ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a business insurance agent in Gainesville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 business insurance agents in Gainesville, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
6419 W Newberry Rd Suite F0020, Gainesville, FL 32605
(352) 554-4086
onestopshopinsurance.com
Hartfield Insurance Group
2830 NW 41 St suite h, Gainesville, FL 32606
(352) 870-9575
hartfieldinsgroup.com
HUB International
2811 NW 41 St, Gainesville, FL 32606
(352) 377-2002
hubinternational.com
A business insurance agent in Gainesville Florida helps local companies find coverage that meets state requirements and protects against common risks. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can also help you understand commercial general liability and property insurance options tailored to Alachua County businesses.
What Does a Business Insurance Agent in Gainesville Cost?
Typical costs for a small business insurance policy in Florida range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums average around $1.50 to $3.00 per $100 of payroll depending on the industry. Commercial property insurance in Gainesville may cost $1,000 to $5,000 annually based on building value and hurricane risk. These are general estimates only and actual costs vary by business. This information is general and not a substitute for professional insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability and property insurance are not required by state law but are often required by landlords or lenders.
How do I find a licensed business insurance agent in Gainesville?
You can search the Florida Department of Financial Services website to verify an agents license. Local agents in Gainesville often specialize in industries common to the area such as agriculture construction or healthcare. You can also ask for referrals from other business owners in Alachua County.
What factors affect the cost of business insurance in Florida?
Costs depend on your business type number of employees revenue location and claims history. Florida businesses in high risk industries like construction or hospitality often pay higher premiums due to hurricane and liability risks. Your agent can help you compare quotes from multiple carriers.
Free • No Obligation
Compare Business Insurance Agents
Get matched with agents in Gainesville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.