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Business Insurance Agents in Lutz, FL

Browse business insurance agents serving Lutz, Florida. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 business insurance agents in Lutz, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480 dennisagency.com
Brightway Insurance - The Lutz Agency
1527 Dale Mabry Hwy STE 100, Lutz, FL 33548
(813) 403-5600 brightwayinsurancelutz.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765 abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396 flinsuranceteam.com
We Insure Premier Group
2915 Allegra Wy, Lutz, FL 33559
(813) 713-7194 weinsurepremiergroup.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020 insurancefindersofflorida.com

Business insurance agents in Lutz Florida help local companies find coverage for general liability commercial property and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. An agent can review your specific risks and recommend policies from multiple carriers.

What Does a Business Insurance Agent in Lutz Cost?

Typical costs for a small business insurance policy in Florida range from 400 to 1500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 1 to 3 dollars per 100 dollars of payroll. Professional liability insurance can cost 500 to 3000 dollars annually. These are general estimates and your actual cost will depend on your specific business details and risk factors. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do agents in Lutz offer?
Agents in Lutz offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber liability coverage. Policies are tailored to industries like construction retail and professional services.
Does Florida law require business insurance for small companies?
Florida requires workers compensation insurance for businesses with four or more employees. Construction businesses with one or more employees must also carry it. General liability and other coverages are not legally required but are often mandated by landlords or contracts.
How do Lutz business insurance agents determine coverage needs?
Agents review your business operations number of employees revenue and industry risks. They ask about property assets vehicles and client contracts. This assessment helps match you with appropriate policy limits and deductibles.