The top-rated business insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,696 reviews. Other highly rated options include Ocean Trust Insurance & Financial Services, George Meroni - State Farm Insurance Agent, Univista Insurance. This directory lists 27 business insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Ocean Trust Insurance & Financial Services | 809 N Homestead Blvd | (866) 356-2326 |
| 3 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 4 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 5 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 6 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 7 | Seoane Insurance | 29100 Kansas Rd | (786) 747-1740 |
| 8 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 9 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 10 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
GoldenTrust Insurance Homestead serves businesses in Miami-Dade County and the Homestead area, offering professional business insurance agent services. The company assists local enterprises in securing coverage to protect against common operational risks and liability concerns. Their work involves evaluating client needs and connecting them with appropriate insurance carriers. Policy options they handle include general liability insurance and workers' compensation coverage for area small businesses.
Ocean Trust Insurance & Financial Services in Homestead, FL, provides a full range of business insurance solutions, including general liability, property coverage, and workers’ compensation. The agency helps local businesses assess their unique risks and select appropriate policies. In addition to initial consultations, it offers ongoing service plans that include periodic policy reviews and claims support to ensure coverage remains current. Its commercial insurance practice regularly serves a variety of local property types, such as single-family homes, apartment complexes, retail storefronts, and restaurants.
George Meroni - State Farm Insurance Agent in Homestead, FL serves local homeowners, business owners, and property managers seeking reliable coverage to protect their assets and operations. The agency provides general liability, commercial property, workers' compensation, and business auto policies tailored to small and mid-sized enterprises. Clients often rely on these comprehensive plans to safeguard against common risks while maintaining daily business continuity. The agency also regularly assists customers with insurance needs throughout nearby Florida City and the broader southern Miami-Dade County area.
Univista Insurance serves businesses in Homestead, Florida, and the surrounding South Dade communities. As a Business Insurance Agent, the company handles essential policies such as general liability, property protection, and workers’ compensation for local enterprises. It understands the risk exposures common to agricultural, retail, and light industrial operations in the region. To manage a typical job, the agency first gathers operational details from the client, then compares options from its network of carriers to align appropriate coverage limits with the business's specific liabilities.
Your Family First Insurance Inc serves Homestead, Florida, and the surrounding communities of the Redland and Florida City areas. It handles business insurance agent services for local enterprises, including general liability and commercial property coverage. The agency typically assesses each client’s operational risks in person to recommend tailored policies from a standard menu of carriers, matching coverage to industry needs and budget constraints.
Amco Insurance, located in Homestead, FL, distinguishes between one-time policy reviews for specific needs and recurring service plans for ongoing protection. It offers tailored business insurance coverage addressing local commercial liabilities, property risks, and general liability requirements. This agency assists with client consultations and adjustments to policies as operations grow. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s request and circumstances surrounding their coverage.
Homestead's hurricane season and bustling local commerce create a need for solid risk management. Seoane Insurance addresses this by helping small businesses in the area secure appropriate liability and property protection. Their team works closely with entrepreneurs to review exposures, explaining how general liability or workers' compensation may fit specific operations. By focusing on local business realities, they provide straightforward guidance tailored to each client. An initial consultation typically begins with a thorough inspection of the business premises and a review of current policies.
Offering tailored policy options for commercial auto, general liability, and property coverage, Freeway Insurance serves local businesses in Homestead, FL. The agency advises entrepreneurs on risk management and regulatory compliance while helping them compare coverage from multiple carriers. It assists with adjusting existing plans during periodic business expansions or shifts in operations. The firm also guides seasonal retail owners and agricultural operators through coverage adjustments needed before and after the South Florida hurricane season.
DTRT Insurance Group - Homestead provides business clients with comprehensive risk management solutions and general liability coverage. As a dedicated business insurance agent, the company structures policies to protect against property damage, worker injuries, and legal liabilities. They also offer tailored specialty add-ons, such as commercial property endorsements and professional liability extensions. Their services are suitable for various commercial sectors, including local offices, warehouses, and food service establishments requiring customized protection plans; additionally, they assist with claims support and policy reviews for these operations.
What Does a a Business Insurance Agent in Homestead Cost?
Typical costs for a business insurance agent in Florida vary widely. A small business might pay between 500 and 3000 dollars per year for general liability coverage. Workers compensation premiums depend on payroll and industry class codes. Commercial property rates in Homestead are influenced by hurricane risk. This is general information not insurance advice.
About business insurance agents in Homestead
A business insurance agent in Homestead Florida helps local companies find coverage that meets state requirements. Florida law requires businesses with employees to carry workers compensation insurance if they have four or more workers. An agent can explain general liability and commercial property options specific to the Homestead area.
Frequently Asked Questions
What types of business insurance do I need in Homestead Florida?
Common types include general liability commercial property and workers compensation. Florida law requires workers comp for most businesses with four or more employees. An agent can help you choose coverage based on your industry and location.
How do I find a business insurance agent in Homestead?
You can search online directories or ask other local business owners for referrals. Look for an agent licensed in Florida who has experience with businesses in Homestead. They should understand local risks like hurricane exposure.
Does Florida require business interruption insurance?
Florida does not mandate business interruption insurance but it is strongly recommended. This coverage helps replace lost income if your Homestead business must close due to a covered event like a hurricane. An agent can explain policy details and limits.
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