The top-rated business insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Coastal Trucking Insurance, Estrella Insurance, Gracey Backer Insurance. This directory lists 19 business insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Coastal Trucking Insurance | 701 SE 6th Ave Suite 201 | (888) 453-3334 |
| 3 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 4 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 5 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 6 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 7 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 8 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 9 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 10 | Harvey Insurance Solutions | 26 NW 6th Ave Suite 5 | (561) 421-5653 |
Imperial Insurance & Tax serves Delray Beach and greater Palm Beach County, offering business insurance agent services to local companies. Working with various carriers, they help firms assess their unique liability and property exposures. Their work includes tailoring coverage for small and mid-sized operations in the area. They regularly assist with general liability policies and workers’ compensation plans for regional businesses.
Coastal Trucking Insurance, based in Delray Beach, FL, offers a full range of business insurance policies for commercial clients, including liability, property, and vehicle coverage. Their service plans include personalized risk assessments and policy reviews to ensure adequate protection as operations evolve. Coverage is tailored for businesses in the logistics, transportation, and freight sectors. The agency services a wide variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Estrella Insurance serves Delray Beach, Florida and the surrounding Palm Beach County communities, handling business insurance needs for local enterprises. It provides coverage solutions designed to protect companies from common operational risks and liability exposures. Clients can expect assistance in identifying the specific policies that align with their particular business type and size. The agency typically begins each engagement with a thorough consultation to accurately assess the unique exposures involved.
Gracey Backer Insurance in Delray Beach, Florida serves local homeowners, business owners, and property managers with tailored business insurance agent services. The agency helps clients assess their commercial risks and secure appropriate liability, property, and workers’ compensation coverage. Delray Beach enterprises benefit from personalized attention and straightforward policy guidance designed to protect their assets and daily operations. Gracey Backer Insurance also supports the insurance needs of businesses throughout nearby Boca Raton and surrounding Palm Beach County communities.
For business owners in Delray Beach, choosing between a one-time policy audit or an ongoing risk management relationship defines how their coverage is structured. Insurance World of Delray provides business insurance agent services to local companies, tailoring general liability, property, and workers’ compensation plans to individual operational needs. Each recommendation accounts for the specific hazards common to South Florida commerce, such as hurricane exposure and liability from customer interactions. Service is provided on an as-needed basis, whether for a single policy review or for continuous adjustments as business circumstances change.
K2 Insurance specializes in professional liability and property coverage for local enterprises, tailoring policies to meet diverse operational needs. It serves businesses throughout Delray Beach, FL, offering general liability, workers’ compensation, and commercial auto protection. The agency works closely with clients to assess risk, manage claims, and adjust insurance programs as companies grow or change. As South Florida’s summer storm season approaches, it helps businesses review coverage limits, understand flood and wind exclusions, and secure appropriate protection before hurricane conditions develop.
We Insure Del Ray Beach - Jay Lerner serves the Delray Beach area and its surrounding South Florida communities. The agency handles a wide range of business insurance coverages, including general liability, property, and workers’ compensation policies. Its typical process involves a thorough consultation with each client to identify specific operational risks and coverage gaps. For a standard job, the agent compiles quotes from multiple carriers, explains the differences in coverage options, and helps the business owner select a tailored policy that fits their needs and budget.
Delray Beach small business owners often seek guidance on seasonal risks like hurricane property coverage and liability for increased tourist foot traffic. Sunny Jack: Allstate Insurance addresses these needs by offering commercial policies tailored to local operations back. Their agency helps business owners evaluate general liability, workers’ compensation, and commercial auto options directly. Consultations explain how specific endorsements can protect inventory and physical assets throughout the year. An initial assessment of current company exposures and policy gaps begins the process.
Kapital Insurance, Inc operates as a business insurance agent based in Delray Beach, FL, helping local companies secure essential commercial coverage. The agency focuses on tailoring standard liability and property policies to match each client’s specific operational risks. In the Delray Beach area, it provides commercial auto coverage for vehicles used in daily business. Additional specialty add-ons include inland marine insurance for equipment in transit and workers’ compensation protection for employees. Kapital Insurance serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Harvey Insurance Solutions serves residential clients in Delray Beach, Florida, by addressing property and liability protection for individual homeowners. The agency also focuses on commercial coverage, helping local businesses secure policies tailored to their operational risks. Serving the broader Delray Beach area, the team works with clients to evaluate coverage needs and update policies as circumstances change. Between regular policy reviews and renewal periods, the agency follows up with clients to address new exposures or requests for adjustments to existing coverage.
What Does a a Business Insurance Agent in Delray Beach Cost?
Typical costs for a small business insurance package in Florida range from $500 to $3,000 per year for general liability. Workers compensation costs vary by payroll and industry classification often between $0.50 and $2.00 per $100 of payroll. Commercial property insurance in Delray Beach may cost more due to hurricane risk. These are general estimates and your actual cost will depend on your specific business. This is general information not insurance advice.
About business insurance agents in Delray Beach
Business insurance agents in Delray Beach help local companies find coverage that meets Florida requirements. Florida law mandates specific insurance for certain businesses such as workers compensation for those with four or more employees. An agent can explain how local risks like hurricane exposure affect your policy options.
Frequently Asked Questions
What types of business insurance are required in Delray Beach Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not state mandated but is often required by landlords and contracts.
How do I choose a business insurance agent in Delray Beach?
Look for an agent licensed in Florida who has experience with your industry. Ask about their knowledge of local risks such as flood zones near the Intracoastal Waterway. Check their reputation with the Florida Office of Insurance Regulation.
Can a business insurance agent help me save money on premiums in Florida?
Yes an agent can compare policies from multiple carriers to find competitive rates. They can also suggest risk management practices like installing hurricane shutters or safety training that may lower premiums. Premiums vary based on your business type location and claims history.
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