The top-rated business insurance agent in Lakeland, Florida is Amistad Insurance | Affordable Insurance Lakeland, rated 4.9 stars across 489 reviews. Other highly rated options include Garland Insurance, Inc., Acceptance Insurance, Advantage Insurance. This directory lists 20 business insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 2 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 3 | Acceptance Insurance | 4221 Florida Ave S | (863) 733-7005 |
| 4 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 5 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 6 | Core Insurance Solutions | 102 W Orange St | (863) 225-2875 |
| 7 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 8 | Auto-Owners Insurance Lakeland Regional Office | 1120 S Parkway Frontage Rd | — |
| 9 | Southern Family Insurance Services LLC | 5015 Florida Ave S # 401 | (863) 248-2814 |
| 10 | George Franklin Insurance | 5147 S Lakeland Dr #3 | (863) 682-4434 |
Amistad Insurance | Affordable Insurance Lakeland provides a broad range of policies to protect local businesses from common operational risks and liabilities. Its service model includes tailoring coverage limits to each client’s specific exposure needs, with annual policy reviews to adjust for growth or changes in the business. Account managers assist with claims filing and answer coverage questions throughout the year. The agency services a variety of commercial properties, including single-family homes, apartments, retail, and restaurants.
Garland Insurance, Inc. serves business owners throughout the Lakeland, Florida metro area and Polk County, offering commercial insurance agency services. The firm works with a variety of local enterprises, from small retail shops to larger contractors, to help them secure the coverage needed to protect their operations. Each client’s policy is arranged based on their specific risks and industry requirements. General liability and commercial property coverage are two of the specific services the agency handles for businesses in this region.
Acceptance Insurance in Lakeland, Florida helps businesses choose between a single policy for a specific project and a comprehensive package that provides ongoing protection. This difference allows clients to select coverage tailored to their immediate needs or long-term operational risks, including general liability and commercial property plans that safeguard local enterprises. The agency structures its services to be available on an as-needed basis, allowing business owners to request consultations or policy reviews whenever their coverage requirements change.
Advantage Insurance serves Lakeland and the surrounding Polk County communities, handling a broad range of coverage solutions for local business owners. It helps clients manage commercial property, general liability, and workers’ compensation risks common to regional enterprises. Working closely with each operator, the agency analyzes specific exposures to recommend appropriate policy structures. It typically begins with a thorough review of existing operations to identify coverage gaps, then presents tailored options from multiple carriers to secure suitable protection.
Lock Insurance, A Division of World serves homeowners, local businesses, and property managers in Lakeland, Florida, offering property and general liability coverage tailored to commercial needs. As a business insurance agent, the company provides consultation on policy options to help clients manage operational risks. It delivers guidance on selecting appropriate coverage limits for small and midsize enterprises. The agency extends its services to businesses throughout the broader Polk County metro region, including nearby communities such as Winter Haven.
Core Insurance Solutions in Lakeland, FL offers both one-time consultations for specific policy needs and recurring service for evolving business coverage. The agency assists local companies with general liability, property, and workers' compensation insurance tailored to commercial operations. For Lakeland businesses, securing appropriate protection against common regional risks is the primary focus of each policy review. Service is provided on a recurring, scheduled basis for policyholders requiring annual assessments and adjustments.
Headley Insurance Agency in Lakeland, FL, specializes in business insurance coverage, addressing property, liability, and workers’ compensation needs for local enterprises. The agency works with companies of various sizes to build customized policies that protect against common operational risks and financial exposures. Through attentive service, it helps business owners understand policy details and secure appropriate limits for their specific industry. As seasonal tourism and hurricane threats fluctuate in Central Florida, the agency frequently assists with adjusting coverage to safeguard commercial assets during peak storm months.
Southern Family Insurance Services LLC in Lakeland, FL specializes in helping local businesses secure general liability and commercial property coverage. The agency also advises clients on tailored insurance add-ons such as business interruption insurance and commercial auto policies. Services align with common workplace risks faced by small and mid-sized operations throughout the region. The company can assist enterprises engaged in office administration, warehouse logistics, and food service industry ventures.
George Franklin Insurance helps businesses in Lakeland, Florida assess their operational risks and secure appropriate protection. As a Business Insurance Agent, the company guides clients through general liability and property coverage policies. Additional offerings often include commercial auto insurance and cyber liability extensions tailored to modern threats. The agent assists offices needing protection for equipment and professional liability, warehouses requiring coverage for inventory and product liability, and food service operations addressing premises exposure and workers compensation risks.
What Does a a Business Insurance Agent in Lakeland Cost?
Typical costs for a small business insurance policy in Florida range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance in Lakeland may cost 1000 to 5000 dollars annually depending on building value and hurricane risk. These are general estimates and actual costs depend on your specific business operations location and claims history. This information is general and not insurance advice.
About business insurance agents in Lakeland
Business insurance agents in Lakeland Florida help local companies find coverage that meets state requirements. Florida law mandates workers compensation insurance for businesses with four or more employees. An agent can guide you through liability commercial auto and property policies to protect your Lakeland operation.
Frequently Asked Questions
What types of business insurance do Lakeland agents offer?
Agents in Lakeland offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber liability policies for local businesses.
Is business insurance required by law in Florida?
Yes Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are often required by landlords or contracts.
How do I choose a business insurance agent in Lakeland?
Look for an agent licensed in Florida with experience in your industry. Ask about their access to multiple insurance carriers and their knowledge of Lakeland specific risks like hurricane exposure.
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