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Directory of business insurance agents in Miami Beach, Florida. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 business insurance agents in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807
toscanoinsurance.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434
agents.estrellainsurance.com
Estrella Insurance
1108 Normandy Dr, Miami Beach, FL 33141
(305) 867-0444
agents.estrellainsurance.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148
atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623
southbeachinsurance.com
Eptyn Insurance
2699 Collins Ave, Miami Beach, FL 33140
(352) 240-1929
eptyninsurance.com
Business insurance agents in Miami Beach Florida help local companies find coverage for property damage liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents in this area understand the unique risks of coastal properties and tourism related businesses.
What Does a Business Insurance Agent in Miami Beach Cost?
Typical costs for a small business insurance package in Miami Beach range from 500 to 3000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification averaging 1 to 3 dollars per 100 dollars of payroll. Commercial property rates are higher in coastal areas due to hurricane risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any business owned vehicles. General liability insurance is not required by state law but is often required by landlords and contracts.
How do Miami Beach business insurance agents help with hurricane coverage?
Agents can help you find commercial property policies that include windstorm and flood coverage. Miami Beach is in a high risk hurricane zone so standard policies may exclude wind damage. Agents can recommend separate windstorm policies or excess coverage to protect your business.
Can I get a business insurance quote online in Miami Beach?
Yes many agents offer online quote requests. However a local agent can review your specific business operations and Florida risks. They can also help you understand coverage limits and deductibles that fit your budget.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.