The top-rated business insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 4 | Jeffrey B Campbell - State Farm Insurance Agent | 2840 Tuskawilla Rd | (407) 671-8333 |
| 5 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 6 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 7 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 8 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 9 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 10 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
Steve Manzano - State Farm Insurance Agent serves businesses in the Oviedo, Florida area and surrounding Seminole County. The agency provides comprehensive coverage solutions for local companies seeking protection against common operational risks. Business owners can work with the agent to evaluate their specific liabilities and property exposures. The office is equipped to assist with tailoring policies that address both general commercial needs and industry-specific challenges. Among the business insurance services handled here are general liability coverage and commercial property protection for Oviedo enterprises.
Professional Property & Casualty LLC provides a range of business insurance solutions tailored to commercial operations in the Oviedo, FL area. Its service approach includes offering comprehensive coverage consultations and ongoing policy management to help clients adapt to evolving risks and operational changes. Regular policy reviews and endorsements ensure that coverage remains aligned with business growth and shifting liability exposures. The agency services a variety of properties, including single-family homes used for business purposes, apartments, retail storefronts, and restaurants.
Jorel Rodriguez - State Farm Insurance Agent in Oviedo, FL serves homeowners, businesses, and property managers with tailored insurance solutions. This agency helps local enterprises protect their assets through commercial policies ranging from general liability to workers compensation. Business owners can receive personalized risk assessments and coverage reviews to safeguard their operations and investments. The agency also serves clients throughout the greater Orlando metropolitan area, including the communities of Winter Park and Sanford.
Jeffrey B Campbell - State Farm Insurance Agent serves Oviedo, Florida, and the surrounding communities, handling business insurance for local enterprises. The agency works with small to mid-sized companies to address their liability, property, and commercial auto coverage needs. It also helps business owners evaluate risks specific to their industry and operation size. The agency approaches each client by conducting a thorough review of their current policies and identifying potential gaps in protection before tailoring coverage options accordingly.
Business insurance agents typically assist clients with both one-time policy setups and ongoing coverage adjustments to meet changing business needs. Brightway Insurance, Oviedo-Winter Springs, located in Oviedo, FL, provides business insurance agent services to local companies seeking liability, property, or commercial auto coverage tailored to their operations. They help business owners review existing policies and identify potential gaps. This local insurance agent offers services primarily on an as-needed basis, responding to client requests for policy quotes, renewals, or risk assessments whenever those needs arise.
Salmon Agency provides business insurance agent services specializing in commercial property and liability coverage for local enterprises in Oviedo, FL. The agency assists clients with general risk assessment, policy selection, and claims support for small to medium-sized businesses. It helps companies address common regional exposures, including storm damage protection and flood insurance considerations. As hurricane season approaches each year, the agency guides business owners through reviewing their existing policies to ensure adequate coverage for potential wind and water damage.
As local businesses in Oviedo prepare for seasonal shifts in traffic and inventory, Karla Salmon Insurance helps them review their commercial coverage needs. Serving the area as a business insurance agent, the company works with owners to understand general liability, property, and other essential policies for small to mid-sized enterprises. They focus on practical risk management tailored to each operation’s daily challenges. An initial assessment typically begins with a walkthrough of the business premises to identify exposures and discuss appropriate policy options.
Goosehead Insurance - Stephanie Velez provides risk management guidance and policy placement for businesses in the Oviedo area, with additional expertise in supplemental liability and property endorsements. The agency helps commercial clients secure tailored coverage solutions to protect their operations and assets from common industry exposures. It serves a range of commercial sectors, including offices, warehouses, and food service establishments seeking specialized protection for their unique operational needs.
Adam Williams - State Farm Insurance Agent in Oviedo, FL, provides residential insurance policies to protect local homeowners and their personal property. The agency also assists small businesses with commercial coverage tailored to their operational needs. Serving the Oviedo area and surrounding communities, the office works closely with clients to review their evolving insurance requirements. This approach ensures clients receive appropriate policy updates and detailed follow-up between regular annual visits.
Kerbelis Insurance Agency is a business insurance agent in Oviedo, FL, known for helping local companies manage their commercial risks. It provides coverage for general liability, property damage, and workers’ compensation. The agency advises clients on policy limits and exclusions suited to small and mid-sized enterprises. It also serves contractors, retailers, and professional offices in the area. For added protection, Kerbelis can tailor a business interruption insurance policy to complement a client’s existing liability coverage.
What Does a a Business Insurance Agent in Oviedo Cost?
Typical costs for a small business insurance package in Florida range from $500 to $3,000 per year for general liability. Workers compensation costs vary by payroll and industry classification often between $0.50 and $3.00 per $100 of payroll. Commercial property premiums in Oviedo depend on building value and hurricane risk. These are general estimates and your actual cost will depend on your specific business details. This information is general and not professional insurance advice.
About business insurance agents in Oviedo
Business insurance agents in Oviedo Florida help local companies find coverage that meets state requirements. Florida law requires businesses with employees to carry workers compensation insurance under certain conditions. An agent can explain how Oviedo businesses can protect against hurricane damage and other common Florida risks.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any vehicle owned by the business. General liability insurance is not required by state law but is often required by landlords or contracts.
How do I find a business insurance agent in Oviedo Florida?
You can search online for licensed agents in Oviedo or use the Florida Department of Financial Services website to verify an agents license. Local agents understand Oviedo specific risks like flooding and seasonal storms.
Does Florida have a specific law about business insurance cancellation?
Yes. Florida law requires insurers to provide at least 45 days notice before canceling a commercial policy for nonpayment. For other reasons the notice period is 60 days under Florida Statute 627.4133.
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