to help protect their operations against common risks and liabilities. Business owners can discuss policies designed to safeguard their assets, property, and income. As a local agent, Ellie Mills assists with tailoring coverage to fit the unique needs of each commercial client in this community. The agency provides business liability and commercial property insurance services.
Estrella Insurance, located in Cutler Bay, Florida, provides a comprehensive range of business insurance solutions tailored to local commercial needs. Its service model includes risk assessment consultations and regular policy reviews to ensure adequate coverage as business operations evolve. The agency maintains ongoing client support to handle claims and policy adjustments promptly. It services a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Choice One Insurance provides a full range of business insurance options for commercial clients in the Cutler Bay, FL area. Its service plans are designed to help local enterprises review their coverage needs and maintain proper protection as their operations evolve. Regular policy check-ins and updates are part of the standard maintenance process it offers to policyholders. The company handles insurance for a variety of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Del Toro Insurance serves business owners, property managers, and homeowners in Cutler Bay, Florida, offering business insurance agent services to help protect commercial assets and liability exposures. They assist clients in securing policies that cover property, general liability, and other operational risks common to the local area. Their work includes assessing coverage needs and connecting clients with appropriate insurance carriers. The agency also provides its services to nearby communities throughout the Miami metropolitan area, including Homestead.
Univista Insurance serves Cutler Bay, Florida, and the surrounding South Dade communities, handling business insurance coverage for local enterprises. It addresses the common risks that small and mid-sized companies face, such as liability, property damage, workers’ compensation, and commercial auto exposures. The agency works with business owners to understand their daily operations, then it structures policies that match each client’s specific risk profile. It uses a consultative process to evaluate exposures and present straightforward coverage options that meet essential financial protection needs.
Greisy Cabanas - State Farm Insurance Agent serves homeowners, businesses, and property managers in Cutler Bay, Florida. The firm offers comprehensive business insurance policies, including general liability, commercial property, and workers’ compensation coverage. Professional consultations help clients understand their risk exposures and select appropriate limits. Personalized service is provided throughout the policy life cycle, from initial quote to claims support. The agency also extends its coverage and tailored risk management solutions to clients in the nearby Kendall area.
Serving Cutler Bay and the surrounding South Florida communities, Claudia's Insurance Inc handles comprehensive business insurance solutions for local enterprises. The agency works to secure commercial coverage that protects against common regional risks, including property liability and general operational exposures. It assists business owners in navigating various policy options to match their specific operational needs. For each client, the agency typically begins with a thorough consultation to assess the business’s unique exposures before identifying appropriate coverage from available carriers.
Arena Insurance Agency Corp in Cutler Bay, FL offers both one-time policies for individual business needs and recurring coverage plans that adapt as operations evolve. General liability, property, and commercial auto insurance are among the standard protections available to local enterprises. Service runs on an as-needed basis, allowing business owners to request policy adjustments or new quotes whenever their circumstances change.
Lumina Insurance At Cutler Bay offers business insurance agents who specialize in tailoring coverage for local retail stores, offices, and service-based companies. Broader services include general liability, property protection, and commercial auto policies to address daily operational risks. In a coastal market like Cutler Bay, agents frequently help business owners prepare for hurricane season by reviewing windstorm deductibles and securing adequate business interruption coverage.
Sure Insurance Agency in Cutler Bay, Florida helps local businesses distinguish between one-time policy placements and recurring coverage adjustments to manage evolving risks. Their business insurance agents evaluate commercial property, liability, and workers compensation exposures to recommend suitable protection packages. Each policy is tailored to address specific operational complexities and industry requirements within the area. This agency provides its advisory services on a combination of scheduled review meetings and as-needed consultations for claims support or policy modifications.
What Does a a Business Insurance Agent in Cutler Bay Cost?
Typical costs for a small business insurance policy in Florida range from $500 to $3,000 per year for general liability, while workers compensation premiums average $1,500 to $5,000 annually per employee. Commercial property coverage varies by building value and location. Costs depend on your industry, payroll, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in Cutler Bay
A business insurance agent in Cutler Bay Florida helps local entrepreneurs find coverage that meets state requirements. Florida law mandates that businesses with employees carry workers compensation insurance if they have four or more workers. An agent can also help you secure general liability and commercial property policies tailored to your Cutler Bay operation.
Frequently Asked Questions
What types of business insurance are required in Cutler Bay Florida?
Florida requires workers compensation insurance for businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Cutler Bay?
Look for an agent licensed in Florida with experience in your industry. Ask about their access to multiple carriers so they can compare quotes. Check their reviews and confirm they are familiar with Cutler Bay specific risks like hurricane exposure.
Can a business insurance agent help with hurricane coverage in Cutler Bay?
Yes. Florida businesses in Cutler Bay face hurricane risks. An agent can help you add windstorm or business interruption coverage to your policy. Standard commercial policies often exclude flood damage, so separate flood insurance may be needed.
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