The top-rated business insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include O'Quinn Insurance Services, Turner Insurance, Insurance Office of America. This directory lists 18 business insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 3 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 4 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 5 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 6 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 7 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 8 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 9 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 10 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area, providing business insurance solutions for local companies. This agency assists entrepreneurs and established firms in protecting their assets and operations. General business insurance policies cover property, liability, and loss of income. Commercial auto insurance for vehicles used in business is also available. Specific services this agent handles include general liability coverage and commercial property insurance.
O'Quinn Insurance Services provides residential insurance coverage for homeowners in Palm Coast, helping protect personal property and family assets. They also assist local business owners in selecting appropriate commercial coverage tailored to their operational needs. Serving the broader Palm Coast area, the agency offers consultations for policies that address common regional risks. After policy setup, they remain available for follow-up inquiries and periodic coverage adjustments as client circumstances evolve between regular visits.
Turner Insurance provides a comprehensive array of business insurance services in the Palm Coast area, including general liability, property coverage, and workers compensation policies. The agency assists clients with ongoing policy reviews and risk management assessments to help maintain appropriate coverage levels as business needs evolve. Customized service plans are available to ensure each client receives tailored support throughout the policy period. Its services cover a wide variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Palm Coast and the surrounding communities in Flagler County, Insurance Office of America provides coverage solutions for local business owners. This agency handles various commercial risks, including general liability, property, and workers’ compensation policies required by small to mid-sized enterprises. Its team works closely with entrepreneurs to assess specific operational exposures and tailor appropriate protection plans. For a typical job, the agent carefully reviews the client’s daily operations, evaluates potential liability gaps, and then customizes a policy that aligns with the company’s budget and industry standards.
Business insurance agents offer both one-time policy evaluations and ongoing, recurring service options for managing coverage throughout the year. Integrity Insurance Group of Florida, based in Palm Coast, assists local business owners with selecting appropriate commercial insurance policies tailored to their specific operational needs. These often include general liability, property, and workers’ compensation coverage, which are standard exposures in the area’s growing small-business sector. Service runs on an as-needed basis, allowing clients to request consultations or policy adjustments whenever their situation changes.
Tilton & Unger Insurance in Palm Coast, FL serves local businesses, homeowners, and property managers by providing business insurance agent services. This agency works with commercial clients to assess their liability and property coverage needs. They assist with general liability, workers’ compensation, and commercial auto policies common in the area. Businesses in nearby Flagler Beach also rely on their expertise for managing industry-specific risks.
Based in Palm Coast, FL, The Berk Insurance Agency specializes in structuring tailored commercial policies that protect businesses from property damage, liability claims, and income interruption. The agency’s core work also includes reviewing client operations to design coverage packages that match local industry risks and regulatory requirements. General practitioners serve nearby enterprises requiring standard general liability and workers’ compensation insurance. The agency frequently assists local business owners ahead of hurricane season, ensuring adequate coverage limits and reviewing windstorm deductibles before the storm threat arrives.
As hurricane season and rapid coastal growth increase the complexity of liability and property risks for Palm Coast businesses, Coastal Palm Insurance Company works directly with local enterprises to design and audit coverage for commercial auto, general liability, and workers’ compensation. This agent operates within the unique regulatory and weather-exposure framework of Flagler County, helping clients understand how wind mitigation and flood exclusions affect their policies. Every new business account begins with a detailed on-site inspection of the premises to verify exposures and recommend specific policy endorsements.
Heart of Florida Insurance Group works with businesses in Palm Coast to secure essential liability and property coverage. The firm provides commercial insurance solutions that can be tailored with specialty add-ons for crime protection or equipment breakdown. Business owners receive professional guidance on appropriate policy limits and risk management. The agency serves a variety of local commercial sectors, including offices, warehouses, and food service establishments.
Brightway Insurance, The Flagler Agency serves the Palm Coast area, offering comprehensive business insurance policies to local companies and commercial property owners. Customized coverage options are available to address liability, property, and industry-specific risks facing small and mid-sized businesses. Residential insurance solutions are also provided for homeowners seeking personalized protection. The agency works closely with clients to evaluate coverage needs and adjust policies as circumstances change. Regular visits allow for ongoing policy reviews and prompt assistance with claims management or policy adjustments between scheduled consultations.
What Does a a Business Insurance Agent in Palm Coast Cost?
Business insurance costs in Palm Coast Florida vary by industry size and coverage limits. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and classification codes. Commercial property insurance for a small office might cost 800 to 2500 dollars annually. This is general information and not insurance advice.
About business insurance agents in Palm Coast
A business insurance agent in Palm Coast Florida helps local companies find coverage that meets state requirements. Florida law requires businesses with employees to carry workers compensation insurance if they have four or more workers. An agent can guide you through options for general liability property insurance and commercial auto policies tailored to the Palm Coast market.
Frequently Asked Questions
What types of business insurance do I need in Palm Coast Florida?
Most businesses need general liability insurance and property insurance. If you have employees you may need workers compensation insurance as required by Florida law. An agent can review your specific risks and recommend appropriate coverage.
How do I choose a business insurance agent in Palm Coast?
Look for an agent with experience in your industry and knowledge of Florida insurance regulations. Check their license status on the Florida Department of Financial Services website. Ask about their claims process and how they handle policy renewals.
Does Florida require business insurance for sole proprietors?
Florida does not require general liability insurance for sole proprietors. However clients or landlords may require proof of coverage. If you have no employees you are exempt from workers compensation requirements but professional liability insurance may still be wise.
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