The top-rated business insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Brian West - State Farm Insurance Agent, Williams & Stazzone Insurance Agency, Inc., Better Insurance Group. This directory lists 23 business insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 3 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 4 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 5 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 6 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 7 | Anthony Insurance Agency | 7331 Office Park Place STE 500 | (321) 242-3181 |
| 8 | Acceptance Insurance | 635 S Wickham Rd #104 | (321) 337-7584 |
| 9 | GreatFlorida Insurance: Cheryl Miller | 1678 W Hibiscus Blvd #103 | (321) 253-8531 |
| 10 | The Insurance Center of Central Florida, Inc. | 3760 Eau Gallie Blvd #104 | (321) 255-0986 |
Erb and Young Insurance serves the Melbourne, Florida metro area as a business insurance agent, offering a range of commercial coverage options for local enterprises. The agency works with business owners to assess risk and identify appropriate policies that protect operations and assets. Its main services include tailoring general liability and commercial property insurance plans for small to mid-sized businesses in the region. Specific services Erb and Young Insurance handles in this area include workers’ compensation policies and professional liability coverage for service-based industries.
Brian West, a State Farm Insurance agent in Melbourne, FL, provides a range of business insurance products designed to protect companies from common operational risks. He offers general liability and commercial property policies, along with tailored solutions like workers' compensation and business interruption coverage. His services include personalized policy reviews to adjust coverage as a business grows or changes. Clients appreciate guidance through claims processes and risk management advice. The agency serves local properties including single-family home rentals, apartment complexes, retail storefronts, and restaurants throughout the Melbourne area.
Businesses and commercial property managers in Melbourne, Florida rely on Williams & Stazzone Insurance Agency, Inc. for their business insurance needs. The agency assists with obtaining necessary policies covering general liability, property, and workers compensation to help protect local enterprises. Clients typically consult agents here when managing risk for retail locations, service firms, or commercial real estate holdings in the area. Coverage options are also available for companies operating in the nearby community of Palm Bay.
Better Insurance Group distinguishes between one-time policies for specific projects and recurring coverage that renews periodically, such as annual general liability plans. The agency guides Melbourne businesses through options like property, workers’ compensation, and commercial auto insurance. Serving local enterprises as a business insurance agent involves assessing risks across retail, office, and light industrial operations. Service is provided on an as-needed basis for one-time policies, while scheduled renewals manage recurring coverage throughout the year.
Serving Melbourne, Florida, and the surrounding communities of Brevard County, Kim Osman Insurance Group, Inc. handles business insurance policies for local enterprises. The agency works to help owners assess their coverage needs for property, liability, and commercial risks. It focuses on protecting small and mid-sized companies from common operational exposures. To complete a typical job, the agent reviews the client’s current operations, identifies potential gaps in coverage, and then presents tailored insurance options to address specific business vulnerabilities.
Space Coast Insurance Agency, LLC in Melbourne, FL specializes in commercial property and liability coverage, while also offering general business insurance services to local enterprises. The agency works closely with small, mid-sized, and larger companies to assess their risks and secure appropriate policies. Seasonal concerns, such as hurricane season, prompt the agency to review business interruption and flood coverage with clients, ensuring they remain protected during Florida’s most unpredictable weather months.
As Melbourne's hurricane season brings both storm concerns and peak tourist activity through Port Canaveral, business owners can face complex shifts in liability coverage and property risks. Anthony Insurance Agency works with companies throughout Brevard County to adjust commercial policies for these local pressures. They review general liability for storefronts, workers compensation for hospitality staff, and marine liability for waterfront operations. Following this initial discussion, a typical first step involves an on-site property inspection to confirm current protections and identify any new gaps before the next policy period begins.
Acceptance Insurance serves homeowners, businesses, and property managers in Melbourne, Florida, with comprehensive business insurance agent services. Clients receive guidance on commercial property coverage, liability protection, and workers’ compensation policies tailored to their specific operational needs. The agency helps local enterprises understand risk management strategies and navigate insurance options to secure appropriate coverage for their ventures. Its expertise extends to assisting rental property owners and small business operators across the metropolitan area, including the neighboring communities of Palm Bay and Satellite Beach.
Located in Melbourne, Florida, GreatFlorida Insurance: Cheryl Miller assists local business owners with their commercial coverage needs. This agency provides general liability and property insurance policies tailored for company operations. Additionally, it offers specialty add-ons like workers' compensation and commercial auto coverage to protect area enterprises from unexpected losses. The agency can serve a variety of commercial sectors operating locally, including offices, warehouses, and food service establishments.
The Insurance Center of Central Florida, Inc. serves residential clients seeking reliable insurance coverage for their homes and personal property in the Melbourne area. The agency also provides commercial insurance solutions for local businesses, addressing their unique liability and asset protection needs throughout the region. A dedicated agent works with each client to identify appropriate coverage options, with follow-up and repeat service available between regular policy review visits to adjust coverage as circumstances change.
What Does a a Business Insurance Agent in Melbourne Cost?
Typical costs for a small business insurance package in Florida range from 500 to 3000 dollars per year for general liability. Workers compensation premiums average around 1 to 3 dollars per 100 dollars of payroll depending on your industry classification. Commercial property insurance costs vary widely based on location building value and coverage limits. This is general information and not insurance advice.
About business insurance agents in Melbourne
A business insurance agent in Melbourne Florida helps local companies find coverage that meets state requirements. Florida law requires most businesses with employees to carry workers compensation insurance. An agent can also help you manage risks specific to the Space Coast economy including tourism construction and professional services.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida law requires workers compensation insurance for businesses with four or more employees. Commercial auto insurance is required if you use vehicles for work. General liability and property insurance are not state required but most landlords and clients will demand them.
How do I find a licensed business insurance agent in Melbourne?
You can verify an agents license through the Florida Department of Financial Services website. Look for agents who specialize in commercial lines and have experience with your industry. Local agents in Melbourne understand the unique risks of Brevard County businesses.
Can a business insurance agent help me save money on premiums?
Yes an agent can compare quotes from multiple carriers to find competitive rates. They can also recommend risk reduction strategies like safety programs or higher deductibles. However final costs depend on your business type revenue and claims history.
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