ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Palm Bay, FL

Browse business insurance agents serving Palm Bay, Florida. Updated 2026-07-14.

The top-rated business insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance. This directory lists 20 business insurance agents serving Palm Bay.

Showing 20 business insurance agents in Palm Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amber Smith - GEICO Insurance Agent620 Malabar Rd SE Suite 8(321) 327-6022
2Jeff Thummel - State Farm Insurance Agent4951 Babcock St NE Ste 5(321) 727-3992
3Ryan Hill - State Farm Insurance Agent1460 Baytree Dr Suite D(321) 723-1444
4Space Coast Family Insurance2105 Palm Bay Rd NE Unit 3 215(321) 655-3920
5Patriot Growth Insurance Service, LLC1430 Palm Bay Rd NE Suite A and B(321) 725-1440
6Sarpoolaki Insurance Center,LLC277 Malabar Rd SE(321) 914-0303
7GreatFlorida Insurance: Sabrina Lee4651 Babcock St NE # 17(321) 724-4409
8Direct Auto Insurance4700 Babcock St NE B(321) 757-9100
9Brightway Insurance, The DeJesus Legacy Agency3200 Dixie Hwy NE Ste 7(321) 257-4045
10Monty McCart: Allstate Insurance820 Palm Bay Rd NE #111(321) 724-8851
AS
620 Malabar Rd SE Suite 8
Amber Smith - GEICO Insurance Agent
Business Insurance Agent · Palm Bay, FL

Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida metro area, offering business insurance agent services to local enterprises. The company helps commercial clients assess liability risks and obtain tailored property coverage, ensuring protection for their daily operations and assets. From small retail shops to growing professional firms, the agency assists with general liability policies and commercial auto insurance for fleets or business vehicles in Palm Bay.

JT
4951 Babcock St NE Ste 5
Jeff Thummel - State Farm Insurance Agent
Business Insurance Agent · Palm Bay, FL

Jeff Thummel - State Farm Insurance Agent in Palm Bay, FL, provides a full range of business insurance services, including general liability, property coverage, and workers compensation. The agency offers ongoing policy review and claim support to help maintain proper coverage as business needs evolve. Services also include advising on appropriate commercial auto and inland marine policies for local operations. The company works with owners of single-family homes, apartments, retail storefronts, and full-service restaurants to secure tailored protection.

RH
1460 Baytree Dr Suite D
Ryan Hill - State Farm Insurance Agent
Business Insurance Agent · Palm Bay, FL

Ryan Hill - State Farm Insurance Agent serves Palm Bay, Florida and the surrounding communities in Brevard County. It handles business insurance policies designed to protect local companies from common operational risks and liabilities in the region. The agency assists with coverage options that address property, liability, and income protection needs. To manage a typical job, it conducts a personal consultation to analyze a business's specific exposures and then recommends appropriate coverage limits to match the client’s operations.

SC
2105 Palm Bay Rd NE Unit 3 215
Space Coast Family Insurance
Business Insurance Agent · Palm Bay, FL

Space Coast Family Insurance in Palm Bay, FL offers both one-time policy setups and recurring service options for business insurance, with coverage tailored to property, liability, and commercial needs in the local area. As a business insurance agent, the company helps clients navigate risk management and choose appropriate plans for small to medium-sized enterprises. Service runs on either a one-time basis for initial policy purchase or a scheduled recurring cycle for renewals and adjustments.

PG
1430 Palm Bay Rd NE Suite A and B
Patriot Growth Insurance Service, LLC
Business Insurance Agent · Palm Bay, FL

Patriot Growth Insurance Service, LLC serves business owners and property managers in Palm Bay, Florida, offering commercial insurance policies tailored to local operational risks. It advises clients on general liability, property protection, and workers’ compensation coverage to help manage everyday exposures. The agency works with both small entrepreneurial ventures and established commercial enterprises seeking to protect their assets. Its services support businesses across Palm Bay and extend as far north to provide coverage for companies in the surrounding Melbourne metro area.

SI
277 Malabar Rd SE
Sarpoolaki Insurance Center,LLC
Business Insurance Agent · Palm Bay, FL

Sarpoolaki Insurance Center, LLC specializes in crafting commercial insurance policies tailored to local business needs. It works extensively with small to mid-sized enterprises throughout Palm Bay, helping them select liability, property, and workers’ compensation coverage. Beyond standard policies, it provides guidance on evolving risk exposures common to Florida businesses. As hurricane season approaches, many firms depend on this agency to review windstorm deductibles and structure appropriate business interruption coverage to safeguard against storm-related closures.

GI
4651 Babcock St NE # 17
GreatFlorida Insurance: Sabrina Lee
Business Insurance Agent · Palm Bay, FL

Small business owners in Palm Bay evaluating their annual coverage needs or opening a new storefront often consult GreatFlorida Insurance: Sabrina Lee for guidance. This business insurance agency helps local professionals secure appropriate policies for liability, property damage, and business interruption risks common along Florida’s Space Coast. A clear conversation with the agent clarifies the specific exposures each operation faces before recommending any coverage. As part of the service, a staff member will assess the business premises during an initial inspection appointment.

DA
4700 Babcock St NE B
Direct Auto Insurance
Business Insurance Agent · Palm Bay, FL

Direct Auto Insurance provides business insurance services to Palm Bay, Florida and the surrounding communities along the Space Coast. The agency handles commercial coverage needs for local enterprises, including general liability and property protection for small to mid-sized businesses in the area. To manage a typical job, the company first assesses the specific operational risks of the client, then presents coverage options from multiple carriers to match the client’s budget and required liability limits.

BI
3200 Dixie Hwy NE Ste 7
Brightway Insurance, The DeJesus Legacy Agency
Business Insurance Agent · Palm Bay, FL

Brightway Insurance, The DeJesus Legacy Agency serves residential clients in Palm Bay, FL, helping protect homes and personal property. The agency also provides commercial coverage for local businesses, addressing liability and asset protection needs across the area. Its office regularly assists clients with policy adjustments or claims follow-up between scheduled visits to ensure lasting coverage remains appropriate as circumstances change.

MM
820 Palm Bay Rd NE #111
Monty McCart: Allstate Insurance
Business Insurance Agent · Palm Bay, FL

Monty McCart: Allstate Insurance provides comprehensive business insurance solutions in Palm Bay, Florida. The agency specializes in crafting tailored policies that protect commercial assets, including general liability, property coverage, and workers’ compensation. These core offerings can be supplemented with business interruption insurance and cyber liability add-ons to safeguard against unexpected disruptions and data breaches. The firm serves a variety of local commercial sectors, including professional offices, warehouses requiring inventory and equipment protection, and food service operations needing coverage for premises liability and equipment breakdowns.

AO
1900 Palm Bay Rd NE
Access One Insurance (AOI)
Business Insurance Agent · Palm Bay, FL
(321) 676-4118
4aoi.com
WI
5240 Babcock St NE #300b
We Insure Pinnacle
Business Insurance Agent · Palm Bay, FL
(321) 326-6160
weinsurepinnacle.com
RI
4961 Babcock St NE STE 7
Renegade Insurance - Palm Bay
Business Insurance Agent · Palm Bay, FL
(321) 450-3076
renegadeinsurance.com/agency/palm-bay
CI
190 Malabar Rd SW #122
Clover Insurance Agency
Business Insurance Agent · Palm Bay, FL
(321) 725-6837
cloverinsuranceagency.com
DF
4640 Lipscomb St STE 19
Drive Florida Insurance & Services, LLC
Business Insurance Agent · Palm Bay, FL
(772) 448-0946
dflinsuranceservices.net/%20%20%20%20%20%[email protected]
SF
1037 Cepheus Pl NW
South Florida Insurance Brokers - Medicare Experts now also in Central Florida
Business Insurance Agent · Palm Bay, FL
(786) 303-8065
sfib.net/palm-bay-florida
AI
6050 S Babcock St #17
Advanced Insurance Net
Business Insurance Agent · Palm Bay, FL
(321) 255-1077
ainsurance.biz
EI
2475 Palm Bay Rd NE Suite 145 #15-16
Ecko Insurance
Business Insurance Agent · Palm Bay, FL
(321) 878-3256
eckoinsurance.com
PB
189 Frante Ave NE
Palm Bay Insurance Service
Business Insurance Agent · Palm Bay, FL
(321) 516-0971
AA
1805 Canova St SE # 3
Anchor & Atlas Insurance
Business Insurance Agent · Palm Bay, FL
(321) 454-4444
anchoratlasinsurance.com

What Does a a Business Insurance Agent in Palm Bay Cost?

Typical costs for a business insurance agent in Florida vary by coverage type and business size. General liability insurance often ranges from $500 to $3,000 per year for small businesses. Workers compensation costs depend on payroll and industry class codes, averaging $1,000 to $5,000 annually for a small operation. Commercial auto policies can start around $1,200 per year. These are general estimates and your actual costs will depend on your specific business risks and coverage limits. This is general information and not insurance advice.

About business insurance agents in Palm Bay

A business insurance agent in Palm Bay Florida helps local companies find the right coverage for their needs. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through general liability, property insurance, and commercial auto policies that fit the Palm Bay business environment.

Frequently Asked Questions

What types of business insurance are common in Palm Bay?

Common types include general liability, property insurance, workers compensation, and commercial auto. Many Palm Bay businesses also need flood insurance due to Florida hurricane risks. An agent can help you choose based on your industry and location.

Does Florida require business insurance for all companies?

Florida does not require general liability insurance for most businesses. However, Florida law mandates workers compensation for employers with four or more employees. Businesses with vehicles must carry commercial auto insurance. An agent can explain what applies to your specific situation.

How do I find a qualified business insurance agent in Palm Bay?

You can search online directories or ask other local business owners for referrals. Look for agents licensed in Florida who have experience with your industry. The Florida Department of Financial Services provides a license lookup tool to verify an agents credentials.

Business Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.